ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
ICP Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14103 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Aave Labs Launches Horizon, Enabling Institutions to Borrow Stablecoins Against RWAs

Aave Labs Launches Horizon, Enabling Institutions to Borrow Stablecoins Against RWAs

The post Aave Labs Launches Horizon, Enabling Institutions to Borrow Stablecoins Against RWAs appeared on BitcoinEthereumNews.com. With Horizon, Aave offers institutional investors a compliant way to deploy their idle liquidity into DeFi. Aave Labs, the team behind Aave, the largest lending protocol in decentralized finance (DeFi) with over $40 billion in total value locked (TVL), has launched a new platform called Horizon, which enables institutions to borrow stablecoins using tokenized real-world assets (RWAs) as collateral. The platform, built on Aave’s protocol, is designed to operate around the clock while combining compliance frameworks with on-chain liquidity, the firm said in a Wednesday press release shared with The Defiant. With Horizon, institutions can tap stablecoins using traditional assets, such as U.S. Treasuries and institutional funds, as well as crypto-focused funds and AAA-rated CLOs, thereby putting idle liquidity to work that’s typically locked in slower, legacy systems. Targeting RWA Growth Under the hood, the platform uses Chainlink SmartData, starting with Onchain NAV, to automatically track the value of tokenized assets, letting institutions borrow stablecoins in real-time. Aave Labs also plans to add tools like Proof of Reserve and SmartAUM later to facilitate easier risk management. Aave Labs founder Stani Kulechov said in the announcement that the platform is built for the “growth of tokenized real-world collateral.” The launch includes a network of partners spanning asset managers, tokenization providers, and stablecoin issuers, including Centrifuge, Superstate, Circle, RLUSD, VanEck, Hamilton Lane, and WisdomTree. Top RWA Blockchains The launch comes as the tokenized RWA market has grown to $26.6 billion, with Ethereum accounting for more than 51% of the sector, according to RWA.xyz. The largest vehicle is BlackRock’s BUIDL fund, focused on U.S. Treasuries, with nearly $2.4 billion in assets, followed by Tether’s tokenized gold at $1.26 billion and Paxos’ tokenized gold at over $945 million. Kevin Rusher, founder of RWA lending platform RAAC, told The Defiant in April that the sector…

Author: BitcoinEthereumNews

2025/08/28

Jupiter Lend debuts with 40 vaults and stablecoin support

Jupiter Lend debuts with 40 vaults and stablecoin support

The post Jupiter Lend debuts with 40 vaults and stablecoin support appeared on BitcoinEthereumNews.com. Jupiter DEX added another service to its suite, turning into one of the complete DeFi hubs on Solana. Jupiter announced the creation of its initial lending service, with 40 vaults and $2M in incentives.  Jupiter is adding another service to its suite, launching a native lending solution. Jupiter Lend announced its public beta launch, with 40 active vaults and $2M in incentives. The lending protocol was created in partnership with Fluid DeFi. Jupiter Lend announced its launch in August, releasing an audited public beta just weeks later.  Jupiter Lend Public Beta is live 🥳 The most advanced money market on Solana has arrived, built with @0xfluid After weeks of testing, audits, and feedback, we’re launching with 40+ vaults and $2m+ in incentives from Jup, Fluid, and partners. Here’s what you need to know 🧵 pic.twitter.com/U3HfGyizcc — Jupiter (🐱, 🐐) (@JupiterExchange) August 27, 2025 Until recently, Jupiter was mostly a hub for DEX activity, routing, and trading. In the past few months, Solana accelerated its lending activity, mostly driven by Kamino Lend. Now, Jupiter aims to grab a piece of the growing liquidity and demand for collateralized loans.  Jupiter aims to compete with a new liquidation engine, offering lower risk and fees for holding positions. The new lending vault uses the Fluid loan technology, allowing multiple lending loops without fear of liquidation.  Jupiter to boost Solana-based BTC lending The new lending protocol will start out with a selection of stablecoins, including USDC, USDT, EURC, USDG, USDS, and syrupUSDC. Both borrowers and lenders will have special incentives to boost activity.  Additionally, Jupiter’s vaults will accept Solana versions of wrapped BTC, including cbBTC by Coinbase, xBTC, and the oldest asset, WBTC. Solana is becoming one of the significant BTC-based lending platforms, with over $300M of BTC liquidity on Kamino.  Jupiter will also use…

Author: BitcoinEthereumNews

2025/08/28

Best Altcoins to Invest in Today: Top Cryptos for 10-15x Returns

Best Altcoins to Invest in Today: Top Cryptos for 10-15x Returns

The post Best Altcoins to Invest in Today: Top Cryptos for 10-15x Returns  appeared on BitcoinEthereumNews.com. Investors are keeping a close eye on altcoins with strong momentum and tremendous potential. One such altcoin is Mutuum Finance (MUTM), which is making headlines as a force to reckon with among traders seeking revolutionary decentralized finance solutions. The DeFi token is at presale stage 6 at a price of $0.035. It will be up by 14.29% to $0.04 in step 7.  Investors who enter in this phase will get at least 400% returns when the token is listed. Mutuum Finance has already crossed more than $15 million and over 15700 investors. As Cardano (ADA) continues to have a regular market presence, the limelight is shifting to Mutuum Finance (MUTM) for its unique method of DeFi lending. Cardano (ADA) Price Analysis  Cardano is priced at $0.92 after a modest 1.33% climb in the last 24 hours. The altcoin is gearing up for a rally past $1 after months of consolidation. Cardano remains in the top 15 cryptos with a $31 billion market cap. Analysts predict a 10x rally that could see ADA hit $10 by 2026. However, in 2025 bigger attention is shifting to DeFi’s new crypto Mutuum Finance (MUTM)  Mutuum Finance (MUTM) Two-Tier DeFi Lending Framework Mutuum Finance (MUTM) is an innovative non-custodial decentralized DeFi protocol. The project is capable of Peer-to-Contract lending and Peer-to-Peer lending with great flexibility and efficiency of operations. Peer-to-Contract utilizes the smart contract feature to lend with minimal or no human interference. Peer-to-Peer eliminates middlemen and has lenders and borrowers directly transact and exchange with each other. The model is extremely easy to handle risky assets like meme coins. Mutuum Finance (MUTM) Presale Success Mutuum Finance (MUTM) is blazing with presale making headlines. It is currently at stage 6 at $0.035. It will also shoot up by 14.29% to $0.04 in the next phase.…

Author: BitcoinEthereumNews

2025/08/27

Luxxfolio’s Plan To Free Hard Money

Luxxfolio’s Plan To Free Hard Money

The post Luxxfolio’s Plan To Free Hard Money appeared on BitcoinEthereumNews.com. Everyone knows the story all too well: Bitcoin emerged as a radical alternative to the global financial system. Its promise was simple but revolutionary, as a decentralized, peer-to-peer currency that cut out middlemen, resisted censorship, and empowered individuals. It was a rebellion against the established order of central banks, governments, and financial institutions. But over time, that rebellion has been tempered – and perhaps, even tamed. Once a tool for financial freedom, Bitcoin has been increasingly absorbed into the very institutions it aimed to disrupt. Wall Street investment vehicles, custodial wallets controlled by large firms, and regulatory frameworks have reshaped the ecosystem around Bitcoin into something more familiar – and more controllable. Why Silver Might Just Be the New Gold For Zayn Kalyan, Strategic Advisor at Luxxfolio, the first publicly traded company building its corporate treasury primarily around Litecoin (LTC), Bitcoin’s shift from rebellion to institutional mainstream is both concerning and motivating. Luxxfolio is positioning Litecoin as the true continuation of the crypto rebellion: a resilient hard money asset ready to reclaim the original promise of financial sovereignty. Litecoin has often been dubbed “digital silver” to Bitcoin’s “digital gold.” It shares Bitcoin’s open-source ethos and core cryptographic principles, but offers faster transaction speeds and significantly lower fees. These characteristics make Litecoin uniquely suited to everyday transactions and new financial applications. But Kalyan sees Litecoin as more than just silver. To him, LTC has the potential to serve as an efficient, foundational layer that can underpin tomorrow’s global monetary system. Litecoin: The Real Hard Money Resisting Centralization Bitcoin’s rise brought with it increasing institutional interest – one which has both fueled price appreciation and brought regulatory oversight, custodial gatekeepers, and concentrated influence. Like Kalyan, many in the digital asset space argue that Bitcoin’s growth model has diluted its original vision as a…

Author: BitcoinEthereumNews

2025/08/27

Aave Horizon Platform Launches with Institutional Stablecoin Borrowing Features

Aave Horizon Platform Launches with Institutional Stablecoin Borrowing Features

TLDR Aave Labs’ Horizon platform enables institutional borrowing using tokenized RWAs as collateral. Horizon’s partners include Circle, VanEck, Chainlink, and WisdomTree, pushing institutional DeFi. Horizon offers a capital-efficient borrowing infrastructure with 24/7 access and compliance. Aave Labs unlocks over $25 billion in tokenized RWAs, increasing their liquidity and utility. Aave Labs has officially launched Horizon, [...] The post Aave Horizon Platform Launches with Institutional Stablecoin Borrowing Features appeared first on CoinCentral.

Author: Coincentral

2025/08/27

Aave Launches Horizon, Letting Firms Borrow USDC, RLUSD, and GHO Against Tokenized Assets

Aave Launches Horizon, Letting Firms Borrow USDC, RLUSD, and GHO Against Tokenized Assets

TLDR: Aave Horizon allows stablecoin borrowing against tokenized Treasurys and collateralized loans. Chainlink powers Horizon with Onchain NAV, offering real-time net asset values for collateral. Horizon supports USDC, RLUSD, and GHO, providing predictable liquidity for institutions. Aave’s treasury hit $132.7M, reflecting 130% growth, showing protocol revenue strength. Aave Labs has rolled out Horizon, a new [...] The post Aave Launches Horizon, Letting Firms Borrow USDC, RLUSD, and GHO Against Tokenized Assets appeared first on Blockonomi.

Author: Blockonomi

2025/08/27

Securitize says ethereum is set to lead real-world asset tokenization

Securitize says ethereum is set to lead real-world asset tokenization

The post Securitize says ethereum is set to lead real-world asset tokenization appeared on BitcoinEthereumNews.com. Tokenization platform Securitize has predicted that Ethereum will be the future hub for real-world asset (RWA) markets, pointing to the blockchain’s dominance in institutional adoption and its potential to capture a multi-trillion-dollar opportunity. In a guest thread posted on Ethereum’s X account, Carlos Domingo, CEO and founder of Securitize, pointed out the tokenization market’s growth to a $26.5 billion sector, with Ethereum hosting $7.5 billion worth of tokenized RWAs and $5.3 billion in tokenized Treasuries, giving it a 72% market share of on-chain Treasuries. “It’s where institutions are deploying capital,” the company wrote, adding that even a 1% slice of the $20 trillion-plus RWA opportunity could unlock over $200 billion in on-chain value. Domingo described 2025 as the year “RWAs found real utility onchain,” highlighting daily dividend payouts, programmability, and faster settlement as key institutional incentives to adopt tokenization. Global market overview of the total RWA value. Source: RWA.xyz Ethereum’s grip on RWA tokenization Ethereum has emerged as the leading blockchain for tokenized RWAs by market capitalization. According to data from RWA.xyz, the network accounts for more than half of all tokenized assets, with over $7.5 billion minted on its mainnet. The share expands further when factoring in Ethereum Layer 2 networks such as Polygon, Arbitrum, Mantle, and Optimism, which together with the main chain, account for around 85% of Securitize’s tokenized assets on Ethereum’s Mainnet. Industry analysts say Ethereum’s dominance is a product of its deep liquidity pools, composability with decentralized finance (DeFi) protocols, and regulatory-ready token standards such as ERC-1400 and ERC-3643. “Ethereum offers some of the most secure, composable, and censorship-resistant foundations for tokenized financial products,” Domingo noted in the thread. Securitize backs institutional adoption to gather pace Global market overview of the total RWA value, excluding stablecoin data. Source: RWA.xyz Major asset managers are already experimenting…

Author: BitcoinEthereumNews

2025/08/27

Putting Money In XRP or Chainlink Can Double It in Q4 But XYZVerse (XYZ) Can Be Even Better Opportunity On Current Market

Putting Money In XRP or Chainlink Can Double It in Q4 But XYZVerse (XYZ) Can Be Even Better Opportunity On Current Market

Discover why investing in XRP or Chainlink could potentially double your money in Q4, and how XYZVerse (XYZ) might offer an even greater opportunity in the current crypto market landscape.

Author: Cryptodaily

2025/08/27

Revolutionary: Ava Labs Unveils Horizon for Secure RWA-Backed Loans

Revolutionary: Ava Labs Unveils Horizon for Secure RWA-Backed Loans

BitcoinWorld Revolutionary: Ava Labs Unveils Horizon for Secure RWA-Backed Loans A groundbreaking development is reshaping the intersection of traditional finance and decentralized finance (DeFi). Ava Labs, the innovative developer behind the high-performance Avalanche (AVAX) blockchain, has officially unveiled Horizon. This cutting-edge platform introduces a novel approach to lending, providing stablecoin loans that are securely collateralized by tokenized real-world assets (RWA). This move, as reported by The Block, marks a significant step towards bridging the gap between conventional financial instruments and the efficiency of blockchain technology, especially in the realm of RWA-backed loans. What Exactly Are RWA-Backed Loans and Why Do They Matter? Understanding RWA-backed loans begins with grasping what real-world assets are and how they integrate with blockchain. Simply put, RWAs are tangible or intangible assets that exist in the traditional financial world—think real estate, commodities, or even government bonds. Tokenization transforms these assets into digital tokens on a blockchain, making them programmable, divisible, and easily transferable. Horizon leverages this concept by allowing institutional borrowers to obtain stablecoin loans, such as USDC, RLUSD, and GHO. These loans are not backed by volatile cryptocurrencies, but by the stability of tokenized U.S. Treasury bonds. This mechanism introduces a new layer of security and predictability to the DeFi lending landscape, making RWA-backed loans an attractive option for sophisticated investors. How Does Ava Labs’ Horizon Platform Function for RWA-Backed Loans? Ava Labs designed Horizon specifically for institutional players, ensuring a robust and compliant environment. The platform’s operational flow is straightforward yet powerful: Collateralization: Institutional borrowers deposit tokenized U.S. Treasury bonds as collateral. These digital representations of traditional assets are held securely on the blockchain. Stablecoin Issuance: In return, Horizon issues leading stablecoins like USDC, RLUSD, and GHO. These stablecoins provide immediate liquidity to the borrowers. Institutional Focus: The platform caters exclusively to institutions, ensuring adherence to regulatory standards and managing larger transaction volumes effectively. This streamlined process facilitates efficient capital deployment and access to liquidity, all while maintaining the integrity of underlying real-world assets. The innovation here lies in the seamless integration of traditional financial stability with blockchain’s inherent advantages, driving the utility of RWA-backed loans. What Are the Key Benefits of Embracing RWA-Backed Loans? The introduction of platforms like Horizon brings several compelling advantages to the financial ecosystem. These benefits extend beyond just the borrowers and lenders, potentially reshaping broader market dynamics: Enhanced Stability: By collateralizing loans with stable, regulated assets like U.S. Treasury bonds, Horizon significantly reduces the volatility often associated with crypto lending. This stability makes RWA-backed loans more appealing to risk-averse institutions. Increased Liquidity: Tokenization unlocks illiquid assets, allowing them to be used as collateral for immediate access to stablecoin liquidity. This can free up capital that would otherwise be tied up. Transparency and Efficiency: Blockchain technology provides unparalleled transparency for collateral management and loan terms. Smart contracts automate processes, reducing manual errors and increasing transactional efficiency. Bridging TradFi and DeFi: Horizon acts as a crucial bridge, enabling traditional financial institutions to participate in the DeFi space with familiar asset classes, fostering broader adoption and innovation in RWA-backed loans. Navigating the Future: Challenges and Opportunities for RWA-Backed Loans While the potential of RWA-backed loans is immense, their widespread adoption also presents certain challenges and exciting opportunities. Understanding these aspects is vital for assessing the long-term impact of platforms like Horizon. Potential Challenges: Regulatory Clarity: The evolving regulatory landscape for tokenized securities and DeFi remains a significant hurdle. Clear guidelines are essential for institutional confidence and scalability. Legal Frameworks: Ensuring the legal enforceability of tokenized asset ownership and collateral in various jurisdictions requires robust legal frameworks. Oracles and Data Integrity: Reliable and secure oracles are necessary to bring accurate, real-time data from the real world onto the blockchain, especially for asset valuation and liquidation processes. Exciting Opportunities: New Financial Products: Horizon paves the way for a new generation of financial products that blend the best of traditional finance with blockchain’s innovation. Broader Institutional Adoption: As more traditional assets are tokenized, more institutions will likely enter the DeFi space, driving massive growth. Global Accessibility: Tokenized RWAs can make traditionally exclusive assets accessible to a wider global audience, democratizing investment opportunities. Ava Labs’ Horizon is not just a platform; it represents a significant leap forward in integrating the stability of traditional assets with the innovation of decentralized finance. By offering secure RWA-backed loans to institutional borrowers, Horizon is setting a new standard for how value is exchanged and leveraged in the digital economy. This pioneering effort by Ava Labs and Avalanche is poised to unlock vast new markets and redefine the future of lending, making finance more efficient, transparent, and accessible for a global audience. Frequently Asked Questions About Horizon and RWA-Backed Loans What is Ava Labs’ Horizon platform?Horizon is a new platform developed by Ava Labs that facilitates stablecoin loans for institutional borrowers. These loans are uniquely collateralized by tokenized real-world assets (RWAs), such as U.S. Treasury bonds. Which stablecoins are available on Horizon for RWA-backed loans?Horizon currently offers stablecoins like USDC, RLUSD, and GHO to institutional borrowers, providing them with reliable liquidity against their tokenized collateral. What types of assets are used as collateral for RWA-backed loans on Horizon?The primary collateral used on Horizon includes tokenized U.S. Treasury bonds. This approach links the stability of traditional government securities with the efficiency of blockchain technology. Who is the target audience for Horizon’s RWA-backed loans?Horizon is specifically designed to serve institutional borrowers. This focus ensures the platform meets the stringent requirements and compliance needs of large-scale financial entities. How do RWA-backed loans benefit the DeFi ecosystem?RWA-backed loans introduce greater stability, transparency, and efficiency to DeFi. They bridge traditional finance with decentralized finance, attracting institutional capital and unlocking new liquidity by tokenizing previously illiquid assets. Did you find this deep dive into Ava Labs’ Horizon platform and the future of RWA-backed loans insightful? Share this article with your network on social media to spread awareness about this pivotal development in the crypto space! Let’s discuss how this innovation could shape the financial world together. To learn more about the latest crypto market trends, explore our article on key developments shaping tokenized assets institutional adoption. This post Revolutionary: Ava Labs Unveils Horizon for Secure RWA-Backed Loans first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats

2025/08/27

Aave Labs Launches Horizon for Institutional Tokenized Asset Lending

Aave Labs Launches Horizon for Institutional Tokenized Asset Lending

Detail: https://coincu.com/news/aave-labs-tokenized-asset-platform/

Author: Coinstats

2025/08/27

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
4709Articles
Cryptopolitan
Cryptopolitan
1049Articles
PANews
PANews
936Articles
Coinstats
Coinstats
893Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

XRP Price Prediction: Recovery Rally Targets $1.67 by Mid-February

XRP Price Prediction: Recovery Rally Targets $1.67 by Mid-February

2026/02/05 17:44
Pound Sterling underperforms ahead of BoE interest rate decision

Pound Sterling underperforms ahead of BoE interest rate decision

2026/02/05 17:29
Saylor’s Bitcoin Strategy Down 2 Billion as BTC Continues to Slide

Saylor’s Bitcoin Strategy Down 2 Billion as BTC Continues to Slide

2026/02/05 17:16
‘Slam dunk’ case? The brutal killing of a female cop and her son

‘Slam dunk’ case? The brutal killing of a female cop and her son

2026/02/05 16:58
Xenea Wallet Daily Quiz 05 February 2026: Claim Your Free Crypto Coins Now

Xenea Wallet Daily Quiz 05 February 2026: Claim Your Free Crypto Coins Now

2026/02/05 16:58