Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15537 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bessent and Hagerty Push FDIC Overhaul to Boost Community Bank Strength

Bessent and Hagerty Push FDIC Overhaul to Boost Community Bank Strength

TLDR: Treasury Secretary Scott Bessent and Senator Hagerty urge FDIC reform to protect community banks from collapse. Community banks have lost 45% of their numbers since 2010, shrinking their share of U.S. loans and assets. The Dodd-Frank Act entrenched big banks, creating an uneven playing field for small and mid-sized lenders. Raising FDIC limits could [...] The post Bessent and Hagerty Push FDIC Overhaul to Boost Community Bank Strength appeared first on Blockonomi.

Author: Blockonomi
Canada’s stablecoin rules; Aussie VASPs flag gaps in proposed law

Canada’s stablecoin rules; Aussie VASPs flag gaps in proposed law

The post Canada’s stablecoin rules; Aussie VASPs flag gaps in proposed law appeared on BitcoinEthereumNews.com. Homepage > News > Finance > Canada’s stablecoin rules; Aussie VASPs flag gaps in proposed law Canada is working on new stablecoin laws, and the government is expected to present the proposed framework within the next week, sources familiar with the matter have revealed. In Australia, local digital asset companies have welcomed a proposed regulatory framework but have demanded that the government provide clarity on certain critical provisions. Canada follows the US in regulating stablecoin Canadian government officials have been consulting with policymakers, regulatory agencies, and digital currency industry leaders for weeks over new stablecoin laws, sources within the government told Bloomberg. The officials are expected to unveil some of their proposals on the budget documents to be presented by Minister François-Philippe Champagne on Tuesday, November 4. Canada’s stablecoin rush comes at a time when the U.S. has set the pace for global regulators with the passing of the GENIUS Act, a comprehensive framework that has sparked a surge in stablecoin adoption, especially in mainstream circles. Since its passage, some of the world’s largest tech and financial companies—from JPMorgan (NASDAQ: JPM) and Citi (NASDAQ: C) to Amazon (NASDAQ: AMZN) and Walmart (NASDAQ: WMT)—have announced plans for proprietary stablecoins. This rapid growth has cemented the dominance of the U.S. dollar as the default peg for global stablecoins. Today, USD tokens account for 99% of the $316 billion stablecoin market cap. These tokens are backed by U.S. Treasury bills, creating a rising demand for U.S. debt. According to data from the U.S. Treasury, stablecoin issuers hold more Treasury bills than South Korea, Saudi Arabia, and Germany. For Canada, the dominance of the greenback increases the risk of capital flight to the U.S., says John Ruffolo, the vice chairman of the Council of Canadian Innovators. According to Ruffolo, Canadians will continue to purchase…

Author: BitcoinEthereumNews
Chainlink Integration Paves the Way for TON’s Cross-Chain DeFi Expansion

Chainlink Integration Paves the Way for TON’s Cross-Chain DeFi Expansion

Chainlink, the world-leading decentralized oracle network, has made a significant announcement about the extension of the Cross-Chain Interoperability Protocol (CCIP) and Data Streams to the TON network. This inclusion enables the Toncoin and other assets that support the Cross-Chain Interoperability Protocol to flow between multiple blockchains. TON Becomes a Cross-Chain Hub with Chainlink Infrastructure Now, […]

Author: Tronweekly
Mutuum Finance (MUTM) Price Projection: A Logical Breakdown of Future Scenarios As Presale Phase 6 Nears Sell Out

Mutuum Finance (MUTM) Price Projection: A Logical Breakdown of Future Scenarios As Presale Phase 6 Nears Sell Out

Analysts have tracked Mutuum Finance (MUTM) through its presale, where Phase 6 has reached 80% allocation at $0.035 per token, signaling urgent entry for those eyeing the best crypto to buy now. Funds raised have hit $18,200,000, with 17,550 holders already onboard since the campaign started in 2025. This momentum builds as Phase 6 sells [...] The post Mutuum Finance (MUTM) Price Projection: A Logical Breakdown of Future Scenarios As Presale Phase 6 Nears Sell Out appeared first on Blockonomi.

Author: Blockonomi
Steak ’n Shake And Fold Launch $5 Bitcoin Burger

Steak ’n Shake And Fold Launch $5 Bitcoin Burger

The post Steak ’n Shake And Fold Launch $5 Bitcoin Burger appeared on BitcoinEthereumNews.com. Fold Holdings (NASDAQ: FLD), the bitcoin rewards company known for letting users earn sats on everyday purchases, has teamed up with iconic fast-food chain Steak ’n Shake for a limited-time promotion that lets customers earn $5 in bitcoin with their meal. Starting today, Steak ’n Shake diners who order a Bitcoin Meal or Bitcoin Steakburger at one of the 1,200+ participating Steak ’n Shake locations can visit bitcoinmealdeal.com, upload their receipt, and receive a code redeemable for $5 in bitcoin through the Fold app.  Once the Fold app is downloaded and activated, the reward is instantly credited. The partnership marks the first time a U.S. restaurant chain has paired a menu item with bitcoin rewards, blending food, finance, and pop culture in a single bite. Even the bun carries a message: it’s stamped with a Bitcoin logo, a subtle but unmistakable symbol of how far the orange coin has traveled into mainstream consciousness. “Bitcoin goes mainstream when it starts showing up in everyday life,” said Fold Chairman and CEO Will Reeves in a note to Bitcoin Magazine. “That’s been our vision from the beginning, and our promotion with Steak ’n Shake is the next step in that journey. For many people, this will be the first time they ever own bitcoin — and it’ll come from something as ordinary as grabbing a burger.” Steak ‘n Shake loves bitcoin For Steak ’n Shake, the partnership deepens its ongoing relationship with the Bitcoin community.  Earlier this year, the 90-year-old chain rolled out Lightning Network payments across all U.S. locations, allowing customers to pay for meals using bitcoin with instant, low-fee transactions.  The company even sparked headlines when it publicly scrapped plans to accept Ethereum, declaring its “allegiance” to Bitcoiners. Now, it’s taking that loyalty a step further. “Steak ’n Shake has never…

Author: BitcoinEthereumNews
How Did Bitcoin Hyper Raise $25.3 Million? Viral Presale Aims to Fix Bitcoin for Good

How Did Bitcoin Hyper Raise $25.3 Million? Viral Presale Aims to Fix Bitcoin for Good

The post How Did Bitcoin Hyper Raise $25.3 Million? Viral Presale Aims to Fix Bitcoin for Good appeared on BitcoinEthereumNews.com. Crypto News Takeaways: The FOMC’s decision led $BTC to dip below $107K yesterday, yet the token is now consolidating near $110K. Amid market volatility, investors are seeking high-potential presale projects with 100x returns to channel their capital. A strong presale contender is Bitcoin Hyper ($HYPER), a Layer-2 network built to bring scalability, speed, and DeFi utilities to Bitcoin’s Layer-1. The project has already raised $25.3M+ in its presale, indicating significant investor interest and confidence. This October has been a relatively underwhelming month for the broader crypto market. First, the US-China trade tensions caused Bitcoin to dip from its ATH of $126K to around $103K. While $BTC was among the first to rebound – consolidating near $110K – Wednesday’s interest rate cut announcement pushed $BTC down to below $107K. Yesterday saw $BTC dip as low as $106.8K, although it’s currently back up, at $109.6K. However, as analysts like Ash Crypto point out, Bitcoin has a formed habit of dipping after FOMC meetings before rebounding to new highs. Yet another classic example of Bitcoin’s resilience. While the OG of cryptos continues to top the charts with a market cap of $2.18T, its native blockchain does little to accommodate the growing needs of traders holding the coin. But who can blame it? It’s the oldest blockchains in existence, which explains why its infrastructure leaves little room for innovation. That’s where Bitcoin Hyper ($HYPER) steps in – a Layer-2 miracle worker designed to overcome Bitcoin’s long-standing limitations and rejuvenate it to meet the modern trading needs of $BTC holders. The Key Challenges Holding Back Bitcoin’s Growth Bitcoin’s biggest strength has always been its immutable security, which it achieves through cryptography, decentralization, and a powerful consensus mechanism (Proof-of-Work). That said, here are several areas where it hasn’t met user needs as effectively as Solana or…

Author: BitcoinEthereumNews
Germany’s AfD Proposes Bitcoin as Strategic Asset Amid EU Regulation Debate

Germany’s AfD Proposes Bitcoin as Strategic Asset Amid EU Regulation Debate

The post Germany’s AfD Proposes Bitcoin as Strategic Asset Amid EU Regulation Debate appeared on BitcoinEthereumNews.com. Peter Zhang Oct 30, 2025 18:49 Germany’s AfD seeks to classify Bitcoin as a strategic asset, challenging EU’s MiCA regulations, aiming to boost digital sovereignty and financial innovation. Germany’s Alternative for Germany (AfD) party has filed a motion advocating for Bitcoin (BTC) to be recognized as a strategic asset, exempt from the European Union’s Markets in Crypto-Assets (MiCA) regulations. This proposal challenges the current regulatory framework and aims to position Bitcoin as a pivotal element in Germany’s financial landscape, according to Cryptonews. AfD’s Push for Bitcoin Recognition The AfD’s initiative, titled “Recognizing the strategic potential of Bitcoin — preserving freedom through restraint in taxation and regulation,” argues that Bitcoin should be treated as a decentralized, non-manipulable, and limited asset. The motion suggests that imposing MiCA’s stringent regulations could drive away capital and innovation, ultimately weakening Germany’s competitive edge in the digital economy. The party’s proposal further recommends maintaining a 12-month tax-free holding period for Bitcoin and classifying private mining and lightning node operations as non-commercial activities. By doing so, the AfD believes Bitcoin can be recognized as a form of digital money that aligns with modern economic and technological needs. Germany’s Balancing Act with EU Regulations Germany has historically been one of Europe’s most crypto-friendly countries, blending national rules with the EU’s MiCA framework. The Federal Financial Supervisory Authority (BaFin) plays a crucial role, overseeing crypto-asset service providers and enforcing compliance with anti-money laundering and know-your-customer standards. Despite these regulatory measures, the AfD’s proposal seeks to redefine Germany’s stance on digital assets, promoting greater autonomy from EU oversight. BaFin has already issued nine MiCA licenses, more than any other European regulator, positioning Germany as a central hub for regulated digital asset activities. However, the transition period for existing providers to obtain full…

Author: BitcoinEthereumNews
Best Cryptocurrency Under $0.75? Analysts Say This New Crypto Coin Could Explode Soon

Best Cryptocurrency Under $0.75? Analysts Say This New Crypto Coin Could Explode Soon

The post Best Cryptocurrency Under $0.75? Analysts Say This New Crypto Coin Could Explode Soon appeared first on Coinpedia Fintech News Every bull market has its breakout story, and according to many in the crypto space, that story for 2025 could belong to Mutuum Finance (MUTM). Priced at just $0.035 in its ongoing presale, the token is catching the attention of investors searching for the best cryptocurrency under $0.75 with strong long-term upside potential. As the …

Author: CoinPedia
Riot Platforms Reports Record $104M Profit in Q3 2025

Riot Platforms Reports Record $104M Profit in Q3 2025

The post Riot Platforms Reports Record $104M Profit in Q3 2025 appeared on BitcoinEthereumNews.com. Riot Platforms has announced record-breaking financial results for the third quarter of 2025, reporting a net profit of $104.5 million. The result offset earlier losses and marked one of the strongest quarters in the company’s history. According to a report published on October 30, 2025, Riot’s revenue soared to $180.2 million, more than doubling from $84.8 million during the same period last year. The primary driver behind this surge was a sharp increase in Bitcoin mining revenue, which reached $93.3 million. During the quarter, Riot mined 1,406 BTC, up 27% from Q3 2024, underscoring its growing efficiency and scale in the competitive mining sector. Riot Platforms, Inc. — Bitcoin Holdings Over Time. Source: bitcointreasuries.net Rising Costs and Expanding Infrastructure The company reported that its average cost of mining, excluding depreciation, climbed to $46,324 per Bitcoin, compared with $35,376 last year. Riot attributed part of the increase to a 52% rise in global network hashrate, which drove up overall costs, though energy credits helped offset the impact. Riot Platforms, Inc. (RIOT) Stock Price. Source: Yahoo Finance CEO Jason Les highlighted that Riot is channeling profits into strategic data center expansion — including the 112 MW Corsicana campus, designed to host both Bitcoin mining and high-performance computing (HPC) for artificial intelligence workloads. Les said the company is aiming to become a “multi-service data center operator”, blending blockchain and AI infrastructure. Earlier in 2025, Riot posted a net loss of $76.9 million due to heavy capital investments in infrastructure and equipment. However, the company ended Q3 with a solid cash position and strong Bitcoin reserves, signaling a robust turnaround. Nearly 20,000 BTC in Holdings Riot currently holds around 20,000 BTC, valued at over $2 billion at current market prices. This makes Riot the second-largest Bitcoin holder among mining firms and the seventh-largest among…

Author: BitcoinEthereumNews
Riot Platforms Delivers Record $104 Million Profit in Q3 2025

Riot Platforms Delivers Record $104 Million Profit in Q3 2025

Riot Platforms has announced record-breaking financial results for the third quarter of 2025, reporting a net profit of $104.5 million. The result offset earlier losses and marked one of the strongest quarters in the company’s history.According to a report published on October 30, 2025, Riot’s revenue soared to $180.2 million, more than doubling from $84.8 million during the same period last year. The primary driver behind this surge was a sharp increase in Bitcoin mining revenue, which reached $93.3 million.During the quarter, Riot mined 1,406 BTC, up 27% from Q3 2024, underscoring its growing efficiency and scale in the competitive mining sector.Rising Costs and Expanding InfrastructureThe company reported that its average cost of mining, excluding depreciation, climbed to $46,324 per Bitcoin, compared with $35,376 last year. Riot attributed part of the increase to a 52% rise in global network hashrate, which drove up overall costs, though energy credits helped offset the impact.CEO Jason Les highlighted that Riot is channeling profits into strategic data center expansion — including the 112 MW Corsicana campus, designed to host both Bitcoin mining and high-performance computing (HPC) for artificial intelligence workloads. Les said the company is aiming to become a “multi-service data center operator”, blending blockchain and AI infrastructure.Earlier in 2025, Riot posted a net loss of $76.9 million due to heavy capital investments in infrastructure and equipment. However, the company ended Q3 with a solid cash position and strong Bitcoin reserves, signaling a robust turnaround.Nearly 20,000 BTC in HoldingsRiot currently holds around 20,000 BTC, valued at over $2 billion at current market prices. This makes Riot the second-largest Bitcoin holder among mining firms and the seventh-largest among all public companies.Industry reports earlier this year noted that Bitcoin miners’ total debts rose by 500% over the past year, reaching nearly $13 billion — but Riot’s profitable rebound and growing reserves may set it apart from competitors heading into 2026.

Author: Coinstats