Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23493 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Circle (CRCL) Acquires Malachite to Power Its Upcoming Blockchain Arc

Circle (CRCL) Acquires Malachite to Power Its Upcoming Blockchain Arc

The post Circle (CRCL) Acquires Malachite to Power Its Upcoming Blockchain Arc appeared on BitcoinEthereumNews.com. Stablecoin issuer Circle (CRCL) has acquired Malachite, the consensus engine that is set to underpin payments-focused blockchain Arc, from software development firm Informal Systems, according to a Monday press release. The deal includes the underlying technology and intellectual property of Malachite, and nine persons from Informal Systems will join Circle, an Informal Systems spokespersons told CoinDesk. The firms didn’t reveal details about pricing. The deal comes as Circle, the company behind the $65 billion USDC (USDC) token, announced last week it’s building its own layer-1 blockchain designed for stablecoin finances, a recent trend among asset issuers aiming to capitalize on the booming sector. Stablecoins, a set of cryptocurrencies with prices tied to an external asset like the U.S. dollar, are projected to become a trillion dollar market and disrupt cross-border payments. Malachite was built around the Tendermint consensus algorithm and was designed for flexibility and correctness in decentralized systems. Informal Systems developed it as a reusable foundation for blockchain infrastructure, with a focus on performance and security. Malachite will remain open source under the Apache 2.0 license, leaving developers free to use and extend the technology, the press release said. Informal will continue supporting other use cases for Malachite and advance its other projects, including tools for distributed systems and cross-chain infrastructure. UPDATE (Aug. 18, 20:50 UTC): Adds acquisition details from Informal Systems spokesperson. Read more: Why Circle and Stripe (And Many Others) Are Launching Their Own Blockchains Source: https://www.coindesk.com/business/2025/08/18/circle-acquires-malachite-to-power-its-upcoming-arc-blockchain

Author: BitcoinEthereumNews
Hong Kong SFC warns stablecoin rules heighten fraud risks

Hong Kong SFC warns stablecoin rules heighten fraud risks

The post Hong Kong SFC warns stablecoin rules heighten fraud risks appeared on BitcoinEthereumNews.com. A Hong Kong Securities and Futures Commission (SFC) official warned that the introduction of the new local stablecoin regulatory framework has increased the risk of fraud. According to an Aug. 18 report by Chinese financial news outlet Zhitongcaijing, Ye Zhiheng, executive director of the intermediaries division at the SFC, said that fraud risks have increased with the recent introduction of stablecoin regulations. He urged investors to exercise caution and avoid making irrational investment decisions driven by market hype or price momentum. Ye’s remarks followed stablecoin companies operating in Hong Kong posting double-digit losses on Aug. 1, just after the new stablecoin regulation came into force. Analysts at the time described the sell-off as a healthy correction, as the requirements for stablecoin issuers proved to be more stringent than expected. Still, Ye said that some companies saw their share prices rise simply by disclosing plans to apply for a stablecoin license. Related: China cracks down on stablecoin promotions, research and seminars Hong Kong authorities warn against stablecoin speculation Last Thursday, the SFC and the Hong Kong Monetary Authority (HKMA) jointly issued a statement on recent market movements related to stablecoins. The regulators pointed to “recent abrupt market movements linked to the stablecoin concept” of companies. “These movements appear to follow corporate announcements, news reports, social media posts or speculations regarding plans to apply for stablecoin issuer licence, engage in related activities or explore the feasibility of such initiatives in Hong Kong,” the announcement said. The SFC also said it will closely monitor trading activities in Hong Kong. The regulator plans to “take stringent actions against any manipulative or deceptive practices that could compromise the integrity of the market.” Related: Animoca and Standard Chartered form stablecoin venture in Hong Kong Crypto is a high priority for Hong Kong regulators The warnings come…

Author: BitcoinEthereumNews
U.S. Treasury Secretary: Implementing the "Genius Act" is crucial to ensuring U.S. leadership in the digital asset sector

U.S. Treasury Secretary: Implementing the "Genius Act" is crucial to ensuring U.S. leadership in the digital asset sector

PANews reported on August 19th that according to CoinDesk , U.S. Treasury Secretary Scott Bessent stated that the implementation of the GENIUS ACT is crucial to ensuring the United States'

Author: PANews
Crypto Market Weekly Review (August 11-17): US Economic Data Cools, Crypto Asset Buying Power Remains Strong

Crypto Market Weekly Review (August 11-17): US Economic Data Cools, Crypto Asset Buying Power Remains Strong

Author: 0xBrooker BTC daily trend BTC opened at $119,309.37 this week and closed at $117,488.60, with a low of $116,859.32 and a high of $124,533.00, a drop of 1.53%, an

Author: PANews
OpenAI’s ChatGPT Predicts the Price of XRP, XMR, and ADA After Recent Market Crash

OpenAI’s ChatGPT Predicts the Price of XRP, XMR, and ADA After Recent Market Crash

The latest upgrade of ChatGPT, ChatGPT-5, predicts that XRP, Monero, and Cardano could deliver standout returns in the months ahead, potentially rewarding investors just in time for the holiday season. However, the path to upside is turbulent for now. Last Thursday, Bitcoin soared to a new record high of $124,128, edging past its previous peak of $122,838 set only a month earlier. The rally quickly cooled after the Bureau of Labor Statistics reported higher-than-expected U.S. inflation numbers for July, triggering a wave of profit-taking that briefly crashed BTC’s price below $115,000 the following Monday. But there’s a silver lining: the industry is getting clearer guidance from US authorities. President Trump recently signed the GENIUS Act, the nation’s first fully fledged stablecoin law mandating that all stablecoins must be backed by reserves. Around the same time, the SEC introduced Project Crypto , a sweeping modernization effort designed to clarify how securities rules apply to digital assets. With these shifts paving the way, analysts say the market may be primed for another explosive rally in meme coins and alternative tokens, potentially surpassing the mania of 2021, with XRP, Monero and Cardano at the front of the pack if ChatGPT’s outlook proves correct. XRP (Ripple): ChatGPT Predicts 5× Growth, Potentially Reaching $10 by Year-End ChatGPT predicts XRP ($XRP) could climb toward $10 before the end of 2025, more than 5x up from its current trading price of $2.97. The token’s performance this year has been notable. On July 18, it spiked to $3.65, eclipsing its 2018 record of $3.40, before correcting roughly 18.5% to today’s levels. Adoption continues to expand. In 2024, the UN Capital Development Fund pointed out XRP as a viable solution for international transfers in developing economies. Ripple also put an end to its years-long legal battle with the SEC earlier this year when the regulator officially dropped its case, cementing a 2023 ruling that retail XRP sales are not securities. This landmark outcome essentially cleared the way for most legitimate altcoins to avoid similar SEC overreach. If XRP revisits its highs, ChatGPT sees $10 as a realistic milestone, with $15 achievable under a strong bull market scenario. Technicals look balanced, with the relative strength index (RSI) at 50, signaling just slightly more selling momentum that will soon ease once traders have finished cashing in on recent gains. Over the past year, XRP has surged 427%, vastly outperforming Bitcoin’s 93% and Ethereum’s 64% gains over the same period. Monero ($XMR) Privacy Coin Holds the Fort Amidst Market-Wide Downturn Monero (XMR) is one of the most popular privacy-focused cryptocurrencies, built to keep transactions completely anonymous and untraceable. Unlike Bitcoin or Ethereum, which record every transaction on a transparent blockchain, Monero uses advanced cryptography like ring signatures, stealth addresses, and confidential transactions to hide both the sender and receiver. This makes it a favorite for users who value financial privacy. Launched in 2014, it has grown into a top project with a strong community. While regulators often scrutinize Monero due to its privacy features, supporters see it as a crucial tool for true financial freedom in the digital era. After sharp dip to below $240, Monero is now rebounding sharply. Today, XMR weathered a market wide crash that took 4.8% off the price of XRP, 2.5% from Bitcoin and 6.1% from Ethereum while XMR added 1.5% to trade at $272. Additionally, the chart shows a sharp upspike in XMR’s RSI, indicating gathering buying momentum. Should this develop into a rally, XMR could go as high as $400, where it is likely to face resistance, but with strong support just above $300, its conceivable that a bull market could result in a new ATH for the top privacy coin. Monero’s current ATH is $542.33, set way back in 2018. Cardano ($ADA): ChatGPT Predicts the Eco-Friendly Blockchain Could See 158% Growth Cardano ($ADA) has rallied 171% over the past 365 days, outperforming Bitcoin, Ethereum and Solana to become the second best performing multibillion dollar cap coin after XRP. This is largely due to growing demand for sustainable and scalable blockchain solutions, alongside a surge of interest in stablecoins and real world asset tokenization. It’s even caught the attention of the most powerful leader in the world. In a post on Truth Social, Donald Trump mentioned ADA as part of his proposal for a U.S. Strategic Crypto Reserve. While Bitcoin was the main focus, ADA is a proposed addition, though only if acquired through government seizures rather than direct purchases. Created by Charles Hoskinson, a co-founder of Ethereum, Cardano stands out for its Proof-of-Stake mechanism, low energy footprint, and academically peer-reviewed development, traits that continue to attract institutional and retail interest alike. Currently valued at $0.9123 with a market cap of $33.2 billion, ChatGPT predicts ADA could climb to $2.36 by the end of 2025. That would mark a 158% increase from its current price, although it would still be 24% down from its previous record high of $3.09, set in September 2021. From a charting perspective, ADA has been consolidating in a falling wedge since late 2024. A breakout above $1.10 resistance could pave the way toward $1.50 by autumn, while a successful bull run could ultimately propel the token to the projected target or higher. Bitcoin Hyper ($HYPER): Meme-Powered Layer 2 Unlocking Speed for Bitcoin One of the hottest presale stories of the year is flying under ChatGPT’s radar, as it’s still only in presale. Bitcoin Hyper ($HYPER) is the first Bitcoin Layer 2 to merge advanced scaling features with meme-driven culture and community-led adoption. Its mission is to accelerate BTC transactions, expand functionality, and remain true to a community-first philosophy. The presale has already brought in $10.3 million, with some analysts eyeing possible 10× or greater returns once it goes live. Built on the Solana Virtual Machine (SVM), Bitcoin Hyper enables lightning-fast smart contracts for the Bitcoin ecosystem, removing bottlenecks like slow confirmation times and costly fees. Its Canonical Bridge allows near-instant BTC transfers across its custom Layer 2, while ultra-low fees open the door for dApps, meme tokens, and payment applications. A recent Coinsult audit confirmed zero smart contract vulnerabilities, bolstering investor confidence. The $HYPER token powers the system, providing staking rewards, gas fee coverage, and governance rights. Early presale investors can earn up to 105% APY and influence future platform upgrades through voting. Visit the official presale website or follow Bitcoin Hyper on X and Telegram for more information. Click Here to Participate in the Presale

Author: CryptoNews
GENIUS Act Triggers Treasury Request for Anti-Money Laundering Tech Feedback

GENIUS Act Triggers Treasury Request for Anti-Money Laundering Tech Feedback

The U.S. Treasury Department is soliciting public input until Oct. 17, 2025, on cutting-edge technologies to combat money laundering and sanctions evasion involving digital assets like stablecoins, fulfilling a mandate of the recently enacted GENIUS Act signed by President Trump. Treasury Opens Public Feedback on Fighting Crypto Crime Under New Stablecoin Law Published on Aug. […]

Author: Bitcoin.com News
Faraday Future pivots to crypto and AI as car sales falter

Faraday Future pivots to crypto and AI as car sales falter

Struggling EV maker Faraday Future is pivoting to crypto to obtain funding for its core business.

Author: Crypto.news
South Korea to advance stablecoin push with new regulation: report

South Korea to advance stablecoin push with new regulation: report

Efforts to launch a won-denominated stablecoin in South Korea are gaining traction as financial regulators prepare to publish a detailed proposal for the assets. On August 18, local media outlet MoneyToday reported that the Financial Services Commission (FSC) of South…

Author: Crypto.news
Tokenized assets double in a year as Wall Street pushes into on-chain finance

Tokenized assets double in a year as Wall Street pushes into on-chain finance

RWAs, excluding stablecoins, reached $26,30 billion in value, with private credit in the lead.

Author: Crypto.news
China Merchants Bank unit ventures into crypto through Hong Kong gateway

China Merchants Bank unit ventures into crypto through Hong Kong gateway

Mainland China’s crypto freeze hasn’t stopped its financial giants from wading in where regulators allow. CMB International Securities, a subsidiary of the $1.7 trillion China Merchants Bank, has launched a crypto exchange in Hong Kong. On August 18, CMB International…

Author: Crypto.news