Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15838 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Cash App Update 2025: New AI Assistant, Stablecoins and Banking Features Explained

Cash App Update 2025: New AI Assistant, Stablecoins and Banking Features Explained

Cash App adds AI budgeting, seamless Bitcoin payments, flexible banking perks, teen accounts, and underbanked lending, transforming it into a full financial platform.

Author: Brave Newcoin
10 Coins to Watch Now

10 Coins to Watch Now

The post 10 Coins to Watch Now appeared on BitcoinEthereumNews.com. Crypto Presales Explore the top cryptos to buy this month, including MoonBull, Ethereum, Toncoin, XRP, Sui, and more. See which projects show strong utility and growing momentum. With market momentum returning and blockchain adoption heating up across payments, gaming, trading, and decentralized applications, many investors are searching for the smartest ways to buy top cryptos this month. The digital asset landscape is now shaped by projects that deliver real utility, strong ecosystems, and long-term technical relevance – not just hype cycles. What stands out in this environment are tokens that blend innovation with proven performance, giving investors exposure to infrastructure, governance, culture, and high-speed execution. This list highlights ten leading cryptocurrencies – MoonBull, Ethereum, BullZilla, La Culex, Apeing, Toncoin, XRP, Bitcoin Cash, Litecoin, and Sui – each offering a unique angle on the future of digital value. Some excel at next-generation blockchain architecture, some specialize in payments or governance, and others thrive through community-driven identity. Together, they provide a clear snapshot of the assets shaping the market right now and the strongest candidates to consider when buying top cryptos this month.  MoonBull (MOBU): A Strong Contender If Considering Buying Top Cryptos This Month MoonBull stands out this month thanks to its governance model, where each token represents voting power. This allows holders to participate in decisions that influence upgrades, ecosystem proposals, and long-term project direction. By giving users direct influence rather than passive ownership, MoonBull strengthens alignment between the community and the platform’s evolution. Built on Ethereum, it benefits from high liquidity, strong compatibility, and a secure execution layer. With its user-driven structure and growing ecosystem activity, MoonBull offers a modern model of crypto participation, ideal for investors who value active influence over the projects they support. Investors should consider MOBU if they want to buy top cryptos this month.…

Author: BitcoinEthereumNews
10 Viral Cryptos Explode: The Perfect Time to Buy Top Cryptos This Month

10 Viral Cryptos Explode: The Perfect Time to Buy Top Cryptos This Month

With market momentum returning and blockchain adoption heating up across payments, gaming, trading, and decentralized applications, many investors are searching […] The post 10 Viral Cryptos Explode: The Perfect Time to Buy Top Cryptos This Month appeared first on Coindoo.

Author: Coindoo
Figure (FIGR) Stock Jumps as Druckenmiller Invests $77M, Analysts Raise Price Targets

Figure (FIGR) Stock Jumps as Druckenmiller Invests $77M, Analysts Raise Price Targets

The post Figure (FIGR) Stock Jumps as Druckenmiller Invests $77M, Analysts Raise Price Targets appeared on BitcoinEthereumNews.com. Shares of Figure Technologies (FIGR), a blockchain-focused lending platform founded by SoFi co-founder Mike Cagney, surged as much as 15% on Monday after billionaire investor Stanley Druckenmiller disclosed a sizable new stake in the company. The stock rose to as high as $46.46 and was recently up 10% at $44.45. It has gained 44% since its Nasdaq debut in September at a time when other crypto-linked firms that went public this year are trading below their offering prices. Crypto markets have remained soft in recent months, dragging down valuations across the sector. According to Duquesne Capital’s latest 13F filing on Friday, founder Druckenmiller added over 2.1 million shares of Figure during the third quarter, a position now worth roughly $77 million and accounting for 1.9% of his portfolio. Druckenmiller, a longtime hedge fund titan, is known for picking disruptive tech and macro trends early. His entry into Figure signals growing institutional interest in financial platforms that blend blockchain and AI to streamline consumer lending. Analysts at Bank of America, Mizhou and Piper Sandler recently raised their price targets for the company, highlighting its shift to a “capital-light” lending model centered around home equity lines of credit (HELOCs). In its third-quarter earnings report, Figure said it now expects its Figure Connect platform to drive 60% of loan volume, up from 46% the previous quarter. Mizhou analyst Dan Dolev also pointed to the company’s new stablecoin strategy as a differentiator. Figure recently launched YLDS, a yield-bearing stablecoin on its Provenance blockchain, designed to address a potential outflow of capital from traditional banks into digital dollars. Source: https://www.coindesk.com/markets/2025/11/17/figure-stock-jumps-as-druckenmiller-invests-usd77m-analysts-raise-price-targets

Author: BitcoinEthereumNews
How Aave’s App Store Launch Could Bring DeFi Yields to Mainstream Consumers

How Aave’s App Store Launch Could Bring DeFi Yields to Mainstream Consumers

The post How Aave’s App Store Launch Could Bring DeFi Yields to Mainstream Consumers appeared on BitcoinEthereumNews.com. Key Insights: Aave announced plans to launch an application on Apple’s App Store on November 17, targeting mainstream users with yields up to 9% APY. The decentralized lending protocol offered real-time interest compounding and up to $1 million in balance protection. Aave crypto traded flat at $176.50 despite the announcement, showing no immediate price response over 24 hours. Aave Labs disclosed on November 17 that it would release an application through Apple’s App Store, positioning the product as a direct challenge to traditional savings accounts with a minimum 5% APY. The forthcoming app offers yields up to 9% APY, more than double the 3% to 4% rates provided by the best high-yield savings accounts. Users could boost their base rate by verifying identity, setting up automatic deposits, or inviting friends to the platform. Aave Targets Inflation-Eroded Traditional Savings The official announcement framed the launch as a response to decades of stagnant innovation in savings accounts. The protocol criticized traditional banks for their limited withdrawal options, lengthy waiting periods, and interest paid over extended time horizons. When inflation exceeded the interest rates on savings accounts, depositors lost purchasing power despite nominal balance increases. Aave App differentiated itself through real-time interest compounding. Rather than monthly, quarterly, or yearly payouts typical of conventional banks, interest is accrued every second. Users could open the application and observe earnings down to the cent at any moment. The product eliminated restrictions common to high-yield accounts. Depositors could withdraw funds at any time without notice periods, penalties, or fine print limitations. Aave’s maximum 9% APY substantially exceeded current US Treasury yields across all maturities. Three-month Treasury bills yielded 3.79%, six-month bills returned 3.70%, and twelve-month securities offered 3.55%. Even thirty-year bonds provided only 4.74%. US Treasury bills’ yields as of press time | Source: Bloomberg The yield…

Author: BitcoinEthereumNews
PBOC sets USD/CNY reference rate at 7.0856 vs. 7.0816 previous

PBOC sets USD/CNY reference rate at 7.0856 vs. 7.0816 previous

The post PBOC sets USD/CNY reference rate at 7.0856 vs. 7.0816 previous appeared on BitcoinEthereumNews.com. The People’s Bank of China (PBOC) sets the USD/CNY central rate for the trading session ahead on Tuesday at 7.0856 compared to the previous day’s fix of 7.0816 and 7.1096 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70856-vs-70816-previous-202511180115

Author: BitcoinEthereumNews
Why Analysts Believe This New Crypto Could Outmatch Cardano’s (ADA) Early Growth

Why Analysts Believe This New Crypto Could Outmatch Cardano’s (ADA) Early Growth

The post Why Analysts Believe This New Crypto Could Outmatch Cardano’s (ADA) Early Growth appeared on BitcoinEthereumNews.com. The crypto markets have not witnessed a breakout token in a long time, but times are changing. The name that analysts are increasingly turning to for a new crypto that has the strongest resemblance to the early Cardano breakout phase, but with even more potential because of the low entry fee and the rapidly escalating interest, is Mutuum Finance (MUTM). Though the ADA token gave immense profits during its early phase of development, Mutuum Finance is poised to be the top crypto to buy because of its very useful DeFi model and the ultra-low presale cost of $0.035. The project has a phenomenal influx of buying interest that has already caused its presale to go beyond 90% of Phase 6. This momentum makes MUTM the new crypto drawing the attention of early-stage investors looking for outsized gains. ADA Battles Heavy Sell Pressure As Bears Target $0.51 Support Cardano is currently in a very sensitive position on the daily chart, with ADA trading around recent low levels as bearish momentum gains further strength. The token’s price remains pressed towards the very important $0.51 level of support and, if it cannot resist the downward pressure at that level, a further decline towards $0.38 might be anticipated. Yet a sharp reaction at the $0.51 level could trigger a short-term relief rally towards the resistance level of $0.62 but, lacking positive confirmation, the bearish trend remains the prevailing force. As ADA struggles to regain momentum, the interest of investors is turning towards early-stage investment opportunities, such as Mutuum Finance (MUTM), a relatively new crypto option that is gaining pace. Moving into Phase Two Mutuum Finance is progressing successfully during Phase 2 of its development life cycle, also often denominated “Building Mutuum”. This phase targets the building of the platform’s technological foundation. Developers are busy…

Author: BitcoinEthereumNews
Crypto News: CMC20 Launches as First DeFi-Enabled Tradable Crypto Index Token on BNB Chain

Crypto News: CMC20 Launches as First DeFi-Enabled Tradable Crypto Index Token on BNB Chain

reoverCMC20 launches on BNB Chain as a DeFi-native index token offering diversified exposure to top crypto assets.   CoinMarketCap has launched CMC20, a DeFi-enabled tradable crypto index token built on BNB Chain.  The new asset offers broad exposure to the top 20 cryptocurrencies through a single transaction. It aims to simplify market access for users […] The post Crypto News: CMC20 Launches as First DeFi-Enabled Tradable Crypto Index Token on BNB Chain appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
The New Altcoin With 1000% Potential, Here’s Why It’s Rising

The New Altcoin With 1000% Potential, Here’s Why It’s Rising

One altcoin is already making ground and a lot of people who bought it early in the year think that it might be among the best crypto next year. The reason behind its growth has been the consistent demand levels, actual utility and the speed at which it is advancing in its roadmap. Although the […]

Author: Cryptopolitan
Why Traders Are Ditching Shiba Inu (SHIB) for This $0.035 Profit Machine

Why Traders Are Ditching Shiba Inu (SHIB) for This $0.035 Profit Machine

Changes are taking place in the crypto trading community, with many moving away from meme-coins towards cryptos with solid revenue models and undiluted fundamentals. While Shiba Inu (SHIB) has begun to rise, speculative sentiment and token burns are still the driving forces behind its price growth. On the other hand, the DeFi ecosystem is shifting […]

Author: Cryptopolitan