Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14035 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
BlockDAG, Maxi Doge, Snorter Bot & PepeNode

BlockDAG, Maxi Doge, Snorter Bot & PepeNode

The post BlockDAG, Maxi Doge, Snorter Bot & PepeNode appeared on BitcoinEthereumNews.com. Presales remain one of the most exciting areas in crypto, giving early participants a chance to buy before major listings, often at far lower entry points. Still, not every presale is built the same. The strongest projects combine funding success, community engagement, and clear roadmaps. Others rely on meme culture but still attract traders looking for explosive moves. Here we’ll look at four projects currently standing out: BlockDAG, Maxi Doge ($MAXI), Snorter Bot ($SNORT), and PepeNode ($PEPENODE). Each brings something different to the table, from technical development to pure community hype. For those scanning the top crypto presale opportunities in 2025, these names are worth paying attention to. 1. BlockDAG: $376M Raised and Momentum Building BlockDAG has become one of the largest and most impressive top crypto presale stories of 2025. With over $376 million raised and Batch 29 pricing BDAG at $0.0276, it already shows major traction. Early buyers from Batch 1 are sitting on gains of over 2,660%, and projections point to a potential $1 listing price, signaling a 36× move. Its hybrid model combines DAG technology with Proof-of-Work security, offering scalability alongside decentralization. Being EVM-compatible also allows developers to migrate Ethereum-based apps seamlessly. Adoption has been rapid: the X1 mobile miner app has more than 2.5 million users, 19,000+ ASIC miners are active, and 4,500 developers are building 300 decentralized apps ahead of mainnet. With over 200,000 holders and 20 exchange listings lined up, BlockDAG is clearly a top crypto presale to watch in 2025. 2. Maxi Doge ($MAXI): Meme Culture With a Utility Edge Maxi Doge embraces meme coin culture but adds utility to keep people engaged beyond hype alone. Its roadmap includes staking rewards, small-scale NFT features, and community incentives designed to build staying power. The presale has been structured with low entry costs and…

Author: BitcoinEthereumNews
DeFi Treasury Protocol ETH Strategy Deploys Over 50% of Its ETH for Yield

DeFi Treasury Protocol ETH Strategy Deploys Over 50% of Its ETH for Yield

The post DeFi Treasury Protocol ETH Strategy Deploys Over 50% of Its ETH for Yield appeared on BitcoinEthereumNews.com. ETH Strategy has deployed a significant portion of its ETH into Etherfi’s weETH token, along with deposits into Lido, Liquid Collective, Renzo, and Aave. ETH Strategy, a DeFi protocol that mimics corporate treasury operations on-chain, is now deploying its ETH into yield-generating positions through a partnership with Etherfi, a non-custodial liquid staking protocol. According to an Aug. 18 blog announcement, allocations to partners like Etherfi are “intended to generate sustainable ETH-denominated returns as part of the ETH Strategy treasury program.” Users will get on-chain receipt tokens for each position, which act as a live, verifiable “proof of reserves,” ETH Strategy explained. ETH Strategy, which has over 11,000 ETH in its treasury, says the integration is “designed to sit alongside other DeFi venues as we roll out additional partners, diversifying sources of yield while preserving liquidity and control.” In practice, this means ETH can be allocated across multiple protocols, earning returns through lending, staking, or other yield mechanisms without locking users’ liquidity. Staking Yield In an X post on Aug. 18, ether.fi said ETH Strategy “will be deploying a significant portion of their ETH holdings into weETH,” a non-rebasing ERC-20 token representing staked Ethereum. While the exact amount wasn’t disclosed, on-chain data shows ETH Strategy has allocated 2,048 ETH to weETH so far, along with smaller deposits to Lido, Liquid Collective, Renzo, and Aave. ETH Deposits ETH Strategy isn’t a company with a traditional off-chain balance sheet. It’s a set of smart contracts running on Ethereum that manage treasury positions autonomously. In its official documentation, ETH Strategy says it has “2 audits completed,” but adds that “these will be public later,” without naming the auditors or providing a timeline. ETH Strategy did not respond to The Defiant’s request for comment. The protocol’s native token STRAT is designed to give leveraged exposure…

Author: BitcoinEthereumNews
BAY Miner Mobile App Aligns with MiCA Standards, Offering Secure Cloud Mining Access

BAY Miner Mobile App Aligns with MiCA Standards, Offering Secure Cloud Mining Access

The post BAY Miner Mobile App Aligns with MiCA Standards, Offering Secure Cloud Mining Access appeared on BitcoinEthereumNews.com. Amid volatile crypto markets and rising regulatory oversight, BAY Miner delivers secure and sustainable access to digital asset mining Cryptocurrency is changing fast and stricter regulations are changing how platforms are run. BAY Miner is taking a bold step forward in launching its mobile cloud mining app that completely complies with MiCA (Markets in Crypto-Assets) regulations. By now fully complying with MiCA regulations, BAY Miner is not only legally compliant but also increases trust, transparency, and investor protection in the mining ecosystem. BAY Miner promises users they are using a legitimate and transparent platform by complying with MiCA regulation. At a time with apps deployed without regulations and scams dominating headlines, BAY Miner represents confident and regulated choice for global investors. The Significance of MiCA Compliance in Cloud Mining MiCA is the landmark framework for crypto-assets globally, and it provides transparency around parameters of operation, investor protection, and financial processes across assets. To comply with MiCA is good indication that BAY Miner is committed to sustainable, legal, and safe growth. For miners, this means that they no longer have to worry. Their funds are safe under recognised regulatory regimes, and their profits are returned in accordance with a structure that is compliant. It creates trust locally and credibly establishes BAY Miner as the foremost mobile mining app with a long-term focus over rapid gains. Mining Anytime, Anywhere With Your Smartphone With BAY Miner’s mobile application, cryptocurrency mining is no longer limited to expensive rigs and complicated setups. Users can now mine Bitcoin (BTC), Ethereum (ETH), and Ripple (XRP) all on their phones! The App is available on iOS and Android devices, putting cloud mining in the reach of anyone around the world without technical limitations. This mobile-first concept is founded on the principles of simplicity and transparency. Having a dashboard…

Author: BitcoinEthereumNews
Cardano Consolidation to End as Bull Flag Pattern Breakout Positions ADA for Rally to $1.20, But One DeFi Altcoin Could Outperform

Cardano Consolidation to End as Bull Flag Pattern Breakout Positions ADA for Rally to $1.20, But One DeFi Altcoin Could Outperform

While Cardano (ADA) consolidates beneath a bull flag pattern that will likely trigger a rally to $1.20, buying interest is increasingly shifting to Mutuum Finance (MUTM). Mutuum Finance (MUTM) has been increasing in popularity during presale. Existing investors are setting themselves up for at least a 300% return on listing. Mutuum Finance (MUTM) has raised […]

Author: Cryptopolitan
MetaMask Just Launched Its Own Dollar Stablecoin

MetaMask Just Launched Its Own Dollar Stablecoin

The post MetaMask Just Launched Its Own Dollar Stablecoin appeared on BitcoinEthereumNews.com. Altcoins MetaMask, the widely used self-custodial crypto wallet owned by Consensys, is preparing to launch its own stablecoin, MetaMask USD (mUSD), later this year. The new token will be issued by Bridge, a stablecoin platform recently acquired by Stripe, and powered by liquidity provider M0. Unlike many existing stablecoins, mUSD is being designed with cross-chain functionality at its core, enabling seamless movement across networks through M0’s liquidity system. According to Consensys, the stablecoin will first roll out on Ethereum and Linea, its in-house Ethereum layer-2 network. By integrating mUSD directly into MetaMask, the wallet’s more than 30 million users will be able to use the asset for swaps, bridging, lending, and other DeFi applications without leaving the platform. The company also revealed plans to tie the new token into real-world payments. A MetaMask Card, developed in collaboration with Mastercard, is expected to launch later this year, allowing holders to spend mUSD on everyday purchases. MetaMask emphasized that the stablecoin will be backed one-to-one with dollar-equivalent reserves and is meant to simplify the self-custodial experience for new Web3 users. Gal Eldar, MetaMask’s product lead, described the launch as a way to “lower the barriers” for onboarding into crypto while reducing costs for people moving funds on-chain. The announcement comes shortly after U.S. President Donald Trump signed the GENIUS Act, a law establishing clearer rules for stablecoin issuers. With a stronger regulatory framework now in place, more major players are stepping into the stablecoin race. Just this week, Trump’s World Liberty Financial minted nearly 10% of the supply of its USD1 stablecoin, signaling how competitive the market for regulated digital dollars is becoming. The information provided in this article is for informational purposes only and does not constitute financial, investment, or trading advice. Coindoo.com does not endorse or recommend any specific investment…

Author: BitcoinEthereumNews
Maestro’s Real-Time Indexing Supercharges Liquidium’s Bitcoin Lending Platform

Maestro’s Real-Time Indexing Supercharges Liquidium’s Bitcoin Lending Platform

The post Maestro’s Real-Time Indexing Supercharges Liquidium’s Bitcoin Lending Platform appeared on BitcoinEthereumNews.com. A new partnership between Bitcoin infrastructure firm Maestro and lending protocol Liquidium has injected unprecedented speed and precision into Bitcoin’s emerging DeFi ecosystem (referred to as ‘BTCFi’).  To elaborate, Maestro’s enterprise-grade indexing and real-time mempool tracking services will now power Liquidium’s lending protocols, enabling near-instant reactions (for on-chain events) as well as unlocking lending/borrowing directly on Bitcoin’s base layer.  To date, Liquidium’s flagship Bitcoin-native lending platform ‘LiquidiumWTF’ has facilitated over 4,230 BTC (roughly $500 million) in loans using Bitcoin-centric assets (including Ordinals, Runes, and BRC-20 tokens) as collateral, proving that such inscribed assets, too, can be put to productive use rather than left idle in wallets.  That said, supporting such a novel market requires live access to accurate asset data and real-time transaction status. That’s where Maestro comes in, providing a digital infrastructure that can keep Liquidium updated on pending transactions and the latest state of the network, allowing it to execute loans and manage collateral with lightning-fast precision. On the development, Peter Giammanco, Liquidium co-founder and CTO, was quoted as saying: “We’ve only been using Maestro for two months, but it’s already saved us what amounts to 100% of the time and resources we would’ve spent building our own infrastructure. It’s hard to overstate the speed boost it’s given our dev cycle.”   From instant BTC loans to cross-chain lending without bridges With Maestro handling much of the backend heavy lifting, Liquidium has been able to rapidly expand its capabilities on Bitcoin’s L1 and beyond. Its primary protocol, LiquidiumWTF, recently rolled out an ‘Instant Loans’ feature, allowing users to borrow BTC within seconds. To make this possible, lenders have to pre-fund on-chain vaults so that liquidity can be tapped into almost immediately without having to wait for a counterparty.  Furthermore, Liquidium’s second protocol, LiquidiumFi, is pushing the envelope of cross-chain…

Author: BitcoinEthereumNews
Aave Debuts on Aptos — First Non‑EVM Expansion Explained

Aave Debuts on Aptos — First Non‑EVM Expansion Explained

The post Aave Debuts on Aptos — First Non‑EVM Expansion Explained appeared on BitcoinEthereumNews.com. Key Notes Aave V3 launches on Aptos, its first non-EVM deployment. Fully rebuilt in Move with audits, risk reviews, and a $500,000 bug bounty. The move includes incentives, Chainlink oracles, and tooling support at launch. Decentralized finance’s largest lending provider, Aave AAVE $297.9 24h volatility: 1.7% Market cap: $4.52 B Vol. 24h: $473.33 M , has officially launched on Aptos APT $4.39 24h volatility: 1.7% Market cap: $3.00 B Vol. 24h: $331.04 M , marking its first-ever deployment on a non-EVM blockchain. The historic expansion brings Aave V3 to a new ecosystem, advancing the protocol’s multichain strategy while introducing its widely used lending and borrowing infrastructure to a fresh user base. The wait is over.@Aave is now live on Aptos 👻🌐 pic.twitter.com/e4GVZwu9Nz — Aptos (@Aptos) August 21, 2025 Aave’s Expansion Beyond Ethereum Since its inception, Aave has operated exclusively on Ethereum ETH $4 241 24h volatility: 1.5% Market cap: $511.91 B Vol. 24h: $31.01 B and EVM-compatible chains. Deploying on Aptos required a complete reimplementation of Aave V3 in the Move programming language, along with the development of a new front-end, SDK, and rigorous testing to ensure security and performance on Aptos. 500K Bug Bounty According to an official blog post by Aave, it currently supports native USDC, USDT, APT, and sUSDe. The Aptos Foundation will provide user rewards and liquidity incentives to encourage adoption, while Chainlink Price Feeds have been integrated to power oracle-secured markets. Risk parameters were designed by Chaos Labs and LlamaRisk, with extensive audits conducted by Zellic, Ottersec, SpearBit (Cantina), and Certora. A $500,000 bug bounty in Aave’s GHO stablecoin is also live to reinforce security. Why Aptos? Aptos is a proof-of-stake Layer 1 blockchain built using Move, a Rust-based smart contract language optimized for low latency and high throughput. APT is the native token of…

Author: BitcoinEthereumNews
Jupiter Lend readies for public beta launch this week

Jupiter Lend readies for public beta launch this week

The post Jupiter Lend readies for public beta launch this week appeared on BitcoinEthereumNews.com. This is a segment from the Lightspeed newsletter. To read full editions, subscribe. The Solana ecosystem revolves heavily around the aptly named Jupiter protocol, and for good reason. They’re an ambitious team trying to do damn near everything in DeFi. In 2021, Jupiter launched a DEX aggregator on Solana, the dominant venue today for routing order flows to DEXs and prop AMMs. Alongside the aggregator, Jupiter founder meow also launched Mercurial DEX, rebranded today as Meteora. A perps DEX followed in 2023, then a memecoin launchpad in 2024, and then a majority stake acquisition in the Moonshot memecoin trading platform earlier this year. There’s also the upcoming omnichain network “JupNet,” which plans to aggregate liquidity across chains.  But all eyes this week are on Jupiter Lend, the superapp’s first formal foray into the Lending vertical. Jupiter’s lending product is built on Fluid’s liquidity/risk engine. If you’ve never heard of Fluid, it’s a protocol that took the Ethereum world by storm over the past year. To see the promise of Jupiter Lend requires a baseline understanding of how Fluid actually works. It’s not the most straightforward product, but here’s the gist. Fluid (previously Instadapp) is an integrated application consisting of DEX, lending and borrowing. All three draw from a unified liquidity layer, which enables unique features that just aren’t possible on other DEXs or lending protocols. For instance, a borrower on Fluid can denominate their debt to serve as liquidity for Fluid DEX (what the team calls “smart debt”), rather than letting it sit idle as posted collateral. This, in effect, puts a borrower’s debt to “work.” As traders on the DEX side are paying fees to trade, that lets borrowers earn fees to reduce their debt. It’s somewhat unintuitive, for it inverts the logic of how we commonly think of…

Author: BitcoinEthereumNews
The 4 Top Crypto Presales of 2025: BlockDAG, Maxi Doge, Snorter Bot & PepeNode

The 4 Top Crypto Presales of 2025: BlockDAG, Maxi Doge, Snorter Bot & PepeNode

Discover the top crypto presale picks of 2025. See why BlockDAG, Maxi Doge, Snorter Bot, and PepeNode are gaining traction with funding, hype, and growth potential.

Author: Blockchainreporter
Top Cryptos to Watch in August 2025

Top Cryptos to Watch in August 2025

While the crypto market navigates a rocky August 2025, there is one name that is bucking the trend, Mutuum Finance (MUTM). The up-and-coming DeFi protocol has established itself as a household name in record time for its innovative lending platform and growing ecosystem, and as such finds itself in the spotlight among investor discourse this […]

Author: Cryptopolitan