Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15163 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Altcoin Season at 35 – Zcash Torches Resistance; Morpho, Dash Charge 10% – But Can It Last?

Altcoin Season at 35 – Zcash Torches Resistance; Morpho, Dash Charge 10% – But Can It Last?

Altcoin season has lacked broad participation, but selective rotation has favored Zcash, Morpho and Dash. ZEC has advanced on a privacy bid and sustained turnover; Morpho has benefited from steady lending use; Dash has reclaimed a range, with all three rising while the index has held in the mid-30s.

Author: Coinstats
Miners power higher as Plasma’s stablecoin hype fades

Miners power higher as Plasma’s stablecoin hype fades

The post Miners power higher as Plasma’s stablecoin hype fades appeared on BitcoinEthereumNews.com. This is a segment from the 0xResearch newsletter. To read full editions, subscribe. Beyond the near-term sector rotation, one group continues to stand apart on a year-to-date basis: Bitcoin Miners, up 150.32% YTD. That outpaces Crypto Equities at 16.13% and leaves BTC itself, up just 1.05%, far behind. This miner outperformance reflects a structural shift in how the market values the sector. Previously viewed primarily as leveraged proxies to BTC, miners are now increasingly seen as infrastructure providers controlling scarce, pre-permitted power capacity and high-density data-center real estate that can be monetized via either hash or AI/HPC hosting. This generates approximately 70% more revenue per megawatt than BTC mining, with contracts delivering roughly $149K/MW-month vs. $87K/MW-month from mining at current hashprice levels. Several miners, including Core Scientific (CORZ), Cipher Mining (CIFR), Iris Energy (IREN), CleanSpark (CLSK), and TeraWulf (WULF), are benefiting from this trend. They’ve secured multi-year hosting agreements that deliver contracted, dollar-linked cash flows in addition to mining revenues. Leadership remains highly concentrated. Heavyweight CLSK, IREN, and WULF have delivered outsized, triple-digit performance YTD, supported by three key competitive advantages: Rapid scale-up in efficient exahash and rack capacity. Cheap, reliable power with secured grid interconnects and clear expansion pathways. Credible AI/HPC optionality, converting their power-rich campuses into diversified, contracted revenue streams. Conversely, laggards within the sector typically have smaller operating footprints, higher energy costs, weaker balance sheets or limited progress on pivoting infrastructure toward AI/HPC workloads.  — Shaunda Plasma has liquidity, but now it needs life As Plasma Mainnet approaches its one-month anniversary, it’s a good time to assess whether it has lived up to its reputation as the stablecoin chain. After an explosive start, the price action of XPL has been brutalized. It is down -43% in the past week and -70% from its all-time high. Despite ranking…

Author: BitcoinEthereumNews
Stable taps Morpho as lending partner to generate stablecoin yield

Stable taps Morpho as lending partner to generate stablecoin yield

Stable has partnered with Morpho to power lending across its ecosystem, including the Stable Pay app. The integration claims to let users generate yield through idle balances. According to a press release sent to crypto.news, the stablecoin-powered blockchain Stable has…

Author: Crypto.news
$25 million Ethereum MEV exploit puts ‘Code Is Law’ on trial

$25 million Ethereum MEV exploit puts ‘Code Is Law’ on trial

The post $25 million Ethereum MEV exploit puts ‘Code Is Law’ on trial appeared on BitcoinEthereumNews.com. The trial of two brothers, Anton and James Peraire-Bueno, began yesterday at New York’s SDNY courthouse. The brothers, both in their twenties, were charged in May last year with “conspiracy to commit wire fraud, wire fraud, and conspiracy to commit money laundering.” The charges relate to a $25 million exploit of maximal extractable value (MEV) bots on Ethereum which took place in April 2023. The brothers are expected to argue that their actions were in line with the Ethereum’s “economic incentives” and all they did was “outsmart some ‘predatory’ automated trading bots,” Business Insider reports. Yesterday’s jury selection was covered by Inner City Press’ Matthew Russell Lee who will continue to live-tweet the trial. Read more: US indicts Ethereum validators for exploiting MEV trader The charges The complaint says the Peraire-Bueno brothers “fraudulently gained access to pending private transactions and used that access to alter certain transactions and obtain their victims’ cryptocurrency. It adds that they “rejected requests to return the stolen cryptocurrency and took numerous steps to hide their ill-gotten gains.” The document also points to the brothers’ educational background of “mathematics and computer science at one of the most prestigious universities in the country.” Former Deputy Attorney General Lisa Monaco called their actions a “first-of-its kind wire fraud and money laundering scheme” at the time. The exploit The brothers’ actions targeted MEV bots on the Ethereum network. MEV bots analyze pending transactions looking for opportunities to profit, often at the expense of other users. One classic example is of “sandwiching” other users’ transactions. MEV bots can insert their own transactions before and after a token swap to manipulate prices and make a profit where the initial user takes a loss. A rogue validator on Flashbot seems to be exploiting MEV bots. Over 25m USD already stolen. The validator…

Author: BitcoinEthereumNews
Bitcoin Hyper Could Be the Explosive Fix for Bitcoin’s Biggest Problems

Bitcoin Hyper Could Be the Explosive Fix for Bitcoin’s Biggest Problems

What to Know: Bitcoin Hyper has raised over $23.7M in its presale, with tokens priced at $0.013115. The project introduces a Solana-powered Layer-2 that brings sub-second transactions and near-zero fees to Bitcoin. Holders of $HYPER can stake for up to 50% APY, earn governance rights, and access exclusive airdrops and dApps. By merging Bitcoin’s security with Solana’s speed, Bitcoin Hyper could transform Bitcoin from a static store of value into a full programmable economy. Bitcoin still undoubtedly leads crypto. It’s the original, the most trusted, and valued at over $2.2T. Yet it moves as if it’s stuck in 2013. The network processes only seven transactions per second (TPS), with confirmation times averaging ten minutes. Previous solutions have failed, making Bitcoin almost unusable for DeFi or dApps. Despite its dominance, Bitcoin remains slow, expensive, and limited. That’s where Bitcoin Hyper ($HYPER) comes in, as a Solana-based Layer-2 designed to finally bring Bitcoin the speed, scale, and flexibility of modern blockchains. $HYPER seems ready to be the next big crypto surge. The Problem: Bitcoin’s Strength Has Become Its Bottleneck Bitcoin’s architecture was designed for security, not speed. Its Proof-of-Work system remains the benchmark for decentralization, but it’s painfully slow, averaging just 4.58 TPS in real time, with block times now exceeding 17 minutes. During network congestion, such as the 2021 bull run or the 2024 Runes minting craze, fees have surged past $100 per transaction, freezing small payments and causing frustration for users. When compared to other blockchains, the difference is striking. Solana handles 859 TPS live and can reach up to 65K TPS theoretically. BNB Chain achieves 295 TPS, and Tron processes 168 TPS, all with sub-second block times. Even Base, Coinbase’s Layer 2, surpasses 107 TPS in real-time. Bitcoin looks prehistoric in comparison to these. This gap has both cultural and economic consequences. Developers have historically avoided building on Bitcoin because it lacks the infrastructure for smart contracts, dApps, and liquidity tools that characterize modern cryptocurrency ecosystems. The Lightning Network was meant to bridge the gap, but its channel-based design makes it unsuitable for large-scale DeFi or NFT platforms. So Bitcoin remains the ‘digital gold,’ but gold itself doesn’t move quickly. For Bitcoin to truly develop into a usable and programmable economy, it requires more than just a few adjustments. It needs an execution layer designed to meet today’s blockchain needs. The Solution – Bitcoin Hyper ($HYPER) Unlocks Bitcoin’s Full Potential Bitcoin Hyper ($HYPER) claims to be the first full Layer-2 built for Bitcoin using Solana’s Virtual Machine (SVM). The same technology that powers Solana’s sub-second block times and 65K TPS capacity. In other words, it brings Solana-like performance to Bitcoin without losing Bitcoin’s security. Here’s how it works: You transfer your $BTC to Bitcoin Hyper by sending it to a verified address. Smart contracts automatically read Bitcoin blocks and confirm your deposit. Once verified, the same amount of $BTC is mirrored 1:1 on the Hyper Layer-2. From there, you can send, stake, or trade Bitcoin instantly with nearly zero gas fees. Transactions are later bundled, validated using zero-knowledge (ZK) proofs, and committed back to Bitcoin’s Layer-1 chain, preserving the network’s trustlessness and verifiability. Unlike wrapped tokens or sidechains that rely on custodians, Bitcoin Hyper remains fully synchronized with the Bitcoin blockchain, preserving decentralization while enhancing scalability. By using SVM, Hyper inherits Solana’s speed and efficiency. That means instant payments, DeFi lending powered by $BTC collateral, and the birth of Bitcoin-native meme coins and NFTs. Now all is possible within a single, secure framework. Developers can also build dApps that transfer assets seamlessly between Bitcoin, Ethereum, and Solana, enabling genuine cross-chain interoperability from the outset. Beyond the tech, Bitcoin Hyper also revitalizes Bitcoin’s culture. It provides builders, degenerates, and creators a space to innovate without leaving the Bitcoin ecosystem. The goal is straightforward: make Bitcoin usable and not just something to hold Read our What is Bitcoin Hyper guide for a more comprehensive overview. The Financials – $23.7M Raised and Counting The Bitcoin Hyper presale has already garnered significant attention, raising over $23.7 million with a token price of $0.013115. Momentum is rapidly growing as investors position themselves early in what could become a major infrastructure project for Bitcoin’s future evolution. Our Bitcoin Hyper price prediction forecasts the project could reach a price of $0.253 by 2030 based on expansion and continued $BTC growth. The native token, $HYPER, powers everything in the ecosystem, from gas fees and governance to staking and access to the launchpad. Holders can earn up to 50% APY through staking, providing a consistent yield in addition to the project’s high-growth potential. Early presale buyers also get first access to upcoming airdrops, staking pools, and dApp launches, effectively becoming the first citizens of Bitcoin’s new era layer. Learn how to buy Bitcoin Hyper in our step-by-step guide. This provides exposure to a Layer-2 network built to scale Bitcoin itself. It’s a rare chance given Bitcoin’s established position. If Bitcoin Hyper fulfills its promise, it could transform Bitcoin from the slowest Layer-1 into one of the fastest crypto execution environments. With prices set to increase in the next presale phase, timing matters. Early entry offers both utility and upside. Join the Bitcoin Hyper presale before the next price jump. This article is not financial advice. Crypto and presales carry inherent risks. Please do your own research (DYOR) and never invest more than you are willing to lose. Authored by Aaron Walker, NewsBTC — https://www.newsbtc.com/news/bitcoin-hyper-promises-explosive-solution-to-bitcoin-biggest-problems

Author: NewsBTC
CMB International Brings $3.8B Money Market Fund on BNB Chain

CMB International Brings $3.8B Money Market Fund on BNB Chain

The post CMB International Brings $3.8B Money Market Fund on BNB Chain appeared first on Coinpedia Fintech News CMB International Asset Management, a subsidiary of China Merchants Bank, has taken a major step into blockchain by bringing one of Asia’s top-performing money market funds onchain.  This move aims to link traditional finance with blockchain and make institutional funds more accessible to investors. $3.8B Fund Goes Onchain  Through this partnership, the CMB International USD …

Author: CoinPedia
Which Crypto To Buy Today For Long-Term As Peter Schiff Claims Bitcoin Could Drop to $75K

Which Crypto To Buy Today For Long-Term As Peter Schiff Claims Bitcoin Could Drop to $75K

The post Which Crypto To Buy Today For Long-Term As Peter Schiff Claims Bitcoin Could Drop to $75K appeared first on Coinpedia Fintech News Bitcoin has fallen below $110,000 in recent weeks, and Ethereum has fallen below $3,700, which has sparked fears of a more general crypto crash. Schiff highlighted this downturn in social media noting that Ethereum could crash as low as $1,500 if it breaks through $3,350, which is a nearly 70% drop from its peak.  Consequently, …

Author: CoinPedia
China Merchants Bank tokenizes 3.8B USD fund on BNB Chain in Hong Kong

China Merchants Bank tokenizes 3.8B USD fund on BNB Chain in Hong Kong

TLDR CMBI’s $3.8B fund is now tokenized on BNB Chain after its Solana launch. Accredited investors can access the fund using fiat or stablecoins. OnChain enables CMBI tokens to be used for DeFi lending and yield uses. The fund’s assets rose from $2.9B in April 2025 to $3.8B by October. China Merchants Bank’s Hong Kong-based [...] The post China Merchants Bank tokenizes 3.8B USD fund on BNB Chain in Hong Kong appeared first on CoinCentral.

Author: Coincentral
Mutuum Finance (MUTM) Price Prediction: Can This Viral DeFi Crypto Rise 72x Before 2027?

Mutuum Finance (MUTM) Price Prediction: Can This Viral DeFi Crypto Rise 72x Before 2027?

Investors have watched Mutuum Finance (MUTM) Price Prediction closely as this DeFi project surges through its presale. Phase 6 of 11 phases has reached 65% completion, drawing sharp interest amid rising crypto prices. The platform raised $17,350,000 since the presale began, while total MUTM holders hit 17,040.  Current buyers secure tokens at $0.035, a 250% [...] The post Mutuum Finance (MUTM) Price Prediction: Can This Viral DeFi Crypto Rise 72x Before 2027? appeared first on Blockonomi.

Author: Blockonomi
Stripe’s Bridge Leads the Stablecoin Season, and Could Boost Best Wallet Token

Stripe’s Bridge Leads the Stablecoin Season, and Could Boost Best Wallet Token

What to Know: Stripe’s stablecoin arm, Bridge, has applied for a US national trust bank charter under the GENIUS Act, joining Circle, Ripple, Paxos, and Coinbase. The GENIUS Act introduces federal oversight for stablecoin issuers, requiring 100% cash or Treasury reserves and monthly public disclosures. This could mark the start of ‘Stablecoin Season,’ as regulated issuers bridge the gap between banks and blockchain payments. Best Wallet ($BEST) stands to benefit, offering users secure custody, presale access, and up to 80% APY staking rewards. Stablecoins are going legit, and pretty fast. Stripe’s stablecoin arm, Bridge, just filed an application with the US Office of the Comptroller of the Currency (OCC) to form a national trust bank under the newly enacted GENIUS Act. It’s the latest move in what’s shaping up to be ‘Stablecoin Season’: a full-blown regulatory sprint to bring digital dollars under federal oversight. If approved, Bridge’s charter would let Stripe issue, redeem, and custody stablecoins directly under the OCC, instead of juggling dozens of state-level money-transmitter licenses. That means its entire stablecoin business would sit under on federal framework, complete with 100% cash or Treasury-backed reserves and monthly public disclosures, as required by the GENIUS Act. Bridge now joins Circle ($USDC), Ripple ($RLUSD), Paxos ($USDP), and Coinbase ($COIN) in chasing national trust licenses – a race that marks a historic pivot for the US digital asset market. Together, these firms are positioning stablecoins as the regulated backbone of global payments, rather than gray-zone fintech experiments. The timing makes sense. Stablecoins already account for over $315B in circulating value, and Standard Chartered analysts estimate they could pull $1T in deposits away from traditional banks over the next three years. For users and merchants, that shift would make stablecoins the default settlement rail of the internet. They’re faster, cheaper, and now, finally, compliant. For Striple, Bridge isn’t just about compliance; it’s also an infrastructure play. The company recently unveiled Open Issuance, a service that helps apps launch their own stablecoins using Bridge’s back-end. Wallets like Phantom ($CASH), MetaMask ($mUSD), and Hyperliquid ($USDH) already rely on Bridge as their issuance partner. All signs point to a regulated on-chain economy, where digital dollars move under federal supervision and mainstream adoption finally takes hold. So the real question for investors becomes: if stablecoins are about to become the rails of this new system, which tokens will capture user flow at the edge? That’s where Best Wallet Token ($BEST) enters the picture, powering one of the fastest-growing Web3 wallets built to bridge the gap between regulated stablecoins and everyday users. From Stablecoins to Wallet Wars – the New On-Ramp Race The race for federal trust charters isn’t just about who prints the next digital dollar; it’s about who controls the gateway to it. Stripe, Circle, Ripple, and Coinbase are fighting for issuance and compliance. But at the user level, a different war is breaking out… the battle for wallets. Under the new GENIUS framework, stablecoins can finally plug into traditional finance with clear oversight from the OCC. That unlocks direct settlement with banks, cross-chain interoperability, and compliant collateral for lending protocols. This is the pipeline for a regulated DeFi economy. And this is where crypto wallets come in. They’re no longer just storage apps. They’ve become super apps. MetaMask now offers staking, Phantom integrates stablecoin rails, and new players like Best Wallet are going further by blending payments, presales, and rewards inside one secure, Fireblocks-powered interface. Best Wallet Token ($BEST) – The Token Fueling a Web3 Super App Built for the Stablecoin Era As stablecoins edge closer to federal recognition, wallet ecosystems are becoming the frontlines of adoption. Best Wallet is positioning itself at that intersection as a non-custodial wallet app that merges security, yield, and discovery into one seamless platform. Built on Fireblocks’ MPC-CMP framework, the same institutional-grade tech used by major custodians, Best Wallet offers users secure on-chain control without sacrificing usability. It’s a place to store tokens, buy into new crypto presales, stake assets, and soon, spend crypto cash through the Best Card. That card will deliver cashback and fee discounts to anyone staking the native $BEST token. And that token is what powers the entire ecosystem. Holding $BEST unlocks reduced transaction fees, higher staking rewards, and early access to new token launches through the in-app ‘Upcoming Tokens’ feature. Discover how to buy Best Wallet Token in our step-by-step walkthrough. The project has drawn over 57K followers on X and raised $16.5M so far in the presale. Tokens are priced at $0.025795, and with ambitions to capture 40% of the crypto-wallet market by the end of 2026, you can see why we a Best Wallet Token price prediction of $0.05106175 is not unreasonable. As stablecoins come under the OCC’s watch, wallets integrating compliant rails and institutional security will stand out. Best Wallet is built precisely for that world, connecting regulated stablecoin infrastructure with DeFi native opportunities. In that sense, the GENIUS Act sets the stage for wallets like Best Wallet to become the banks of the future, Join the $BEST presale and stake now for up to 80% APY. This article does not constitute financial advice. Crypto carries inherent risks, so please do your own research (DYOR) and never invest more than you are willing to lose. Authored by X, NewsBTC — www.newsbtc.com/news/stablecoin-season-stripe-bridge-impact-best-wallet-token

Author: NewsBTC