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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

13921 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Nasdaq-Listed Mill City Ventures Raises $450M to Pivot Into Crypto with Sui Treasury

Nasdaq-Listed Mill City Ventures Raises $450M to Pivot Into Crypto with Sui Treasury

Mill City Ventures III, a Nasdaq-listed non-bank lender, has raised $450 million in a private placement to overhaul its business model and establish a cryptocurrency treasury centered on Sui, the native token of the Sui blockchain. Key Takeaways: Mill City Ventures raised $450M to build the first public Sui token treasury. 98% of the funds will be used to acquire SUI, with Galaxy managing the treasury. Despite the move, SUI’s price fell 11% amid broader altcoin market weakness. The Minneapolis-based firm disclosed Monday that it sold 83 million shares to institutional investors, with capital commitments from prominent crypto backers including Pantera Capital, Electric Capital, ParaFi Capital, Arrington Capital, and FalconX. Galaxy Asset Management has been tapped to manage the new treasury. Mill City Allocates 98% of $450M Raise to Build First Public Sui Treasury Roughly 98% of the funds will be used to purchase SUI tokens, marking what Mill City describes as the first public company Sui treasury. The remaining 2% will support its legacy short-term lending operations. Stephen Mackintosh, the firm’s incoming chief investment officer, framed the move as a bet on the convergence of crypto and artificial intelligence. “We believe that Sui is well-positioned for mass adoption with the speed and efficiency institutions require for crypto at scale, plus the technical architecture capable of supporting AI workloads,” he said. Mysten Labs co-founder Adeniyi Abiodun echoed that sentiment, calling Sui the infrastructure of choice for crypto, AI, and stablecoins at scale. The Sui ecosystem has experienced rapid growth in recent months, particularly in DeFi. Total value locked (TVL) across its protocols reached an all-time high of $2.22 billion over the weekend, up nearly 400% since July 2024, according to DefiLlama. Leading protocols like Suilend, NAVI, and Haedal currently account for $1.7 billion of that TVL. Galaxy is investing and managing the treasury for Mill City Ventures III, Ltd., following a $450M private placement to initiate a $SUI treasury strategy. Backed by a broad group of institutional investors, including the @SuiFoundation , @Karatage_ , and others. Galaxy Asset… — Galaxy (@galaxyhq) July 28, 2025 Despite the strategic shift and institutional support, the market response has been muted. SUI dropped 11% over the past 24 hours amid a broader altcoin selloff. The token, which reached an all-time high of $5.35 in January, is now down 27% from its peak. Crypto Treasuries Aren’t Really Buying Crypto A growing number of publicly traded companies are raising hundreds of millions of dollars to build crypto treasuries, but one analyst says many aren’t actually buying digital assets from the open market . As reported, crypto analyst Ran Neuner claimed that crypto treasury firms are acting less like buyers and more like exit vehicles for crypto insiders. Instead of purchasing assets directly from exchanges, these companies often receive crypto contributions from existing holders, in exchange for shares that later trade at massive premiums on public markets. Skepticism around the sustainability of the crypto treasury trend is also growing. Last month, Glassnode lead analyst James Check raised concerns over the longevity of the corporate Bitcoin treasury strategy, arguing the easy gains might already be gone for new entrants as the market matures. The warning echoes recent comments from Matthew Sigel, head of digital asset research at VanEck, who has voiced concerns over the Bitcoin treasury strategies adopted by some publicly traded firms.

Author: CryptoNews

2025/07/29

Will the GENIUS Act bring about another DeFi Summer?

Will the GENIUS Act bring about another DeFi Summer?

By: Blockchain Knights Welcome to Slate Sundays, a new weekly column from CryptoSlate that features in-depth interviews, expert analysis, and thought-provoking commentary that goes beyond the headlines to explore the

Author: PANews

2025/07/29

Mill City goes all-in on Sui with $450m treasury strategy

Mill City goes all-in on Sui with $450m treasury strategy

Mill City Ventures is committing $450 million to Sui, positioning itself as a bridge between traditional finance and blockchain’s next wave. With elite backers like Galaxy and Pantera, the move may accelerate Sui’s path to mainstream institutional use. On July…

Author: Crypto.news

2025/07/29

Brickken integrates Credefi for permissionless RWA lending

Brickken integrates Credefi for permissionless RWA lending

Brickken's integration with Credefi enables RWA holders to obtain peer-to-peer loans, without intermediaries.

Author: Crypto.news

2025/07/29

Consensys Taps Aave to Launch Stablecoin Yield in MetaMask Wallets

Consensys Taps Aave to Launch Stablecoin Yield in MetaMask Wallets

Consensys, the Ethereum-focused software firm , has partnered with Aave to integrate a new feature into MetaMask wallets , allowing users to earn yield on stablecoins like USDC, USDT, and DAI. In a press release shared with CryptoNews, the firm said the new feature called “Stablecoin Earn” will be powered by Aave’s lending protocol and will give MetaMask’s user base access to passive income without leaving the wallet interface. The feature expands MetaMask’s current offering beyond staking and into DeFi lending. Stani Kulechov, founder of Aave Labs, said the move is intended to give people “more from their assets” and simplify access to decentralized finance. MetaMask, a product of Consensys, already serves more than 100 million users globally. Aave’s Lending Power Comes to Retail Wallets Launched in 2020, Aave has become one of the largest decentralized lending platforms in the space, with over $50 billion in total value locked. According to the firm, the partnership gives everyday users a path to earn stablecoin yield without interacting directly with DeFi protocols or exchanges. Gal Eldar, Global Product Lead at MetaMask, describes the collaboration as a step toward “putting stablecoins to work” in a wallet that millions already use. By embedding Aave’s lending markets into MetaMask, Consensys said it is removing barriers that may have previously kept new users out of DeFi. The firm explains it’s not just about yield. It’s about making complex financial tools available through trusted platforms. Stablecoin Earn will likely appeal to users seeking a low-friction way to put idle assets to use, particularly during uncertain markets. MetaMask Card Expands Use of DeFi Yield Beyond yield accumulation, MetaMask and Aave have teamed up on MetaMask Card, which allows users to spend yield-bearing aUSDC directly in real-world transactions. The card allows users to continue earning until the point of payment, blending traditional spending behavior with new digital finance capabilities. In June, Consensys said it was beefing up its Web3 arsenal with the acquisition of wallet infrastructure startup Web3Auth. This move comes amid growing concerns about the usability and risks of traditional seed phrase-based wallet systems. With around 35% of users reportedly failing to back up their seed phrases, many face the looming threat of losing access to their funds. 🦊 @Consensys has acquired @Web3Auth to integrate web2-style authentication into @MetaMask #Consensys #Ethereum https://t.co/MiZHIOAU9T — Cryptonews.com (@cryptonews) June 2, 2025 Aave Soars: 14.6% Growth Over Past Month On July 9, Aave ($AAVE) extended its rally , testing the $300 level as the leading protocol in DeFi. With institutional interest growing and liquidity at record highs, Aave’s momentum could breach $300 resistance. Traders were watching for the next confirmation. A clean breakout may fuel the next leg of the upward trend, reports Jimmy Aki from CryptoNews. Aave (AAVE) is currently trading at $291.78, reflecting a 14.76% gain over the past month, despite some recent volatility. The protocol maintains a strong position in the DeFi space with a $35.02 billion total value locked (TVL) and a 24-hour trading volume of $446.1 million, which has surged over 52%. While the market cap dipped slightly to $4.43 billion, the uptick in user activity and renewed momentum—possibly influenced by its integration with MetaMask Earn—shows renewed investor confidence in Aave’s decentralized lending infrastructure.

Author: CryptoNews

2025/07/29

The total DeFi TVL of the entire network exceeded US$153 billion, reaching a new high since May 2022

The total DeFi TVL of the entire network exceeded US$153 billion, reaching a new high since May 2022

PANews reported on July 28 that according to CoinDesk, DefiLlama data showed that the total locked value (TVL) of DeFi on the entire network exceeded US$153 billion, a new high

Author: PANews

2025/07/28

Is crypto lending making a comeback?

Is crypto lending making a comeback?

A new wave crypto lending startups is extending high-risk, short-term loans to underserved borrowers, rekindling a sector that nearly collapsed in 2022. In a recent interview with The Financial Times, Diego Estevez, founder of San Francisco-based Divine Research, revealed that…

Author: Crypto.news

2025/07/28

TRON Tops Ethereum in USDT Liquidity, Driving New Wave of Onchain Activity:CryptoQuant

TRON Tops Ethereum in USDT Liquidity, Driving New Wave of Onchain Activity:CryptoQuant

TRON has taken the lead as the dominant network for USDT, overtaking Ethereum in both stablecoin liquidity and user transactions, according to a new report from CryptoQuant. Ethereum lost the stablecoin crown. TRON now leads in USDT supply, fees and daily transfers. Join our Space with @trondao on July 30, 10 AM PT to unpack how they pulled it off. Set your reminder ⤵️ https://t.co/Uz25njT1sW — CryptoQuant.com (@cryptoquant_com) July 28, 2025 With a USDT supply now standing at $80.8 billion compared to Ethereum’s $73.8 billion, TRON has become the go-to blockchain for stablecoin transfers, marking a 35% rise since the beginning of 2025. USDT Activity Shifts to TRON TRON’s daily USDT transaction count ranges between 2.3 to 2.4 million—around 6.8 times higher than Ethereum’s volume. On a value basis, the network processes over $24.6 billion in USDT per day, more than double that of its rival, reports CryptoQuant. The firm reports that in the first half of 2025, 98% of the top 10 token transfers on TRON were USDT-related, totaling 384 million transactions. This shift shows not just scale, but TRON’s growing reliability as the infrastructure of choice for dollar-pegged stablecoin transactions. Network Growth and Gasless Adoption May 2025 saw TRON process 273 million transactions, its second-highest monthly figure ever. June brought further traction with 28.7 million active addresses—the most since mid-2023. Much of this growth is credited to TRON’s gasless transaction model, which now accounts for 75% of all activity on the network, up from 60% in late 2023. By removing entry costs, TRON continues to attract users looking for frictionless access to onchain services. DeFi Ecosystem Expands with SunSwap and JustLend TRON’s decentralized exchange, SunSwap, has also experienced consistent activity throughout 2025, maintaining swap volumes above $3 billion per month and peaking at $3.8 billion in May. The number of transactions per month also climbed, averaging 516,000—an increase from 316,000 in 2024. Although WTRX still leads swap volumes, its market share has dropped from 98% to 70%, indicating greater use of stablecoins and other assets across the platform. Lending protocol JustLend is also gaining momentum. Both deposits and borrowing volumes have increased, with USDT and USDD driving activity. Borrowing transactions alone have grown 23% compared to 2024 levels, underscoring a stronger appetite for stablecoin-backed DeFi lending. Fee Revenue Hits Record High Despite the surge in fee-free transactions, TRON’s fee revenue hit a new high of $308 million in June 2025. This reflects growing use of advanced, value-added services across the network, particularly in decentralized finance. The ability to scale gasless usage and earn higher network fees points to a maturing ecosystem with layered activity beyond simple transfers. TRON’s ascent highlights its role in shaping the next phase of stablecoin utility and onchain finance. With increased liquidity, higher transaction volume, and expanding DeFi services, the network is positioning itself as a long-term competitor in the global digital asset economy. Stablecoin Market Hits $252B The first half of 2025 marked a new phase for stablecoins , as their total market supply surged from $204 billion to $252 billion, with monthly settlement volumes reaching $1.39 trillion, CertiK reports. USDT continues to lead the market in liquidity, particularly on the Tron network, while USDC has narrowed the gap by securing a MiCA license, completing an IPO, and expanding its supply to $61 billion.

Author: CryptoNews

2025/07/28

Can Ethereum continue to rise? Let’s understand the truth from the perspective of technology and fundamentals

Can Ethereum continue to rise? Let’s understand the truth from the perspective of technology and fundamentals

Author: @BlazingKevin_ ，the Researcher at Movemaker Last week, Ethereum achieved a weekly increase of 26.4%, breaking through the pressure level of 2800 in one fell swoop and sprinting to the

Author: PANews

2025/07/28

Top cryptocurrencies to watch this week: Spark, Optimism, Sui

Top cryptocurrencies to watch this week: Spark, Optimism, Sui

As the crypto bull run cools and Bitcoin trades sideways, attention is shifting to select altcoins facing key technical and fundamental catalysts.

Author: Crypto.news

2025/07/28

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