Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14461 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Top Altcoins to Invest in 2025 According to ChatGPT

The post Top Altcoins to Invest in 2025 According to ChatGPT appeared on BitcoinEthereumNews.com. As the cryptocurrency market nears the final quarter of 2025, investors are shifting focus away from Bitcoin and Ethereum and towards new projects. One name that has been gaining traction is Mutuum Finance (MUTM). Mutuum Finance is a promising DeFi protocol that aims to reshape the lending and borrowing market. Mutuum Finance presale is currently in Phase 6 and is valued at $0.035. The project has over $15.63 million in total funds raised and over 16,240 token holders. Aside from Mutuum Finance (MUTM), older altcoins like Cardano (ADA) are also in the spotlight with ongoing ecosystem expansion and long-term development. Mutuum Finance is carving a niche for itself among more established competitors. Cardano Price & Outlook Cardano (ADA) is trading at around $0.8863. Cardano has been trading below $1, ranging from around $0.87–$0.90, with relatively low trading volume but continued interest from long-term investors. Some analysts see $1 as a close resistance that, once broken, can lead to further upside towards $1.10–$1.30, especially if ADA’s network updates and staking figures get further focus. In the meantime, as the crypto sentiment shifts, newer DeFi projects like Mutuum Finance are capturing investors’ attention alongside Cardano’s development. Mutuum Finance Presale Mutuum Finance is already in presale phase 6 where the token can be purchased at a price of $0.035. The project has already gathered over 16,240 token holders and has already raised over $15.63 million. FOMO is catching on rapidly. Early birds will be gaining life-changing returns. Defining the Future of DeFi Mutuum Finance will be leading the way when DeFi takes center stage. It is accessible to retail investors and institutional investors. Mutuum Finance is taking huge strides with its novel smart contract concept and focus on security and scalability. Mutuum Finance also introduced a $100,000 giveaway where 10 users are to…

Author: BitcoinEthereumNews

2025/09/14

What It Was Like Without A Fed

The post What It Was Like Without A Fed appeared on BitcoinEthereumNews.com. Stephen Girard’s Bank, Philadelphia (Photo by Archive Photos/Getty Images) Getty Images It was only a golden era. American growth and opportunity in times like 1836-61 and 1865-1913—and even, sure enough, 1811-12—was epic. Robert L. Bartley, the supply-side god who ran the Wall Street Journal editorial page in the 1980s, in his 1992 memoir The Seven Fat Years had a Martian type into a handheld to get economic data. Bartley couldn’t get straight answers from typical economists. “How was the recovery in the 1980s,” he’d ask, and get something like, “taking into account slack, growth under Reagan lagged that of Carter and latter Ford and peaked for the long term in 1973,” etc. So in his book, he pretended he had a completely neutral third party, a Martian, and asked it, to get answers straight up. Let’s do it ourselves. “Martian, what was annual average growth from 1836-61?” 4.28 percent “Martian, what was average annual growth from 1865-1913?” 3.71 percent “Martian, what was annual growth from 1811-1812?” 3.99 percent This is fun! The United States had nothing resembling a Federal Reserve or a central bank (or a serious war) in these date ranges. The First and Second Banks of the United States, congressionally chartered institutors resembling modern central banks, existed from 1791-1811 and 1816-36. And by the way, growth was plenty passable under their runs—largely, it must be noted, because these banks had expiration dates. They were to run for twenty years and twenty years only. The nation knew that central/government banks even when they existed were not permanent, and it acted accordingly by growing. When America lacked a central bank, it did simply great. Great, great, great. You can quibble, as you should, with GDP as a measure, but as a proxy, it works. Growth was wonderful when the United…

Author: BitcoinEthereumNews

2025/09/14

Chainlink Reaches an All-time High in Total Value Secured (TVS), Securing $100B in DeFi

Key Takeaways: Chainlink is now worth over 100 billion Total Value Secured (TVS), a two-fold increase on its 38B position in a year. Aave v3 has more than 70% of The post Chainlink Reaches an All-time High in Total Value Secured (TVS), Securing $100B in DeFi appeared first on CryptoNinjas.

Author: Crypto Ninjas

2025/09/14

Solana (SOL) Steady as It Aims for $230, As Mutuum Finance (MUTM) Targets 35x Gain

The post Solana (SOL) Steady as It Aims for $230, As Mutuum Finance (MUTM) Targets 35x Gain appeared on BitcoinEthereumNews.com. As Solana (SOL) remains steady on its course with the $230 target in its sights, investor attention is also being attracted towards new entrant Mutuum Finance (MUTM), a DeFi token that has been turning heads with its potential for growth. With 35x ROI projections, Mutuum Finance is gaining traction in decentralized lending and reward programs, disrupting the crypto space. Good assets like Solana are firm, but Mutuum Finance is ushering in the future of DeFi in the market. Solana Holds Steady in Face of $230 Test Solana (SOL) sits at $224.00, holding tight to market tension with sentiment among the large cap cryptos increasing. The $230 level is gaining prominence as a psychological level, and the analysts are watching closely whether SOL can breakout above it in the short term. If the short-term breakout above works, the doors will open to the $250 level, and any inability to sustain momentum will see the token fall to support levels of $210. Solana’s durability is heavily boosted by heavy network utilization and continuous adoption in applications like NFTs and decentralized apps that drive it to be one of the leading blockchains for scalability and speed. While Solana holds on, attention is being redirected towards newer decentralized finance initiatives like Mutuum Finance. Mutuum Finance Phase 6 Presale Mutuum Finance is currently in Phase 6 presale and tokens are valued at $0.035. There have been over 16,240 investors who have taken part in presale and raised over $15.63 million, which are a demonstration of faith in the future and long-term vision in the DeFi market. Having a Strong and Secure Foundation The project will launch a USD-pegged stablecoin on the Ethereum blockchain. The stablecoin will be an overcollateralized non-algorithmic stablecoin in such a way that it is secure and stable on crash days. When…

Author: BitcoinEthereumNews

2025/09/14

Why BlockchainFX Outshines BlockDag, Little Pepe, and Best Wallet

The post Why BlockchainFX Outshines BlockDag, Little Pepe, and Best Wallet appeared on BitcoinEthereumNews.com. Crypto News 13 September 2025 | 18:10 The market has entered a new era where the gap between hype and utility determines survival. In 2025, four projects are commanding headlines: BlockchainFX ($BFX), BlockDag, Little Pepe, and Best Wallet. Each brings something unique, but only one has the momentum, mechanics, and real-world integration to deliver life-changing returns. History has shown that those who moved early on Bitcoin, Ethereum, or even Dogecoin walked away with generational wealth. With presales heating up, investors are staring at the same kind of turning point. The challenge is identifying which project is the next true 1000x play — and the answer lies in BlockchainFX. 1. BlockchainFX: The Trading Super App With 1000x Potential BlockchainFX is building what competitors can’t: a crypto trading super app that merges 500+ assets into one seamless platform. Unlike exchanges that only offer crypto pairs, BlockchainFX lets users move from Bitcoin to gold, from meme coins to stocks, in seconds. The app already has thousands of daily users, millions in trading volume, and security audits to back its claims. The presale is nearing its climax. More than $7.2 million has been raised and nearly nine thousand investors have joined at $0.023 per token, with a confirmed launch price of $0.05. That’s a built-in 117% return before trading even begins. Add the BLOCK30 bonus code, which gifts 30% extra tokens to early buyers, and the deal becomes impossible to ignore. BlockchainFX rewards don’t end with the presale. Up to 70% of trading fees are redistributed daily to the community in $BFX and USDT. That means your tokens are not just sitting in a wallet — they’re working, compounding, and creating passive income streams that can scale into tens of thousands of dollars annually. Consider the numbers. A $5,000 investment at presale with the…

Author: BitcoinEthereumNews

2025/09/13

On-Chain Capital Markets and Agentic Finance Are Coming

The post On-Chain Capital Markets and Agentic Finance Are Coming appeared on BitcoinEthereumNews.com. U.S. SEC Chair Paul Atkins said crypto’s time has come, pledging to modernize the U.S. securities rulebook and expand “Project Crypto” to bring markets on-chain. Speaking in Paris on Sept. 10 at the OECD’s inaugural Roundtable on Global Financial Markets, Atkins said the SEC is shifting away from enforcement-driven policymaking and will provide clear rules for tokens, custody, and trading platforms. “Policy will no longer be set by ad hoc enforcement actions,” he said, calling the new approach “a golden age of financial innovation on U.S. soil.” Atkins said most tokens are not securities and promised bright-line rules for determining when crypto assets fall under SEC oversight. He said entrepreneurs must be able to raise capital on-chain without “endless legal uncertainty” and pledged a framework for platforms that integrate trading, lending, and staking under one license. Custody rules will also be updated to allow investors and intermediaries multiple options. The SEC chair said Project Crypto would clear the way for tokenized securities, new on-chain asset classes, and decentralized finance software, while ensuring investor protections. He also highlighted the potential for “super-app” trading platforms and stressed the importance of keeping innovation in the United States. Atkins first unveiled Project Crypto on July 31, 2025, in Washington, framing it as the SEC’s “north star” in supporting President Trump’s goal of making the U.S. the world’s crypto hub. His Paris remarks expanded on that agenda, outlining more details on custody, capital formation, and platform rules. Atkins’ remarks came two days after Nasdaq President Tal Cohen posted on LinkedIn that tokenization is an “extraordinary opportunity” for global markets. Cohen said Nasdaq had filed with the SEC to enable trading of tokenized securities, underscoring how major institutions are moving toward blockchain adoption. Beyond crypto, Atkins addressed foreign company listings, accounting standards, and European regulation. He…

Author: BitcoinEthereumNews

2025/09/13

Dogecoin (DOGE) Rallies 15% to $0.25, But Is It the Best Crypto to Buy Right Now?

The post Dogecoin (DOGE) Rallies 15% to $0.25, But Is It the Best Crypto to Buy Right Now? appeared on BitcoinEthereumNews.com. Dogecoin (DOGE) has recently pumped 15% to $0.25, raising debate on whether meme coins can sustain momentum in today’s crypto market. While traders were jubilant over the move, attention is quickly shifting to Mutuum Finance (MUTM), a new DeFi protocol that is positioning itself at the intersection of yield generation and decentralized credit markets. Price per MUTM remains at $0.035. Investors will be seeing price appreciation by 14.3% in the next phase. Over 16 thousand investors are queued to get their tokens on the launch date after making an early buy. Mutuum Finance is drawing investors willing to look beyond short-term speculation and into blockchain ventures with real-world use and long-term growth potential. Dogecoin Rallies 15% Toward $0.25 Dogecoin (DOGE) is currently trading at around $0.2526, with the day’s range of $0.2394 and $0.2530. The token has gained around 15% in the recent past, pushing it past to the $0.25 mark. The latter is now appearing to be acting as a resistance test. As per analysts, if DOGE is able to close strongly above $0.25 on high volume, then it may further rise towards $0.30 in the near term. On the other hand, weak follow-through could see it retreat to support at the $0.22-$0.23 region. Meanwhile, as DOGE’s pump takes the spotlight, newer DeFi-centric projects like Mutuum Finance are also beginning to take an interest from investors seeking diversified exposure. Mutuum Finance Phase 6 Presale Mutuum Finance is currently in Phase 6 presale and is offering tokens at $0.035. The sale has been very rapid, and investors have already poured in more than $15.63 million. The project will also launch a USD-pegged stablecoin on the Ethereum blockchain that will be utilized to carry out hassle-free transactions and as a long-term store of value asset. Mutuum Finance offers a dual-lending, multi-purpose…

Author: BitcoinEthereumNews

2025/09/13

Top 4 Crypto Presales to Join in 2025: Why BlockchainFX Outshines BlockDag, Little Pepe, and Best Wallet

Each brings something unique, but only one has the momentum, mechanics, and real-world integration to deliver life-changing returns. History has […] The post Top 4 Crypto Presales to Join in 2025: Why BlockchainFX Outshines BlockDag, Little Pepe, and Best Wallet appeared first on Coindoo.

Author: Coindoo

2025/09/13

Unprecedented Surge: Public Companies Bitcoin Holdings Now Exceed 1 Million BTC

BitcoinWorld Unprecedented Surge: Public Companies Bitcoin Holdings Now Exceed 1 Million BTC The cryptocurrency world is buzzing with an exciting development: public companies Bitcoin holdings have reached a monumental milestone. For the first time, the top 100 publicly traded companies globally collectively own over 1 million BTC. This incredible surge highlights a growing trend of institutional adoption, signaling a new era for digital assets and demonstrating a profound shift in corporate treasury strategies. What’s Driving the Growth in Public Companies Bitcoin Holdings? This remarkable accumulation of Bitcoin by corporate treasuries isn’t just a fleeting trend; it’s a strategic shift. Michael Saylor, the visionary founder of MicroStrategy, recently shared on X that a dozen publicly traded companies significantly boosted their Bitcoin portfolios in just the past week. This indicates a strong, sustained interest in digital assets. Strategic Treasury Management: Companies are increasingly viewing Bitcoin as a superior store of value compared to traditional fiat currencies, especially amidst inflationary pressures and economic uncertainties. Diversification: Adding Bitcoin to corporate balance sheets provides essential diversification away from conventional assets, offering potential for higher returns and risk mitigation. Long-Term Vision: Many corporations, led by forward-thinking executives, recognize Bitcoin’s potential as a foundational digital asset for the future global economy, positioning themselves for long-term growth. These factors collectively contribute to the growing confidence in Bitcoin as a legitimate and valuable asset for corporate treasuries. How Are These Public Companies Bitcoin Holdings Impacting the Market? The accumulation of such a substantial amount of Bitcoin by corporations has several profound implications for the broader crypto market. It lends immense credibility to Bitcoin as a legitimate asset class, moving it beyond speculative retail interest into the realm of serious institutional investment. This validation is crucial for its mainstream acceptance. When major companies commit significant capital to Bitcoin, it sends a powerful signal to other institutional players and traditional investors. This widespread validation can lead to several positive outcomes: Increased Stability: Large, long-term corporate holdings can contribute to greater price stability by reducing the supply available for short-term trading, thus mitigating volatility. Enhanced Liquidity: While holdings are often long-term, their presence on balance sheets can indirectly enhance market liquidity as more financial products and services emerge to cater to these entities, such as custodial services and lending platforms. Broader Acceptance: The more corporations embrace Bitcoin, the more it becomes integrated into mainstream financial systems, paving the way for wider public acceptance and utility in everyday transactions. What Challenges and Opportunities Arise from Public Companies Bitcoin Holdings? While the growth in public companies Bitcoin holdings is undeniably exciting, it’s not without its complexities. Companies holding Bitcoin face unique challenges, including navigating evolving regulatory landscapes, managing complex accounting procedures for digital assets, and implementing robust security solutions to protect their substantial digital investments. However, these challenges are often outweighed by the significant opportunities. Opportunities: Innovation: The demand from corporations is spurring innovation across the crypto ecosystem, leading to advancements in secure custody solutions, sophisticated financial reporting tools, and advanced risk management strategies specifically tailored for digital assets. Competitive Advantage: Early adopters in the corporate space may gain a significant competitive edge by demonstrating foresight and aligning their strategies with future financial trends, attracting both talent and capital. Investor Confidence: Strong corporate interest in Bitcoin can significantly boost overall investor confidence in the crypto space, attracting even more capital and top-tier talent, fostering further growth and development. Understanding these dynamics is crucial for anyone observing the evolving financial landscape and the increasing role of digital assets. In conclusion, the milestone of public companies Bitcoin holdings surpassing 1 million BTC is a watershed moment. It underscores Bitcoin’s journey from a niche digital experiment to a cornerstone asset for some of the world’s most influential corporations. This institutional embrace is not just about accumulating digital gold; it’s about reshaping corporate treasury strategies, validating a new asset class, and paving the way for Bitcoin’s enduring role in the global economy. The future of finance is clearly taking a decentralized turn, and these companies are leading the charge towards a more digitally integrated financial world. Frequently Asked Questions About Public Companies Bitcoin Holdings Here are some common questions regarding the increasing institutional adoption of Bitcoin: What does “public companies Bitcoin holdings” signify? It refers to the amount of Bitcoin held on the balance sheets of publicly traded corporations. This signifies a growing trend where traditional companies are diversifying their treasury reserves into digital assets like Bitcoin, indicating confidence in its long-term value. Which public company holds the most Bitcoin? MicroStrategy, led by Michael Saylor, is famously known for holding the largest amount of Bitcoin among publicly traded companies. Their aggressive accumulation strategy has positioned them as a leader in corporate Bitcoin adoption. Why are more public companies investing in Bitcoin? Companies are increasingly investing in Bitcoin for several strategic reasons: as a hedge against inflation, for balance sheet diversification, and as a potential growth asset. They see Bitcoin as “digital gold” that can preserve and grow capital over time. How does this trend impact Bitcoin’s market stability? Significant public companies Bitcoin holdings can contribute to greater market stability. These large, long-term investors are less likely to engage in short-term trading, which can reduce volatility and provide a more solid foundation for Bitcoin’s price. Are there any risks for companies holding Bitcoin? Yes, companies face risks such as price volatility, regulatory uncertainties, and the need for robust security to prevent theft or loss of assets. However, many believe the potential rewards outweigh these challenges. Found this insight into public companies Bitcoin holdings compelling? Share this article with your network and join the conversation about the future of institutional crypto adoption! To learn more about the latest explore our article on key developments shaping Bitcoin institutional adoption. This post Unprecedented Surge: Public Companies Bitcoin Holdings Now Exceed 1 Million BTC first appeared on BitcoinWorld.

Author: Coinstats

2025/09/13

The intersection of DeFi and AI calls for transparent security

                                                                               AI-powered DeFi creates new security risks. This calls for transparent, rigorous auditing to protect decentralized systems.                     Opinion by: Jason Jiang, chief business officer of CertiKSince its inception, the decentralized finance (DeFi) ecosystem has been defined by innovation, from decentralized exchanges (DEXs) to lending and borrowing protocols, stablecoins and more. The latest innovation is DeFAI, or DeFi powered by artificial intelligence. Within DeFAI, autonomous bots trained on large data sets can significantly improve efficiency by executing trades, managing risk and participating in governance protocols. Read more

Author: Coinstats

2025/09/13