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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14433 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Mike-Cagney’s Figure Prices IPO at $25 Per Share Bringing Potential Raise to Near $788M

Mike-Cagney’s Figure Prices IPO at $25 Per Share Bringing Potential Raise to Near $788M

The post Mike-Cagney’s Figure Prices IPO at $25 Per Share Bringing Potential Raise to Near $788M appeared on BitcoinEthereumNews.com. Figure Technologies, a blockchain-focused lending platform founded by SoFi co-founder Mike Cagney, has priced its initial public offering at $25 per share, which would raise $787.5 million. Shares of the company’s Class A stock is scheduled to begin trading on the Nasdaq under the ticker symbol “FIGR” later today, September 11, according to a press release. The offering includes 31.5 million shares, with roughly 23.5 million coming directly from Figure and 8 million from existing shareholders. An additional 4.7 million shares could be sold if underwriters exercise their option to purchase more. Last week, the company’s IPO was upsized to $526 million. Figure has helped originate more than $16 billion in home equity loans, which the firm says makes it the largest non-bank provider of that financing. Goldman Sachs, Jefferies and BofA Securities are leading the offering, joined by a slate of other underwriters, including Societe Generale, Stifel, and Mizuho. The offering is set to close on September 12, pending typical closing conditions. Read more: Mike Cagney’s Figure Technologies Seeks Over $4B Valuation in Nasdaq IPO Source: https://www.coindesk.com/business/2025/09/11/blockchain-based-lender-figure-prices-ipo-at-usd25-per-share-raising-nearly-usd788m

Author: BitcoinEthereumNews

2025/09/12

Pepe Coin (PEPE) Price Outlook Glum as Market Attention Shifts to Utility-Based DeFi Crypto With 40x Upside

Pepe Coin (PEPE) Price Outlook Glum as Market Attention Shifts to Utility-Based DeFi Crypto With 40x Upside

As Pepe Coin (PEPE) struggles to regain momentum as investor interest cools, market attention is rapidly focusing on upcoming decentralized finance (DeFi) projects with practical applications. Among them is Mutuum Finance (MUTM), which is generating buzz with its innovative lending and borrowing model, sparking rumors of a potential 40x value boost. This new altcoin, currently […]

Author: Cryptopolitan

2025/09/12

What Are The Chances Of A DOGE ETF Being Approved In 2026?

What Are The Chances Of A DOGE ETF Being Approved In 2026?

The post What Are The Chances Of A DOGE ETF Being Approved In 2026? appeared on BitcoinEthereumNews.com. Crypto News 12 September 2025 | 02:40 Dogecoin (DOGE) has been gaining attention as a potential candidate for an exchange-traded fund (ETF) approval in 2026. Recent developments indicate a growing likelihood of such approval, signaling a shift in the regulatory landscape for cryptocurrencies. Yet, investors are more interested in a somewhat different token, Layer Brett, which is in its early presale stage. Here is why! Can Dogecoin ETF prospect boost price potential? In 2013, Dogecoin (DOGE) was established as a fun meme coin to compete with Bitcoin. It is an open-source cryptocurrency that works with other people. It has a strong, active community. There was no limit on how many coins could be made when Dogecoin was first founded. It runs on its own blockchain. The primary reason people like it is because it gets a lot of support from the community and can be used for both tips and charitable initiatives. Predicting the future price of Dogecoin is challenging due to the influence of social media trends and endorsements from famous individuals. In September 2025, Bitcoin soared back up over $110,000, and DOGE often follows a similar path. Discussions about a Dogecoin ETF being approved in 2026 add another layer of potential price volatility. While a spot ETF could bring institutional capital, the lack of intrinsic utility for Dogecoin compared to Layer 2 solutions suggests its long-term growth might depend heavily on sustained market sentiment. Layer Brett – Is the best looking for the future LBRETT is a next-generation Layer 2 memecoin built on Ethereum, blending meme culture with genuine blockchain utility. Unlike older meme tokens, LBRETT offers fast transactions, ultra-low gas fees, and substantial staking rewards. It’s a community-powered ERC-20 token designed for scalability and an evolving ecosystem. Layer Brett operates as an additional protocol on Ethereum, offloading…

Author: BitcoinEthereumNews

2025/09/12

Top Altcoins With Real-World Utility to Hold for the Next 5 Years

Top Altcoins With Real-World Utility to Hold for the Next 5 Years

The post Top Altcoins With Real-World Utility to Hold for the Next 5 Years appeared on BitcoinEthereumNews.com. Speculation comes and goes, but utility sticks. When you’re holding for years, you want tokens that have daily utility rather than just trending charts. Two networks that are at the center of that utility story are Ethereum and XRP. While they each solve different problems, they all solve problems for real users and real businesses. Ethereum is the programmable base layer for finance, culture, and identity on-chain. Everything from tokenized assets to lending is powered by its smart contracts. XRP, on the other hand, is all about value transfer. It will allow cross-border payments to be faster and cheaper than legacy rails, a practical requirement for banks, fintechs and remittance players. As investors plan longer-term strategies, they are also looking at earlier, more nimble projects that could compound from small caps. MAGACOIN FINANCE comes up in those conversations as a complementing sat-allocation play for growth-oriented portfolios. Why Ethereum Belongs in a 5-Year Hold ETH enjoys a huge developer community and a continuous array of usability improvements. When costs decrease and throughput increases, more apps achieve product-market fit. That attracts further users and liquidity, providing a strong cycle for holders. MAGACOIN FINANCE: Featured Among 2025 Growth Picks With a solid roadmap, strong community engagement, and a focus on scalable tokenomics, MAGACOIN FINANCE has been identified as one of the best Altcoins to buy in 2025 for high growth portfolios. The investment strategy for long-term investors is to position for the build phase and let milestones and access expansion do the heavy lifting over time. Why XRP Keeps Its Seat For payments, it is all about speed and cost. XRP is designed for throughput and settlement efficiency. If the popularity of partner integrations continues to grow and regulatory clarity continues to improve, institutions will continue to double down where the technology makes…

Author: BitcoinEthereumNews

2025/09/12

Blockchain lender Figure's stock price surged over 44% on its US stock market debut.

Blockchain lender Figure's stock price surged over 44% on its US stock market debut.

PANews reported on September 12th that Figure Technology Solutions Inc. completed a $ 787.5 million IPO on the Nasdaq, with its stock price surging over 44% after opening. The stock closed up 24% at $ 31.11 , above its IPO price of $25 per share. The company, which uses blockchain technology to provide lending services, achieved net profits of $ 29.1 million and revenue of $ 190.6 million in the first half of the year. The IPO attracted over 25 times the subscription price, with retail investors receiving a significant allotment. Founded by former SoFi CEO Mike Cagney , Figure has already issued over $ 16 billion in loans using blockchain technology.

Author: PANews

2025/09/12

Dogecoin News Today: What Are The Chances Of A DOGE ETF Being Approved In 2026?

Dogecoin News Today: What Are The Chances Of A DOGE ETF Being Approved In 2026?

Yet, investors are more interested in a somewhat different token, Layer Brett, which is in its early presale stage. Here […] The post Dogecoin News Today: What Are The Chances Of A DOGE ETF Being Approved In 2026? appeared first on Coindoo.

Author: Coindoo

2025/09/12

Aave takes precautions as Scroll governance faces uncertainty

Aave takes precautions as Scroll governance faces uncertainty

The post Aave takes precautions as Scroll governance faces uncertainty appeared on BitcoinEthereumNews.com. Aave, the largest decentralized lending protocol, has proposed reducing its exposure to governance risks within the Ethereum layer-2 network, Scroll’s ecosystem. The initiative, submitted on Sept. 11 by the Aave Chan Initiative (ACI), comes amid mounting instability in Scroll’s decentralized governance model. The proposal outlines several defensive measures to protect Aave’s users and liquidity pools. These include raising the reserve factor for all listed assets to 90%, lowering supply caps to existing levels, and cutting borrowing caps for all borrowable assets. According to ACI, these steps will help contain exposure to Scroll-based assets, reinforce protocol safety through conservative risk parameters, and ensure Aave can respond swiftly if governance disruptions escalate. ACI pointed out that the proposal’s implementation will proceed through the Direct to AIP process, which allows for faster deployment of urgent changes. Data from DeFiLlama shows that Aave currently holds about $6 million in total value locked (TVL) on Scroll, making it the chain with one of its smallest liquidity pools. 5 Days to Smarter Crypto Moves Learn how pros avoid bagholding, spot insider front-runs, and capture alpha — before it’s too late. Brought to you by CryptoSlate Nice 😎 Your first lesson is on the way. Please add [email protected] to your email whitelist. Scroll’s DAO issues The urgency of Aave’s proposal stems from internal turmoil at Scroll’s decentralized autonomous organization (DAO). Scroll announced earlier in the day that it had halted new proposals within its DAO as part of a plan to redesign governance. Scroll said the decision would allow experimentation with governance models emphasizing efficiency, effectiveness, and alignment. The team also stressed that the pause aims to safeguard stability in the short term while laying the groundwork for sustainable growth. Meanwhile, Scroll stressed that proposals that have already been approved will proceed. However, fresh submissions will be paused…

Author: BitcoinEthereumNews

2025/09/12

Project 0 revolutionizes DeFi

Project 0 revolutionizes DeFi

The post Project 0 revolutionizes DeFi appeared on BitcoinEthereumNews.com. Project 0 has officially announced the launch of the first native prime broker of DeFi on Solana, marking a groundbreaking moment for the entire decentralized finance ecosystem. The protocol introduces an innovative unified margin system, designed to eliminate the historical capital inefficiencies that have limited the growth and flexibility of DeFi users. Thanks to this solution, Project 0 enables portfolio-level risk management, paving the way for a new era of composability and interoperability between platforms. The Problem of Capital Inefficiencies in DeFi In the current landscape, traditional DeFi lending protocols operate in isolation. Users are forced to overcollateralize their positions on each platform, a practice that fragments capital and limits the ability to optimize risk management. This approach prevents fully leveraging the potential of the entire portfolio, hindering the search for liquidity and increasing the risk of unwanted liquidations. Project 0 directly addresses this critical issue by unifying fragmented markets into a single portfolio-centric risk management system. In this way, users can finally manage all their positions in an integrated manner, overcoming the limitations imposed by platform compartmentalization. The Launch on Solana: A Turning Point for the Ecosystem According to MacBrennan Peet, founder of Project 0, the cryptocurrency sector is often obsessed with reinventing already existing applications, neglecting infrastructural innovation. The launch of Project 0 on Solana represents a break from this trend, offering for the first time the possibility to borrow against the entire portfolio on platforms like Kamino, Drift, and Jupiter, leveraging a unified margin. This new model eliminates frustrating scenarios where users are liquidated on a platform despite having offsetting positions elsewhere, revolutionizing the DeFi trading experience and introducing truly effective risk management. Innovative Features for Passive Users and Sophisticated Traders Project 0 targets both passive users seeking optimized returns and advanced traders managing complex portfolios. The…

Author: BitcoinEthereumNews

2025/09/12

Move Over, Top Cat – Ricky Gervais Brings ‘Alley Cats’ To Netflix

Move Over, Top Cat – Ricky Gervais Brings ‘Alley Cats’ To Netflix

The post Move Over, Top Cat – Ricky Gervais Brings ‘Alley Cats’ To Netflix appeared on BitcoinEthereumNews.com. Alley Cats. (L to R) Ricky Gervias as Gus, Tom Basden as Ponce, David Earl as Puke, Andrew Brooke as Fang, Diane Morgan as Olive, in Alley Cats. Cr. Courtesy of Netflix © 2025 Courtesy of Netflix Top Cat, of course, was the 1960s animated Hanna Barbera classic street-smart feline leader, Top Cat, and his gang of alley cats as they scheme and hustle their way through the streets of New York City, often outwitting the hapless Officer Dibble. Essentially, Top Cat paid homage to the style and tone of Sergeant Bilko (aka The Silvers Show), bringing those con-artist antics to a cartoon audience. And today Netflix has announced a new gaggle of feline characters in Alley Cats. Alley Cats, from Ricky Gervais and UK-based Blink Industries, is an adult animated comedy which, per the logline, “follows a group of feral British cats as they navigate friendship, rivalry, and the absurdities of everyday life.” Gervais not only co-created the series but also voices one of the main characters, Gus — a fat, lazy, opinionated cat who thinks he’s cleverer and braver than he really is. Joining him in the voice cast are Tom Basden, Andrew Brooke, David Earl, Kerry Godliman, Jo Hartley, Diane Morgan, Natalie Cassidy, and Tony Way. Set in 2D animation style, Alley Cats is slated for six 15-minute episodes in 2026. Blending Gervais’s signature humor with social satire, the series is Netflix’s latest effort to tap into the popularity once enjoyed by adult animated Sunday-night programming on Fox. Source: https://www.forbes.com/sites/marcberman1/2025/09/11/move-over-top-catricky-gervais-brings-alley-cats-to-netflix/

Author: BitcoinEthereumNews

2025/09/12

OnRe Launches Points Program

OnRe Launches Points Program

The post OnRe Launches Points Program appeared on BitcoinEthereumNews.com. OnRe, the onchain asset manager delivering institutional-grade yield to DeFi, today launched OnRe Points, a rewards program designed to incentivize meaningful participation in the ONyc ecosystem. Unlike traditional liquidity mining, OnRe Points reward genuine capital efficiency by tracking how ONyc is actively deployed across DeFi protocols, strengthening its utility as Solana’s premier collateral asset. Rewarding Capital Efficiency OnRe points mark a shift from passive token farming to active ecosystem building. By rewarding ONyc’s deployment across DeFi protocols, the program creates a direct link between user activity and ecosystem growth. “OnRe was built on a simple principle: capital should work as efficiently as possible,” said Dan Roberts, Co-Founder and CEO at OnRe. “ONyc is our foundation – a stable, yielding asset backed by reinsurance premiums and collateral interest. With OnRe Points, we’re rewarding users who put that capital to work in ways that reinforce the entire ecosystem.“ Multi-Tiered Rewards for DeFi Strategies Points accrue daily with strategic multipliers that reward DeFi participation: Base Holding (1x): 1 point per ONyc per day for asset holders, providing baseline rewards while accessing real-world yield from reinsurance performance. Liquidity Provision (2x): Double rewards for providing ONyc liquidity on leading Solana DEXs including Kamino, Orca, and Raydium. LPs support deeper markets and tighter spreads, earning both multipliers and trading fees. Lending and Borrowing (3x): Triple rewards for supplying ONyc as collateral to lending protocols like Kamino and Loopscale. Advanced users deploying looping strategies receive multipliers that scale with leverage, rewarding capital efficiency through recursive deposits that boost yields while maintaining exposure to ONyc. Yield Trading (4x): Maximum rewards for providing liquidity and holding YT-ONyc on Exponent. YT (Yield Tokens) give LPs the ability to speculate on the future yield of the underlying asset. Bonus campaigns will add extra rewards tied to social engagement, partnership launches, and…

Author: BitcoinEthereumNews

2025/09/12

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