Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16609 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
The UK's FCA has stated that stablecoins will be one of its key regulatory focuses in the future.

The UK's FCA has stated that stablecoins will be one of its key regulatory focuses in the future.

PANews reported on December 11th, citing DL News, that the UK Financial Conduct Authority (FCA) has announced that stablecoins pegged to fiat currencies such as the US dollar or British pound will be a major focus of future regulation. This move is part of a broader UK initiative to boost economic growth, which also includes digitizing financial services, enhancing international trade competitiveness, and expanding lending to small businesses. In a statement to UK Prime Minister Keir Starmer, FCA CEO Nikhil Rathi wrote that the FCA plans to "finalize digital asset rules and advance progress on UK-issued sterling stablecoins" by 2026. Rathi stated, "We will continue to take greater risks to support economic growth while remaining committed to protecting consumers and ensuring market integrity." Rathi also stated that in addition to advancing AI application cases, the agency is prioritizing the migration of traditional assets to blockchain. He said, "We will also enable our world-leading asset management industry to tokenize its funds, thereby improving efficiency and competitiveness."

Author: PANews
SEI and Xiaomi Partner for Built-In Wallet Access Across Global Devices

SEI and Xiaomi Partner for Built-In Wallet Access Across Global Devices

SEI Network is growing globally by entering a new collaboration with Xiaomi. Xiaomi will install the SEI wallet on its devices, which will give its users access to decentralized finance even when not in Mainland China. Through this collaboration, SEI Network will be the default blockchain of new Xiaomi wallets. The idea is to provide […]

Author: Tronweekly
Binance Completes KAVA (KAVA) Integration on Binance Smart Chain, Opens Deposits and Withdrawals

Binance Completes KAVA (KAVA) Integration on Binance Smart Chain, Opens Deposits and Withdrawals

The post Binance Completes KAVA (KAVA) Integration on Binance Smart Chain, Opens Deposits and Withdrawals appeared on BitcoinEthereumNews.com. KAVA integration on Binance Smart Chain (BSC) has reached a milestone, per an official announcement. The move enables immediate deposit and withdrawal services for KAVA on the network, expanding on-chain liquidity and broadening access for traders, developers, and users across the ecosystem. By bringing KAVA to BSC, the project aims to enhance cross-chain liquidity and reduce transaction frictions within DeFi. This deployment supports on-chain lending and collateral opportunities for KAVA participants, reinforcing Binance’s interoperability strategy and expanding market access for users seeking credible exposure to KAVA assets on the BSC ecosystem. Source: https://en.coinotag.com/breakingnews/binance-completes-kava-kava-integration-on-binance-smart-chain-opens-deposits-and-withdrawals

Author: BitcoinEthereumNews
A16z Crypto Plans Seoul Office to Tap South Korea’s Growing Market

A16z Crypto Plans Seoul Office to Tap South Korea’s Growing Market

The post A16z Crypto Plans Seoul Office to Tap South Korea’s Growing Market appeared on BitcoinEthereumNews.com. A16z crypto, the cryptocurrency investment arm of Andreessen Horowitz, is expanding its operations in Asia by opening a new office in Seoul, South Korea. This strategic move aims to tap into the region’s vibrant crypto market, led by hiring Sungmo Park to oversee local activities and foster partnerships with startups. A16z crypto selects Seoul for its office due to South Korea’s status as the world’s second-largest crypto market, boasting high ownership rates and active on-chain participation. The new office will focus on collaborating with founders to build distribution networks and grow crypto communities across Asia. South Korea features a robust developer ecosystem and leading exchanges like Upbit, with approximately one-third of adults holding cryptocurrency, per fund statements. Discover A16z crypto’s Asia expansion with a new Seoul office hiring Sungmo Park to lead growth in the booming South Korean crypto market. Explore partnerships and fintech shifts for 2025 insights. Stay updated on crypto investments today! What is A16z Crypto’s Expansion Strategy in Asia? A16z crypto’s expansion in Asia centers on establishing a dedicated office in Seoul to strengthen its presence in one of the world’s most dynamic cryptocurrency regions. This initiative follows the venture fund’s recognition of South Korea’s pivotal role, where crypto adoption is widespread and innovation thrives. By appointing Sungmo Park, formerly of the Monad Foundation, A16z crypto aims to support both emerging startups and established firms through targeted collaborations and ecosystem development. Why Did A16z Crypto Choose Seoul for Its Asian Office? A16z crypto’s decision to open an office in Seoul underscores South Korea’s emergence as a global leader in cryptocurrency. According to statements from the fund, the country ranks as the second-largest crypto market worldwide, driven by high levels of ownership—around one-third of adults hold digital assets—and surging on-chain activities. This move allows A16z crypto to engage…

Author: BitcoinEthereumNews
Powell’s Fed Remarks Hint at Supportive Tailwinds for Bitcoin in Easing Cycle

Powell’s Fed Remarks Hint at Supportive Tailwinds for Bitcoin in Easing Cycle

The post Powell’s Fed Remarks Hint at Supportive Tailwinds for Bitcoin in Easing Cycle appeared on BitcoinEthereumNews.com. Jerome Powell’s press conference following the Federal Reserve’s 25 basis point rate cut highlighted employment risks over inflation concerns, announced $40 billion in Treasury bill purchases for liquidity, and signaled potential further easing—creating a supportive environment for crypto markets like Bitcoin in 2026. Tariff effects minimized: Powell attributed recent inflation spikes to temporary tariff pass-throughs, not persistent pressures, paving the way for sustained monetary easing. Employment shift emphasized: With slowing job growth and rising downside risks, the Fed now prioritizes labor market stability over inflation control. Liquidity injection confirmed: The Fed’s plan to buy $40 billion in short-term Treasuries aims to maintain ample reserves, boosting risk assets including cryptocurrencies by 2026. Discover how Jerome Powell’s press conference on the Fed rate cut impacts crypto markets, from liquidity boosts to employment risks. Stay ahead with insights on Bitcoin’s potential rally in 2026. Read more now. What does Jerome Powell’s press conference mean for crypto markets? Jerome Powell’s press conference after the Federal Reserve’s 25 basis point rate cut provides a positive outlook for crypto markets by emphasizing a shift toward supporting employment amid moderating inflation. Powell clarified that recent goods price increases stem from temporary tariff effects rather than underlying economic overheating, allowing for potential additional rate reductions. This liquidity-friendly stance, including planned Treasury bill purchases, could enhance risk appetite and drive inflows into assets like Bitcoin as financial conditions ease into 2026. How will the Fed’s Treasury bill purchases affect cryptocurrency liquidity? The Federal Reserve’s announcement to purchase approximately $40 billion in short-term Treasury bills marks a strategic move to ensure ample reserves in the banking system without restarting full-scale quantitative easing. According to Federal Reserve statements, this initiative addresses potential liquidity strains from recent balance sheet reductions, injecting fresh capital into money markets. Economists, such as those from the…

Author: BitcoinEthereumNews
LANDBANK launches new financing window to empower MSMEs

LANDBANK launches new financing window to empower MSMEs

LANDBANK has formally launched the LANDBANK’s Innovative Financing Thrust Towards Inclusive National Growth thru Micro, Small, and Medium Enterprises (LIFTING MSMEs) Lending Program, a comprehensive financing initiative aimed at strengthening support for micro, small, and medium enterprises (MSMEs) across the Philippines. The launch event, held on Dec. 9, 2025 at LANDBANK Plaza in Manila, gathered over 200 MSMEs from Metro […]

Author: Bworldonline
SEI Network and Xiaomi Partnership May Boost Global DeFi Access Through Pre-Installed Wallets

SEI Network and Xiaomi Partnership May Boost Global DeFi Access Through Pre-Installed Wallets

The post SEI Network and Xiaomi Partnership May Boost Global DeFi Access Through Pre-Installed Wallets appeared on BitcoinEthereumNews.com. The SEI Network Xiaomi partnership integrates a pre-installed SEI wallet on new Xiaomi devices outside Mainland China, enabling millions of users to access decentralized finance and stablecoin payments directly from their phones. This collaboration aims to simplify blockchain onboarding and boost global crypto adoption through everyday mobile use. Partnership Overview: SEI Network teams up with Xiaomi to embed a finance app on 168 million annual devices, focusing on stablecoin transactions. Accessibility Boost: Users can log in via Google or Xiaomi ID, connecting to top DeFi apps without complex setups. Market Impact: SEI token rose 2.2% to $0.14 post-announcement, with $81 million in netflows over three months signaling renewed interest. Discover how the SEI Network Xiaomi partnership revolutionizes mobile crypto access with pre-installed wallets on global devices. Explore stablecoin payments and DeFi integration for seamless onboarding. Learn more about this blockchain milestone today. What is the SEI Network Xiaomi Partnership? The SEI Network Xiaomi partnership marks a significant step in embedding blockchain technology into consumer smartphones. Announced on December 10, 2025, this collaboration will pre-install a SEI-powered finance app on new Xiaomi devices distributed outside Mainland China, excluding the USA. The initiative targets Xiaomi’s vast user base of over 168 million new devices annually, providing direct access to decentralized finance, stablecoin payments, and peer-to-peer transfers through an intuitive mobile interface. This partnership builds on SEI Network’s strengths as a high-performance Layer 1 blockchain optimized for trading and DeFi applications. By integrating with Xiaomi’s ecosystem, it addresses key barriers to crypto adoption, such as user onboarding and accessibility. The app will support login via Google credentials or Xiaomi ID, granting immediate entry to popular decentralized applications while prioritizing security and ease of use. How Does the SEI Network Enhance Mobile Blockchain Adoption? The SEI Network enhances mobile blockchain adoption by leveraging its…

Author: BitcoinEthereumNews
PBOC sets USD/CNY reference rate at 7.0686 vs. 7.0753 previous

PBOC sets USD/CNY reference rate at 7.0686 vs. 7.0753 previous

The post PBOC sets USD/CNY reference rate at 7.0686 vs. 7.0753 previous appeared on BitcoinEthereumNews.com. The People’s Bank of China (PBOC) sets the USD/CNY central rate for the trading session ahead on Thursday at 7.0686 compared to the previous day’s fix of 7.0753. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70686-vs-70753-previous-202512110115

Author: BitcoinEthereumNews
Revolutionary Move: Figure Launches YLDS, the Interest-Bearing Stablecoin on Solana

Revolutionary Move: Figure Launches YLDS, the Interest-Bearing Stablecoin on Solana

BitcoinWorld Revolutionary Move: Figure Launches YLDS, the Interest-Bearing Stablecoin on Solana The world of decentralized finance just got a powerful new player. In a groundbreaking announcement, Figure, the innovative blockchain lending platform, has revealed it will issue its YLDS token on the Solana network. This isn’t just another stablecoin; YLDS is an interest-bearing stablecoin, designed to grow your holdings while maintaining price stability. This strategic move […] This post Revolutionary Move: Figure Launches YLDS, the Interest-Bearing Stablecoin on Solana first appeared on BitcoinWorld.

Author: bitcoinworld
Unstoppable FUN Token Sale: Coinbase’s Sport.Fun Hits $90M Milestone

Unstoppable FUN Token Sale: Coinbase’s Sport.Fun Hits $90M Milestone

BitcoinWorld Unstoppable FUN Token Sale: Coinbase’s Sport.Fun Hits $90M Milestone The on-chain sports world is buzzing with a major announcement. Sport.Fun, the consumer app dominating Coinbase’s Base network, has revealed plans for its highly anticipated FUN token sale. This move follows a period of explosive growth, making it a pivotal moment for fans of crypto and sports alike. What is Driving the FUN Token Sale? […] This post Unstoppable FUN Token Sale: Coinbase’s Sport.Fun Hits $90M Milestone first appeared on BitcoinWorld.

Author: bitcoinworld