Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15665 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
While Ripple (XRP) Crashes Below $2.40, Mutuum Finance (MUTM) Presale Spears Past 85% in Stage 6

While Ripple (XRP) Crashes Below $2.40, Mutuum Finance (MUTM) Presale Spears Past 85% in Stage 6

While XRP falls below $2.40, Mutuum Finance (MUTM) surges past 85% in Stage 6, raising $18.5M as investors chase its stablecoin-backed DeFi lending model.

Author: Blockchainreporter
XRPL Labs Unveils Native Smart Contracts on XRP Ledger’s AlphaNet

XRPL Labs Unveils Native Smart Contracts on XRP Ledger’s AlphaNet

XRP Ledger introduces native smart contracts, transforming blockchain development possibilities. Developers gain access to XRPL’s AlphaNet for decentralized app testing. Network achieves 99.999% uptime milestone, reinforcing XRP Ledger’s unmatched reliability. The XRP community witnessed a major shift this week after Denis Angell, a software engineer at XRPL Labs and Xahau, revealed that the XRP Ledger Smart Contracts feature is now live for developers to test on AlphaNet. This marks the first time the ledger has introduced native Layer-1 smart contract capabilities, blending Ethereum-style contracts with XRPL’s unique native features and transaction system. Developers can now explore decentralized app creation directly on the XRP Ledger, expanding beyond traditional token operations. According to Angell, this milestone is designed to give developers direct access to XRPL’s core features without relying on UNL approval, providing flexibility and efficiency in execution. Also Read: XRP Burn Rate Jumps Over 60% as Network Activity Surges and Price Recovers New Phase for XRP Ledger Development The new smart contract framework offers multi-language support and introduces on-chain ABIs, allowing human-readable interface definitions to be stored directly on the ledger. This upgrade opens the door for wide-ranging use cases including cross-chain bridges, advanced DeFi protocols such as derivatives and perpetuals, as well as token utilities with staking rewards for issued tokens. Moreover, developers can build governance models with on-chain voting mechanisms, decentralized gaming systems, and marketplace logic supporting customizable NFT trading rules. The first smart contract extension, known as “Smart Escrows,” will enable developers to create customized release conditions for escrows and is expected to arrive in the first quarter of 2026. XRP Ledger Growth and Network Performance Besides expanding XRPL’s functionality, the network continues to demonstrate remarkable performance. It recently surpassed 100 million ledgers, achieving an uptime record of 99.999% since its inception. This reliability strengthens XRP Ledger’s standing as one of the most consistent blockchain networks globally. Additionally, onchain data from analytics platform Santiment showed that over 21,000 new XRP wallets were created within just 48 hours earlier this month, marking the highest growth in eight months. The consistent network stability and developer-focused innovations suggest that XRP Ledger is preparing for a new era of decentralized functionality and scalability. Also Read: U.S. Shutdown Extends Beyond a Month, Raising Fears of Economic Fallout and Crypto Uncertainty The post XRPL Labs Unveils Native Smart Contracts on XRP Ledger’s AlphaNet appeared first on 36Crypto.

Author: Coinstats
Top No-KYC Crypto Casinos 2025: Play Instantly, No ID Required

Top No-KYC Crypto Casinos 2025: Play Instantly, No ID Required

Top anonymous crypto casinos 2025 — play instantly with no ID required. Discover the safest no-KYC Bitcoin and USDT casinos with fast payouts and full privacy.

Author: Cryptodaily
Yuxin Technology: Some financial institutions hope to leverage new technologies to empower their business development and directly enter areas such as digital currency payments and online lending syst

Yuxin Technology: Some financial institutions hope to leverage new technologies to empower their business development and directly enter areas such as digital currency payments and online lending syst

PANews reported on November 9th that, according to Jinshi, Yuxin Technology recently stated at a brokerage strategy conference that traditional overseas financial institutions have a strong demand for system upgrades. Simultaneously, in many developing countries, the rapid popularization of emerging technologies such as AI is giving rise to entirely new financial service models. Some financial institutions hope to directly leverage new technologies to empower business development, directly entering mobile payment, digital currency payment, and online lending systems. In the Indonesian market, a joint operation with a leading digital bank has led to rapid growth in its business scale. In the Hong Kong and Macau markets, the company has won bids for multiple data implementation projects for a commercial bank and has established strategic partnerships with several global fintech companies, forming joint solutions. The number of successful implementation cases for products such as corporate online banking, digital wallets, and points-based reward platforms continues to increase.

Author: PANews
Euler: Euler DAO Treasury will be migrated to a new multisignature address.

Euler: Euler DAO Treasury will be migrated to a new multisignature address.

PANews reported on November 9th that the crypto lending protocol Euler announced on the X platform that the Euler DAO Treasury will be migrating to a new multi-signature address. This is because the current Treasury multi-signature address plays a dual role in holding DAO funds and executing protocol governance, and there are operational risks if it is not separated. The new multi-signature address has reportedly been created, and assets in the existing Treasury multi-signature address will be transferred to the new address, excluding protocol revenue, which will be temporarily retained for easier tracking during the transition. The new Treasury multi-signature address will be dedicated to asset management and allocation.

Author: PANews
Can Hot Air Rise Again After a 54% Drop?

Can Hot Air Rise Again After a 54% Drop?

The post Can Hot Air Rise Again After a 54% Drop? appeared on BitcoinEthereumNews.com. The wider crypto market is finally showing signs of recovery. With the total market cap up 6% this week and the Fear & Greed Index moving from extreme fear to neutral, sentiment appears to be improving. RSI levels above 52 suggest that buyers are regaining control. If this trend continues, Fartcoin could start climbing again, riding the next meme coin wave and sparking renewed investor confidence. While a meme coin rebound may deliver quick profits, smart traders are focusing on projects with real utility built on strong blockchain foundations. This shift in strategy positions Bitcoin Hyper (HYPER) as a top contender for the next 100x crypto, offering both long-term growth potential and solid fundamentals. Source – 99Bitcoins YouTube Channel Fartcoin Price Prediction Fartcoin (FARTCOIN) faced a brutal month, plunging more than 54% over the past 30 days and 16% in the past week, extending the heavy selling pressure dominating its chart. This deep correction made frustrated traders describe the token as a “slow rug.” Despite the collapse in price and bearish retail sentiment, daily performance showed a minor 0.5% rebound in the last 24 hours, signaling a potential short-term shift. While retail investors panic, smart wallets quietly accumulate. Data from Stalkchain shows a net inflow of $67,000 into FARTCOIN, signaling rising institutional and whale interest. The market cap sits around $262 million, keeping FARTCOIN in the mid-cap meme coin range, which attracts large investors seeking volatility-driven opportunities. Top holders maintain positions worth around $183,000, and smart wallet accumulation often comes before a reversal after deep corrections in meme-driven markets. This accumulation supports the contrarian view of analyst Unipcs (also known as “Bonk Guy”). He explains that earlier in the year, when social media hyped FARTCOIN as the next Dogecoin (DOGE), accumulation took place near the top. remember how everyone on the…

Author: BitcoinEthereumNews
BTCS Leverages Aave for Enhanced Digital Asset Treasury Strategy

BTCS Leverages Aave for Enhanced Digital Asset Treasury Strategy

The post BTCS Leverages Aave for Enhanced Digital Asset Treasury Strategy appeared on BitcoinEthereumNews.com. Darius Baruo Nov 08, 2025 20:48 BTCS Inc. utilizes Aave’s onchain lending platform to efficiently manage its Digital Asset Treasury, bypassing traditional financial institutions with lower costs and greater flexibility. Nasdaq-listed company BTCS Inc., specializing in Ethereum infrastructure, has adopted a novel approach to financing its Digital Asset Treasury (DAT) strategy by leveraging the decentralized finance (DeFi) platform Aave. BTCS, which sought to expand its Ethereum (ETH) holdings and validator fleet, found traditional financial avenues, such as bank loans, to be inefficient and costly, according to Aave’s official blog. Challenges with Traditional Financing BTCS faced significant hurdles in securing working capital through conventional means. Institutional investors proposed unfavorable terms, while bank credit lines involved high interest rates ranging from 11% to 14% for middle-market borrowers. Additionally, the bureaucratic process and limited banking hours restricted BTCS’s ability to respond to the fast-paced, 24/7 blockchain market. The Aave Solution To overcome these challenges, BTCS turned to Aave’s onchain lending markets on Ethereum. Aave’s decentralized platform offers a flexible and automated system where all lending processes are managed via smart contracts. This system provides BTCS with immediate access to liquidity and allows the company to maintain full control over its digital assets. BTCS benefits from significantly lower borrowing costs on Aave, with average rates of 5-6% on stablecoins as of September 2025. The platform’s 24/7 accessibility enables BTCS to borrow or repay funds at any time, thus aligning with the constant activity of crypto markets. Furthermore, Aave’s transparency and risk management features offer advantages over traditional centralized lending. Operational Strategy BTCS employs a strategic approach by depositing ETH as collateral on Aave, borrowing stablecoins like USDT or GHO, and converting them into additional ETH. This ETH is then staked to earn rewards, thus increasing BTCS’s…

Author: BitcoinEthereumNews
Fartcoin Price Prediction: Can Hot Air Rise Again After a 54% Drop?

Fartcoin Price Prediction: Can Hot Air Rise Again After a 54% Drop?

The wider crypto market is finally showing signs of recovery. With the total market cap up 6% this week and the Fear & Greed Index moving from extreme fear to neutral, sentiment appears to be improving. RSI levels above 52 suggest that buyers are regaining control. If this trend continues, Fartcoin could start climbing again, […]

Author: The Cryptonomist
A New Crypto Coin is Mimicking SOL’s Path, Don’t Miss Lowest Entry at $0.035

A New Crypto Coin is Mimicking SOL’s Path, Don’t Miss Lowest Entry at $0.035

The post A New Crypto Coin is Mimicking SOL’s Path, Don’t Miss Lowest Entry at $0.035 appeared on BitcoinEthereumNews.com. The post A New Crypto Coin is Mimicking SOL’s Path, Don’t Miss Lowest Entry at $0.035 appeared first on Coinpedia Fintech News When Solana (SOL) traded under $0.50, only a few believed it would ever touch $250. That early spark of innovation changed everything, and today a new project, Mutuum Finance (MUTM), is capturing that same momentum. The project is building speed through its presale and a clear, utility-driven purpose that resonates with early crypto investors. With its dual lending model, staking rewards, and growing ecosystem, Mutuum Finance (MUTM) is already showing the traits of the next breakout on crypto charts. Presale Surge and Investor Excitement Mutuum Finance (MUTM) is now in Presale Phase 6, priced at $0.035 per token. Out of 170 million tokens in this stage, 87% are already sold. The presale has attracted over 17,800 investors and raised $18.50 million across previous phases. Phase 7 will increase the price to $0.040, marking a 15% rise. This is the final opportunity for new entrants to buy at the lowest available price before the next jump. A simple investment comparison shows the potential scale of returns. An early buyer who invested $10,000 in Phase 1 at $0.01 would now see their holdings valued at $35,000 at the current presale rate. When Mutuum Finance (MUTM) reaches its $1 projection, that $10,000 investment grows to $1,000,000 — a 100x increase. Even those joining during Phase 6 will enter before listings and public trading begin, placing them ahead of future market movements. Technology that Mirrors Early Solana (SOL) Innovation Mutuum Finance (MUTM) is designed as a decentralized lending and borrowing protocol. Its framework combines two key models. The Peer-to-Contract (P2C) system will let users deposit assets such as ETH or USDT into audited liquidity pools. These deposits will generate mtTokens, representing both…

Author: BitcoinEthereumNews
Re7 Labs releases report on the impact of xUSD de-pegging: Over $13 million in funds affected by Stable Labs, with no response yet received.

Re7 Labs releases report on the impact of xUSD de-pegging: Over $13 million in funds affected by Stable Labs, with no response yet received.

PANews reported on November 9th that Re7 Labs released a report on the impact of xUSD de-pegging, indicating that over $13 million in funds were affected by Stable Labs. The report stated: 1. Stream-xUSD: Stream's CEO has assured that the company's financial situation is stable and unaffected by market events. Stream has already partially repaid its lending positions on Plasma and $7 million worth of USDC held in Re7 Labs' vault on Worldchain. Meanwhile, to prevent further risk exposure, Re7 Labs has transferred all funds from the Earn vault out of the xUSD market. Furthermore, the cap on the xUSD market has been set to 0, and it has been removed from the Euler Earn vault's supply queue. 2. Elixir-deUSD and sdeUSD: After discovering last week that borrowers using deUSD and sdeUSD as collateral appeared to be associated with Stream, they began to reduce their risk exposure to Stream and Elixir. Specific measures included lowering investment limits and moving funds out of markets that included xUSD, deUSD, and sdeUSD. Currently, all borrowing positions using sdeUSD as collateral have been fully repaid on Plume. 3. Stable Labs-USDx and SUSDx: We communicated with Stable Labs CEO Flex this week and found that he may be in trouble. We have asked him to deposit liquidity so that users can close their positions. The funds affected by Stable Labs are approximately $13,114,000 and we have not yet received a response. Re7 Labs stated that it is seeking legal advice and will develop appropriate legal and strategic responses after a comprehensive assessment of all aspects of the incident.

Author: PANews