Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15296 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
BlockchainFX Surges Past $9.5m as Polkadot and Cardano Face Growth Crossroads After Market Crash Last Week

BlockchainFX Surges Past $9.5m as Polkadot and Cardano Face Growth Crossroads After Market Crash Last Week

As they navigate scaling challenges and adoption plateaus, BlockchainFX ($BFX) is gaining renewed attention. With its presale price now at […] The post BlockchainFX Surges Past $9.5m as Polkadot and Cardano Face Growth Crossroads After Market Crash Last Week appeared first on Coindoo.

Author: Coindoo
Dogecoin (DOGE) Holders Are Shifting to This New Crypto With Real Utility

Dogecoin (DOGE) Holders Are Shifting to This New Crypto With Real Utility

As the cryptocurrency market grows, investors are increasingly seeking projects that offer tangible utility beyond the speculative nature of meme coins like Dogecoin (DOGE). While DOGE continues to maintain a strong community presence, its reliance on social media trends and celebrity endorsements has led to periods of stagnation and heightened volatility. In contrast, Mutuum Finance […]

Author: Cryptopolitan
Wall Street Bank Citi (C) Sees Stablecoins Powering Crypto’s Next Growth Phase

Wall Street Bank Citi (C) Sees Stablecoins Powering Crypto’s Next Growth Phase

The post Wall Street Bank Citi (C) Sees Stablecoins Powering Crypto’s Next Growth Phase appeared on BitcoinEthereumNews.com. Citi (C) said stablecoins have climbed in step with the wider crypto market since the GENIUS Act passed in July, prompting its analysts to lift their 2030 market cap outlook to $1.9 trillion last month. Stablecoins remain primarily an on-ramp to crypto and have consistently accounted for 5%–10% of total market capitalization, the bank said in the report on Friday. The bank’s analysts expect near-term growth to move in step with the broader digital asset market. Stablecoins are cryptocurrencies whose value is tied to another asset, such as the U.S. dollar or gold. They play a major role in cryptocurrency markets, providing a payment infrastructure, and are also used to transfer money internationally. Tether’s USDT is the largest stablecoin, followed by Circle’s USDC. Citi argued that the effect on bank deposits will likely be modest. While funding costs and lending appetites could shift, the report drew a parallel to the rise of money market funds in the 1980s, which did not significantly disrupt overall lending. The stablecoin boom has revived activity on the Ethereum blockchain, but the analysts warned this dominance could fade as issuers develop their own networks. Network effects could sustain the blockchain’s position for now, but it’s no longer guaranteed. The bank sees the main driver of stablecoin adoption as their “store of value” role in emerging markets facing inflation or weak institutions. That could fuel further demand for dollar assets but may also trigger policy responses to limit dollarization. Payments, by contrast, remain a niche use case with mostly small transactions. The dollar continues to dominate the market, though euro-denominated stablecoins are gaining from a small base. New rules in Hong Kong highlight how regulation outside the U.S. could reshape the landscape, the report said. Read more: Stablecoins Surge to Record $314B Market Cap as Institutional…

Author: BitcoinEthereumNews
Brian Armstrong Says Crypto Is for Everyone, Not Just the Wealthy

Brian Armstrong Says Crypto Is for Everyone, Not Just the Wealthy

TLDR Brian Armstrong said that crypto is accessible to everyone regardless of income level. He explained that people can start using crypto with just a few dollars and an internet connection. Armstrong stated that decentralized finance helps people manage money even without a bank account. He confirmed that Coinbase is creating easy-to-use products to support [...] The post Brian Armstrong Says Crypto Is for Everyone, Not Just the Wealthy appeared first on CoinCentral.

Author: Coincentral
Is MUTM the Best Crypto to Buy for BTC-Like Trajectory?

Is MUTM the Best Crypto to Buy for BTC-Like Trajectory?

The post Is MUTM the Best Crypto to Buy for BTC-Like Trajectory? appeared on BitcoinEthereumNews.com. Bitcoin started as an experiment and grew into a global economic engine. Its growth was powered by network adoption, real utility, and active participants. Today, investors seek the next token capable of similar expansion. Mutuum Finance (MUTM) will position itself as a multi-utility DeFi asset. Its ecosystem combines lending, borrowing, staking, and buybacks to create network-driven growth. For those tracking crypto prices today, MUTM presents a structured way to benefit from real usage rather than speculation. Early Momentum and Presale Opportunities Mutuum Finance (MUTM) is currently in Presale Phase 6, priced at $0.035 per token. Around 72% of the 170 million phase allocation is already sold. The presale has already attracted over 17,400 holders overall and raised $17.62 million combining all the phases. With a total supply of 4 billion tokens, mid-budget investors can secure meaningful positions while still participating early. An investor swapping 10 SOL (~$1500) for MUTM during Phase 1 would now hold roughly 150,000 MUTM. At Phase 6 pricing, this stake is valued near $5,250 — a 250% value increase before listing. With the projected listing price of $0.06, early buyers with $1,000 budgets will see the potential for sixfold gains. These metrics illustrate how MUTM is positioned as a top crypto for disciplined investors seeking real growth during consolidation. Lending Models and Utility-Driven Demand The first growth driver of MUTM comes from its dual lending systems. Lenders will deposit stable assets into Peer-to-Contract (P2C) pools. For example, a user depositing $15,000 USDT will receive mtTokens. These tokens will earn roughly 15% APY, generating $2,250 annually. Lenders will also gain governance voting weight, linking participation to platform decisions and rewards. Borrowers will post collateral to access liquidity without selling core assets. A user locking $1,000 in ETH can borrow $750 USDT to trade or fund other activities…

Author: BitcoinEthereumNews
Ripple CEO Reveals What People Get Wrong About XRP

Ripple CEO Reveals What People Get Wrong About XRP

Ripple CEO Brad Garlinghouse clarified that his company is different from XRP, while Paydax Protocol (PDP) is generating a lot of buzz in the crypto space.

Author: Cryptodaily
Milk & Mocha’s $HUGS Token: Why It’s the Safest Meme Coin to Buy in 2025

Milk & Mocha’s $HUGS Token: Why It’s the Safest Meme Coin to Buy in 2025

As the crypto market matures, investors are becoming more discerning. Gone are the days when meme coins could thrive purely on hype; the new generation of community tokens must deliver transparency, accountability, and genuine utility. In 2025, one project is setting the benchmark for what a trustworthy meme token should look like: Milk & Mocha’s [...] The post Milk & Mocha’s $HUGS Token: Why It’s the Safest Meme Coin to Buy in 2025 appeared first on Blockonomi.

Author: Blockonomi
Why ADA and Mutuum Finance Are The Top Cryptos To Buy As Cardano Money Inflows Hit 3-Month High

Why ADA and Mutuum Finance Are The Top Cryptos To Buy As Cardano Money Inflows Hit 3-Month High

Investor inflows into Cardano have surged to a three-month peak, even while ADA price hovers near $0.60 amid consolidation patterns. This capital rush, tracked by the Chaikin Money Flow indicator at its highest since July, has signaled accumulation phases that historically sparked rebounds.  Whales offloaded 180 million tokens worth over $120 million recently, yet retail [...] The post Why ADA and Mutuum Finance Are The Top Cryptos To Buy As Cardano Money Inflows Hit 3-Month High appeared first on Blockonomi.

Author: Blockonomi
Solana (SOL) Fails to Hold Above $200 Amid Whale Selling, What’s the Best Crypto to Buy Now?

Solana (SOL) Fails to Hold Above $200 Amid Whale Selling, What’s the Best Crypto to Buy Now?

The post Solana (SOL) Fails to Hold Above $200 Amid Whale Selling, What’s the Best Crypto to Buy Now? appeared on BitcoinEthereumNews.com. Solana (SOL) has recently struggled to maintain its position above $200, as whale selling and profit-taking pressure weigh on the market. Despite its strong ecosystem and lightning-fast blockchain, this pullback has left investors searching for alternatives with higher growth potential. For those asking what’s the best crypto to buy now, attention is turning to an emerging project, Mutuum Finance (MUTM), that combines innovative features with strong market demand.  The project is a next-generation DeFi token currently in Phase 6 of its presale, with over 70% of tokens sold and $17.65 million raised. With its dual-lending model, robust roadmap, and growing investor confidence, Mutuum Finance is rapidly positioning itself as a leading new crypto coin to watch for 2025, offering both utility and high upside potential. Solana (SOL) Fails to Hold $200 as Sell Pressure Grows Solana (SOL) has failed in recent days to maintain above $200, following investors offloading 688,000 SOL worth $132 million to exchanges in the current week, a reflection of mounting sell-side pressure and profit-taking. The short-term holder Net Unrealized Profit/Loss is currently in the capitulation zone, which means that most traders are selling at a price lower than their cost price, a possible precursor to a bounce.  Following its failure to hold past $200, SOL is currently at approximately $192, and recapturing $200–$205 could be the catalyst for the turnaround to levels of $213, with falling below $183 having losses still in process.  As investors look to the next  performance of SOL, a number of investors are also looking into Mutuum Finance (MUTM), monitoring the cutting-edge venture that could fill gaps in their portfolios as they sell SOL. For many, this project is emerging as the best crypto to buy now, combining innovative features with early investor potential that rivals any new crypto coin on the…

Author: BitcoinEthereumNews
DeFi Protocol Mutuum Finance (MUTM) Sets Stage for Q4 2025 V1 Launch With Over $17.6M Raised

DeFi Protocol Mutuum Finance (MUTM) Sets Stage for Q4 2025 V1 Launch With Over $17.6M Raised

Mutuum Finance (MUTM) is a decentralized lending and borrowing protocol. It has raised more than $17.6 million in its ongoing presale. The protocol is scheduled for a Sepolia testnet rollout in Q4 2025.

Author: Hackernoon