Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15137 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Societe Generale, Bitpanda Launch Regulated Stablecoins in DeFi

Societe Generale, Bitpanda Launch Regulated Stablecoins in DeFi

The post Societe Generale, Bitpanda Launch Regulated Stablecoins in DeFi appeared on BitcoinEthereumNews.com. Key Notes SG-FORGE and Bitpanda are integrating EURCV and USDCV stablecoins into DeFi protocols. Bitpanda is the first European retail broker to offer on-chain yield opportunities with these regulated stablecoins. The alliance plans for future integration with Bitpanda’s upcoming Vision Chain and VSN token ecosystem. Societe Generale-FORGE (SG-FORGE) and the European crypto platform Bitpanda are deepening their alliance to bring regulated stablecoins into Decentralized Finance (DeFi). The companies announced on Oct. 14, 2025, that this decision will allow Bitpanda’s retail clients to use SG-FORGE’s EUR CoinVertible (EURCV) and USD CoinVertible (USDCV) stablecoins in on-chain lending and borrowing protocols. Through this arrangement, retail users can earn yield on fully regulated, bank-issued digital assets for the first time in Europe. According to the official announcement, the stablecoins will be integrated into the Bitpanda DeFi Wallet, providing direct access to protocols such as Morpho and Uniswap. This latest effort is part of a broader distribution strategy, which follows recent listings of SG-FORGE’s USDCV stablecoin on other exchanges. Expanding Access to Regulated DeFi The initiative aims to increase trust and accessibility in the DeFi sector for retail users by introducing stablecoins that are compliant with the European Union’s Markets in Crypto-Assets (MiCA) framework. This step positions SG-FORGE to compete with other European financial institutions, including the ING-led banking consortium that is also developing a MiCA-compliant stablecoin. Bitpanda’s Co-CEO, Lukas Enzersdorfer-Konrad, highlighted the significance of this development for European Web3, stating it will deliver real-world benefits to users and help build an interoperable, regulated financial ecosystem. Similarly, Jean-Marc Stenger, CEO of SG-FORGE, confirmed that extending into DeFi is a key strategic step for the company. This joint effort will also support future integrations with Bitpanda’s Vision (VSN) token and its planned Layer-2 network, the Vision Chain. The stated goal is to create a compliant framework…

Author: BitcoinEthereumNews
Dark web drug sales: tracing crypto payments

Dark web drug sales: tracing crypto payments

The post Dark web drug sales: tracing crypto payments appeared on BitcoinEthereumNews.com. A recent police operation exposed dark web drug sales linked to three men jailed after a nationwide distribution network was uncovered; investigators traced payments to crypto accounts as part of their evidence. How did the online drug trafficking investigation unfold? Investigators from the South East Regional Organised Crime Unit (Serocu) built the case using both digital and physical surveillance. In practice, on-chain tracing of cryptocurrency payments and parcel tracking were central tools to reconstruct the network’s logistics. Practical investigations typically combine address clustering, timing analysis and exchange account subpoenas with parcel metadata to link wallets to physical actors. Furthermore, maintaining strict chain-of-custody for seized devices and transferring crypto to auditable wallets is essential for admissible evidence. Industry analysis supports this integrated approach; see Chainalysis on the growing sophistication of on-chain crime. In July 2022, officers intercepted one suspect en route to a Post Office, which triggered further searches and follow-up enforcement, according to a BBC News report. What evidence connected post office drug parcels to cryptocurrency drug transactions? Officers discovered 138g of heroin hidden inside a music speaker and other consignments at a property, evidence that tied the postal route to the supply chain. Meanwhile, blockchain analysis linked payments to accounts controlled by the online vendor, creating a digital trail that corroborated the physical finds. During arrests, police seized £3,150 in cryptocurrency and related devices—a clear example of digital-forensic evidence supporting physical seizures. Detectives also recovered a small pill press and small quantities of pills during searches. Was cryptocurrency hardware seizure part of the operation? Yes. When Malcolm Magala was stopped, officers located funds and cryptocurrency hardware at his home. That hardware proved pivotal in mapping transactions and tying buyers to sellers, closing investigative gaps that might otherwise have remained open. How do these convictions fit into wider dark web…

Author: BitcoinEthereumNews
Societe Generale and Bitpanda Deploy Regulated Stablecoins in DeFi

Societe Generale and Bitpanda Deploy Regulated Stablecoins in DeFi

Societe Generale-FORGE and Bitpanda are extending their agreement to deploy regulated stablecoins into DeFi protocols for European retail users. The post Societe Generale and Bitpanda Deploy Regulated Stablecoins in DeFi appeared first on Coinspeaker.

Author: Coinspeaker
Institutional Bitcoin DeFi initiative launched on Rootstock

Institutional Bitcoin DeFi initiative launched on Rootstock

The post Institutional Bitcoin DeFi initiative launched on Rootstock appeared on BitcoinEthereumNews.com. RootstockLabs, a core contributor to the Rootstock ecosystem, announced the creation of Rootstock Institutional, a cross-functional initiative designed to expand access to Bitcoin-native DeFi. The new initiative aims to enable institutional participation in BTC-backed lending, stablecoin issuance, and yield-generating strategies.  Rootstock Institutional’s rollout will take place over two phases. The first, available immediately, integrates existing Rootstock DeFi partners such as LayerBank, Midas, and Solv, allowing institutions to access transparent on-chain liquidity and collateral mechanisms.  The second phase will introduce regulated vault strategies designed to provide both Bitcoin-denominated and dollar-pegged returns within compliant, auditable frameworks. Following the December launch, RootstockLabs plans to expand the program through 2026 with six additional institutional strategies, spanning real-world assets, liquidity mechanisms, and structured financial products.  “Institutions want exposure to Bitcoin without forfeiting yield potential,” said Richard Green, Managing Director of Rootstock Institutional. “Rootstock’s infrastructure enables that blend of transparency, composability, and compliance anchored in Bitcoin’s security. “Rootstock’s deep ties to the Bitcoin mining community and its eight-year operational history uniquely position us to meet that demand,” Green added. Rootstock’s initiative signals a broader industry trend toward BTCFi, or Bitcoin-based decentralized finance, as institutional investors increasingly seek compliant on-chain products anchored in Bitcoin’s security guarantees. Get the news in your inbox. Explore Blockworks newsletters: Source: https://blockworks.co/news/rootstocklabs-institutional-bitcoin

Author: BitcoinEthereumNews
Will Shiba Inu Price Reach $1 By 2026? Unlikely, But This Crypto Challenging SHIB Might

Will Shiba Inu Price Reach $1 By 2026? Unlikely, But This Crypto Challenging SHIB Might

Shiba Inu (SHIB) is still one of the leading meme coins on the market, yet even with its loyal fan base and viral popularity, the idea that SHIB will ever achieve $1 is ever more unlikely. With a vast token supply and minimal utility, experts believe even long-running market upswings will not be able to propel such a titanic price surge. As investors are turning to more realistic yet high-potential substitutes, Mutuum Finance (MUTM) is stepping up to challenge them seriously.  Already at Phase 6 in its presale and already more than 65% sold out, MUTM is picking up steam due to its groundbreaking DeFi blueprint, solid fundamentals, and real applications that make it the type of next-gen crypto that can deliver the explosive gains that SHIB investors at one point expected. Shiba Inu (SHIB) Price Analysis: Testing Key Levels for a Potential Breakout Challenge Shiba Inu ($SHIB) is trading in a crucial region right now, stable above a key support region at $0.00000510 to $0.00000988. In the past, this region has been a solid bottom for bulls to turn around, and this recent stability is implying that a bounce back up is due. On the higher side, $0.00001301 is the current resistance point to consider, with multiple failed attempts to cross above this point having solidified its importance.  A clear breakdown above here can provide a potential up move to the next resistance at $0.00003528, a potential 35.7% up move from here. Despite the technical configuration in SHIB implying a positive short-term trade, many investors are also taking a similarly circumspect view of the wider altcoin top with a view to a stronger long-term growth prospect, a move that has recently attracted growing attention for Mutuum Finance (MUTM). Mutuum Finance Smashes History-Breaking Record During Presales Mutuum Finance (MUTM) is shaking the DeFi circle with Phase 6 presale at $0.035 per token, up from Phase 5 by 16.17%. More than 17,000 investors have already invested a total of over $17.3 million so far. Phase 6 is already sold out over 65%, evidencing great hunger from investors as well as global confidence around the project’s future prospects. Early investors will end up making gigantic profits when MUTM will be listed on the open market. The protocol also utilizes Chainlinks’ AVAX, MATIC, ETH, and USD price feeds, oracles with fallback, composite data feeds, and decentralized exchange TWAPs, for multi-layer coverage and appropriate valuation in spite of very volatile markets. Mutuum Finance is launching its lending and borrowing protocol that will form the basis of its DeFi platform. V1 will be transferred onto Sepolia Testnet during Q4 2025 and will consist of liquidity pools, mtTokens, debt tokens, and liquidator bot. At launch, liquidity will become active for ETH and USDT to borrow, lend, and collateralize that will give a seamless, scalable, and secure DeFi experience. The close-order book form of the protocol keeps market risk under control and saves illiquidity. Close-level terms, liquidation levels, and rewards to the liquidator are clearly defined such that security lending gets accommodated. Risk-multipliers of the asset class control stability and firmness even in the presence of volatility. MUTM is based on three pillars of sustainability, trust, and simplicity. It is designed to be scalable both at the institutional and the retail levels so that decentralized finance is bolstered by a vast multitude of individuals and gives them a world that is efficient, resilient, and secure. Mutuum Finance Emerges as a High-Promise Replacement for SHIB Whereas Shiba Inu (SHIB) will likely see token levels appreciate by a small amount in the short-term, reaching $1 is incredibly unlikely given its giant token supply and little utility. Mutuum Finance (MUTM) offers a structurally sound alternative instead, having already taken in over $17.3 million across 17,000+ investors during Phase 6 of its presale, with 65% already sold. Investors considering getting a slice of the next high-upside wave of cryptocurrencies have every reason to register for the Mutuum Finance presale today and stake an early claim on 1 of 2025’s most plausible DeFi propositions. For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats
Breaking: S&P Global Taps Chainlink to Bring Stablecoin Ratings On-Chain: What’s Next for Chainlink Price?

Breaking: S&P Global Taps Chainlink to Bring Stablecoin Ratings On-Chain: What’s Next for Chainlink Price?

The post Breaking: S&P Global Taps Chainlink to Bring Stablecoin Ratings On-Chain: What’s Next for Chainlink Price? appeared on BitcoinEthereumNews.com. Key Takeaways: S&P Global Ratings launched its Stablecoin Stability Assessments (SSAs) on-chain using Chainlink’s decentralized oracle infrastructure. The partnership provides transparent, independently sourced assessments of stablecoins in real-time, a gamechanger for DeFi. History shows that these types of partnerships can lead to fresh momentum, and all eyes are on the Chainlink price. On October 14, 2025, S&P Global Ratings, the undisputed giant of credit ratings and financial benchmarks, officially launched its Stablecoin Stability Assessments (SSAs) on-chain, with Chainlink’s decentralized oracle infrastructure at its core. With this move, S&P Global is giving the digital asset markets what they’ve craved for so long: real-time, institutional-grade stablecoin risk analysis. And the Chainlink price could be about to soar. The Big Reveal: S&P Global Meets Chainlink For crypto purists, this partnership marks an inflection point. S&P Global will provide a transparent, independently sourced assessment of stablecoins. These range from powerhouses like USDT and USDC to DeFi-native innovations like DAI, serving results on-chain via DataLink, Chainlink’s institutional-grade publishing service. Think of it as Moody’s or Fitch suddenly rating assets in full view of smart contracts and liquidity pools. S&P Global Ratings | Source: Chainlink on X S&P Global’s Stablecoin Stability Assessments are not credit ratings per se, but more like a clarity tool. Each stablecoin gets scored from 1 (very strong) to 5 (weak) based on its ability to maintain a steady peg to fiat. This means that DeFi protocols and institutional investors, from lending platforms to risk managers, can pull a stablecoin’s up-to-the-minute risk score on-chain. They can then automatically adjust collateral requirements, margin calls, or market exposure. Why On-Chain Ratings Matter The stablecoin market has ballooned to $301 billion, which is a quantum leap from just $173 billion a year back. Institutional capital is pouring in, especially since July’s GENIUS Act established the…

Author: BitcoinEthereumNews
Ethereum Leads 9% Recovery After Tariff Turmoil — XYZVerse Debuts $5.5M CS2 League to Capitalize on Market Momentum

Ethereum Leads 9% Recovery After Tariff Turmoil — XYZVerse Debuts $5.5M CS2 League to Capitalize on Market Momentum

The post Ethereum Leads 9% Recovery After Tariff Turmoil — XYZVerse Debuts $5.5M CS2 League to Capitalize on Market Momentum appeared on BitcoinEthereumNews.com. The crypto market is regaining its footing after a week of tariff-induced turbulence. Ethereum spearheaded a 9% rebound, restoring confidence across altcoins and signaling renewed appetite from traders. Amid the upswing, XYZVerse seized the moment with the launch of a $5.5 million Counter-Strike 2 esports league, aiming to merge Web3 engagement with competitive gaming. As markets recover, the move positions XYZVerse to channel fresh momentum from both crypto and gaming communities. XYZVerse Launches the First Crypto-Based CS2 League The XYZVerse team is building a strong community of sports fans, starting with the launch of a groundbreaking Counter-Strike 2 league powered by crypto. Ten teams will battle it out in this first-of-its-kind competition, each lineup featuring three top influencers (KOLs), one project founder, and one lucky community member chosen through a lottery draw. Fans can join the action too: by purchasing an access pass (100 USDT), players unlock interactive features like map voting, match predictions, collectible rewards, and match replays — turning spectators into real participants. And the stakes couldn’t be higher. The league’s $5.5 million prize pool combines $XYZ tokens with a cash fund, sourced from several channels, including $500,000 in seed capital, a 5 million-token grant, and 10% of access-pass sales. To ensure full transparency, XYZVerse will feature a live on-chain counter tracking the growth of the prize pool in real time. The team expects over one million viewers across its first season — a number that could make the XYZVerse CS2 League one of the most ambitious experiments yet at the crossroads of blockchain and esports. Secure Your VIP Pass to XYZVerse Community Now A Presale In Full Swing Currently, early adopters can buy XYZ in a presale that is structured in multiple staged rounds with gradually increasing price points and discount tiers for early adopters. The initial…

Author: BitcoinEthereumNews
Ripple Pays Hackers To Attack The XRP Ledger’s New DeFi Lending Protocol

Ripple Pays Hackers To Attack The XRP Ledger’s New DeFi Lending Protocol

RippleX has put a sharp point on its “institutional DeFi” roadmap by inviting the security community to actively break the XRP Ledger’s forthcoming lending stack—before it ships. In a coordinated program with Immunefi, the company unveiled a $200,000 “Attackathon” aimed at hardening the proposed XRPL Lending Protocol, a ledger-native system for fixed-term, uncollateralized credit governed […]

Author: Bitcoinist
Cardano (ADA) Expected to Deliver 10x ROI By 2026, But This DeFi Coin Might be the Next 100x Crypto

Cardano (ADA) Expected to Deliver 10x ROI By 2026, But This DeFi Coin Might be the Next 100x Crypto

Cardano (ADA) remains popular with investors due to its sound fundamentals and long-term outlook, with experts already predicting a 10x return by 2026 as network upgrades and adoption slowly begin to materialize. Nevertheless, although Cardano (ADA)’s future growth potential remains good, veteran investors are already on the hunt for the next breakout altcoin with seriously […]

Author: Cryptopolitan
Dark web drug sales: tracing crypto payments and post office parcels

Dark web drug sales: tracing crypto payments and post office parcels

A recent police operation exposed dark web drug sales linked to three men jailed after a nationwide distribution network was uncovered.

Author: The Cryptonomist