Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15296 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Backpack Completes Flash Crash Case Review; Launches Compensation Plan

Backpack Completes Flash Crash Case Review; Launches Compensation Plan

The post Backpack Completes Flash Crash Case Review; Launches Compensation Plan appeared on BitcoinEthereumNews.com. Key Points: Backpack reviews flash crash cases and offers compensation to affected users. Company reports no socialized loss or clawback instances. Announces stable operations and new roadmap post-flash crash. Backpack announced successful case resolution and compensation measures following the October 11 market flash crash, maintaining stable operations without socialized loss or clawback incidents. This event underscores Backpack’s robust risk management and commitment to user compensation, potentially boosting regulatory confidence and investor trust in volatile market conditions. Backpack’s Response: Compensation and System Stability Assurance Backpack announced successful verification and handling of all cases following the October 11 flash crash. During this period, Backpack did not experience any socialized loss or clawback, and its risk engine remained stable under pressure. The system operated normally throughout the incident, ensuring user funds’ safety. This development has led to an implementation of a cash compensation plan to assist affected users. Accounts trading with less than 5x leverage on spot-futures arbitrage receive a 100% subsidy, while accounts with more than 5x leverage receive a partial subsidy. Users with BTC lending positions affected by Auto-Deleveraging also qualify for a full subsidy. Moreover, all liquidation fees will be partially refunded at 50%. Armani Ferrante, Founder & CEO, Backpack, stated, “Our transparent compensation plan post-crash ensures that no user will experience socialized loss or clawbacks. Our risk engine held firm during the volatility.” Community reaction has been positive, acknowledging Backpack’s effective crisis management and compensation strategy. Official project communication highlights the company’s focus on user safety and their commitment to maintaining high operational standards. However, no direct comments from prominent industry figures have been publicly reported regarding the incident. Market Analysis: BTC Trends and Expert Insights Post-Crash Did you know? During the October 11 market crash, similar platforms have experienced socialized losses or clawbacks, but Backpack maintained operational stability,…

Author: BitcoinEthereumNews
Expert: Crypto Prices Remain Manipulated Until Market Structure Rules Hit

Expert: Crypto Prices Remain Manipulated Until Market Structure Rules Hit

TLDR: Centralized exchanges currently control crypto prices with opaque order books and no oversight. Crypto asset values remain disconnected from network adoption and actual fundamentals. Market Structure regulation expected to enforce verified pricing and reduce manipulation. Unregulated exchanges feed false data into oracle networks, spreading inaccurate prices ecosystem-wide. Crypto markets are about to see a [...] The post Expert: Crypto Prices Remain Manipulated Until Market Structure Rules Hit appeared first on Blockonomi.

Author: Blockonomi
Will ETH Reach $4,300 or Drop to $3,400 as MUTM Eyes $1

Will ETH Reach $4,300 or Drop to $3,400 as MUTM Eyes $1

The post Will ETH Reach $4,300 or Drop to $3,400 as MUTM Eyes $1 appeared on BitcoinEthereumNews.com. Ethereum (ETH) remains one of the most watched assets in the crypto market as traders debate whether the world’s leading smart contract platform will surge to $4,300 or slip back to $3,400 first. Despite recent volatility, ETH’s long-term fundamentals, from expanding Layer-2 adoption to the steady rise in staking participation, continue to solidify its position among the top crypto to buy for 2025.  That’s where Mutuum Finance (MUTM) enters the spotlight. Currently priced at $0.035 in Phase 6 of its presale, the project sees strong demand. Over $17.65 million has already raised, and MUTM is gaining traction as the best cryptocurrency to invest in for those seeking early-stage opportunities. With its innovative dual-lending model bridging Peer-to-Peer and Peer-to-Contract systems, Mutuum Finance is being hailed as a DeFi disruptor that could realistically climb toward $1 post-launch, delivering the kind of upside ETH once offered in its early days. Ethereum (ETH) Price Prediction: Bulls Target a Breakout to $4,300 Ethereum (ETH) is at a crossroads, continuously testing the resistance trendline following several rejections while holding better relatively against Bitcoin. The asset has already recovered 50% of the wick of its recent correction, showing renewed strength amidst short-term volatility. If ETH can finally break and hold above the trendline, analysts see a potential push into the $4,150–$4,300 area, indicating continuation to the bull side.  Failure to hold above resistance, however, may see a return to the $3,400 area, so this is a key inflection area for traders. With Bitcoin dominance beginning to roll over and ETH closing a strong daily close, momentum looks to be in favor of an upside breakout. While investors are tracking this significant setup, interest is also turning to Mutuum Finance (MUTM) as traders look for diversified positions in preparation for the markets’ next uptrend. For those wondering what…

Author: BitcoinEthereumNews
Elon Musk’s X to Sell Inactive Usernames Starting at $2,500 in New Handle Market

Elon Musk’s X to Sell Inactive Usernames Starting at $2,500 in New Handle Market

TLDRs X will sell inactive usernames to Premium Plus and Business subscribers, starting at $2,500 per handle. Rare handles could fetch up to seven figures, depending on demand and uniqueness. Unclear inactivity rules and ownership terms raise legal and reputational risks for buyers. New opportunities emerge for handle valuation and brand monitoring tools as digital [...] The post Elon Musk’s X to Sell Inactive Usernames Starting at $2,500 in New Handle Market appeared first on CoinCentral.

Author: Coincentral
JPMorgan warns that First Brands and Tricolor bankruptcy has increased credit stress and pushed up banks’ funding costs

JPMorgan warns that First Brands and Tricolor bankruptcy has increased credit stress and pushed up banks’ funding costs

JPMorgan analysts warned Monday that the bankruptcies of First Brands Group and Tricolor Holdings have ignited a new wave of credit anxiety, driving up banks’ funding costs and shaking confidence in the financial system’s hidden ties to private equity firms and hedge funds. The Jamie DImon-led bank said on Monday that these failures are driving […]

Author: Cryptopolitan
Clearpool Fires Up CPOOL Buybacks as Ecosystem Revenue Kicks In

Clearpool Fires Up CPOOL Buybacks as Ecosystem Revenue Kicks In

TLDR: Clearpool will repurchase CPOOL using revenue from its pools, vaults, and Prime protocol operations. 50% of all repurchased CPOOL will go to Clearpool Rewards, supporting token holder incentives. The remaining 50% of tokens will strengthen the Clearpool Reserve for future ecosystem growth. Buybacks were paused as Clearpool prepared its Fintech Vault and PayFi product [...] The post Clearpool Fires Up CPOOL Buybacks as Ecosystem Revenue Kicks In appeared first on Blockonomi.

Author: Blockonomi
21bitcoin Launches Europe’s First Pilot Bitcoin-Backed Lending Product

21bitcoin Launches Europe’s First Pilot Bitcoin-Backed Lending Product

The post 21bitcoin Launches Europe’s First Pilot Bitcoin-Backed Lending Product appeared on BitcoinEthereumNews.com. Bitcoin Magazine 21bitcoin Launches Europe’s First Pilot Bitcoin-Backed Lending Product Austrian Bitcoin platform 21bitcoin has teamed up with VR Bank Bayern Mitte eG and Sopra Financial Technology GmbH to launch a pioneering European pilot project in hopes to develop an institutional-grade Bitcoin-backed credit product. The project hopes to enable banks and financial service providers to offer regulated lending solutions that are backed by Bitcoin. By creating a fully compliant ‘white-label product,’ the consortium is positioning Bitcoin as a mainstream, regulated asset class within the European financial industry, according to a note shared with Bitcoin Magazine.  “Our goal is to make Bitcoin accessible and useful for everyone,” said Daniel Winklhammer, CEO of 21bitcoin. “Together with our strong partners, we are developing Europe’s first institutional-grade Bitcoin credit product — secure, transparent, and made for the people of Europe.” Through the collaboration, 21bitcoin assumes a central role in customer experience, custody, and transaction processing, ensuring full compliance with existing regulations as well as the upcoming Markets in Crypto-Assets Regulation (MiCAR).  Unlike conventional loans, this solution allows customers to unlock liquidity from their digital assets without having to sell them, retaining exposure to Bitcoin’s price potential while gaining access to funds. In other words, through the product, customers can get cash while keeping their Bitcoin investments. The loan system will follow all European rules and regulations, making it safe and secure. Banks and financial services will also be able to offer it as a white-label solution under their own brand.  The company made it clear last year that it wants to become the first bitcoin-only company in Europe to obtain a MiCAR (Markets in Crypto-Assets Regulation) license, allowing it to operate across the EU under unified crypto regulations. Backed by strong 2023 growth and a strategic partnership with Volksbank Raiffeisenbank Bayern Mitte, 21bitcoin is…

Author: BitcoinEthereumNews
Avail Integration Enables TRON dApps and Users to Access Cross-Chain Liquidity and Unified Markets

Avail Integration Enables TRON dApps and Users to Access Cross-Chain Liquidity and Unified Markets

The post Avail Integration Enables TRON dApps and Users to Access Cross-Chain Liquidity and Unified Markets appeared on BitcoinEthereumNews.com. Disclosure: This is a sponsored post. Readers should conduct further research prior to taking any actions. Learn more › DUBAI, United Arab Emirates – October 20, 2025 – Avail, a leading modular infrastructure provider delivering horizontal scalability, cross-chain connectivity, and unified liquidity, today announced a landmark integration with the TRON network. Through Avail Nexus, decentralized applications (dApps) on TRON will gain access to new markets and liquidity across 10 other blockchains supported on Avail Nexus; all without bridges, switching chains, or complex gas-management workflows. TRON has established itself as the backbone of global stablecoin payments, processing over $23.1 billion in USDT transactions daily in Q2 2025. A daily average of 2.5 million active wallets executed 8.6 million transactions. The network currently hosts over $77 billion in circulating USDT, 339 million user accounts, and a total value locked (TVL) exceeding $26 billion. This integration allows various liquidity pools on the TRON network to become instantly composable across Avail’s multichain ecosystem, while TRON dApps gain direct access to external liquidity and markets spanning major blockchains. “TRON has achieved unmatched scale in stablecoin adoption, but that power has remained largely self-contained,” said Anurag Arjun, co-founder of Avail. “Avail Nexus changes that by making TRON’s ecosystem truly permissionless and composable with global DeFi. This isn’t just interoperability, it’s about creating a unified experience where TRON users, assets, and applications are multichain by default.” The strategic collaboration establishes bidirectional liquidity channels that expand opportunities for TRON users and the broader global digital economy. TRON’s DeFi platforms and dApps that integrate Avail stand to benefit from this integration. By leveraging Avail Nexus, they could allow their users to access global liquidity and yield strategies, enabling new cross-chain trading and lending opportunities without bridging hassles. “With Avail Nexus, TRON developers and users gain access to powerful cross-chain…

Author: BitcoinEthereumNews
Ripple-Absa Partnership Fails to Stop XRP from Crashing as Mutuum Finance (MUTM) Is Named the Top Crypto to Buy

Ripple-Absa Partnership Fails to Stop XRP from Crashing as Mutuum Finance (MUTM) Is Named the Top Crypto to Buy

The post Ripple-Absa Partnership Fails to Stop XRP from Crashing as Mutuum Finance (MUTM) Is Named the Top Crypto to Buy appeared on BitcoinEthereumNews.com. Despite Ripple’s high-profile partnership with Absa Bank, XRP has failed to maintain momentum, slipping as traders react to broader market weakness. The partnership, aimed at expanding blockchain-based payment solutions across Africa, hasn’t been enough to offset bearish sentiment that’s gripped the token in recent weeks. As XRP struggles to hold key support levels, investors are quickly rotating toward emerging assets showing stronger fundamentals and growth potential.  One such standout is Mutuum Finance (MUTM), which analysts are calling the top crypto to buy during this market cycle. Currently priced at $0.035 in Phase 6 of its presale, over 70% of tokens in this phase already been sold. MUTM’s innovative dual-lending model, combining Peer-to-Peer and Peer-to-Contract lending, is fueling growing investor confidence. As capital flows away from stagnating large-cap coins, traders seeking the best crypto to buy now are increasingly turning to Mutuum Finance as the next big DeFi contender poised for breakout growth. Ripple-Absa Joint Venture Unable to Prevent XRP from Declining  The downtrend of XRP persists even though Ripple just obtained a partnership with Absa Bank to develop crypto custody solutions in South Africa through the institution-grade XRPL infrastructure. The joint venture was supposed to instill some optimism on the future of XRP, but the token is still under intense selling pressure as market volatility surges and the bulls cannot regain control.  To add to the bearishness, retail participation has lost traction with futures Open Interest decreasing, which indicates declining interest among short-term traders. Although the partnership adds to Ripple’s focus on institutional blockchain adoption, it has yet to manifest as near-term price stability.  While the XRP momentum reduces, investors turn more and more to the wider market for fresh and exciting prospects with greater resilience, and the trend has generated growing interest in new projects on the horizon such…

Author: BitcoinEthereumNews
Bitcoin Price Rejection From $126,000 Not The Issue, Samson Mow Reveals Major Attack On BTC

Bitcoin Price Rejection From $126,000 Not The Issue, Samson Mow Reveals Major Attack On BTC

Samson Mow warns of a hidden attack on BTC as the Bitcoin price slips from $126,000, while investors turn to Paydax Protocol (PDP) presale for stronger profit potential.

Author: Cryptodaily