DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

67773 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
The DeFi version of MicroStrategy is born? A $2 million capital gamble and a boardroom battle

The DeFi version of MicroStrategy is born? A $2 million capital gamble and a boardroom battle

Will Leshner turn LQR House into the MicroStrategy of DeFi? Written by: TechFlow LQR House, a publicly traded liquor retailer located in Miami Beach, Florida, has not been doing well

Author: PANews
The crypto market rose across the board, with the PayFi sector leading the way with a 17.06% gain

The crypto market rose across the board, with the PayFi sector leading the way with a 17.06% gain

PANews reported on July 18 that according to SoSoValue data, three cryptocurrency bills were passed by the U.S. House of Representatives. Driven by this and the "Genius Act" expected to

Author: PANews
Trump Admin Weighs Crypto in Retirement Portfolios: Report

Trump Admin Weighs Crypto in Retirement Portfolios: Report

The Trump administration is reportedly preparing to open the doors of the $9 trillion US retirement market to cryptocurrencies, gold and private equity, a move that could redefine how millions of Americans invest their savings. Trump is expected to sign an executive order as early as this week that would allow 401(k) plans to include a broader set of alternative assets, the Financial Times reported Friday. This order would instruct US regulatory agencies to study and remove any remaining barriers preventing professionally managed retirement funds from offering exposure to asset classes beyond traditional stocks and bonds. These would include digital assets, precious metals, corporate debt, infrastructure funds and private equity vehicles. FT Exclusive: The US president is expected to sign an executive order that would open up 401k plans to alternative investments beyond traditional stocks and bonds, according to people briefed on Trump's plans. https://t.co/M4RCM0Vq7t pic.twitter.com/mY3w0ZiHyG — Financial Times (@FT) July 17, 2025 Trump Seeks to Modernize 401(k)s by Expanding Beyond Stocks and Bonds The shift marks a pivotal moment for US retirement policy. Currently, 401(k) plans allow workers to invest part of their salaries in tax-advantaged public securities, but most options remain limited to conventional stock and bond mutual funds. By broadening this scope, the Trump administration aims to align retirement planning with evolving market dynamics. This latest move also accelerates the president’s ongoing campaign to legitimize crypto within mainstream financial systems. Trump has positioned himself as a pro-crypto leader, campaigning on deregulating digital assets and publicly crediting the industry for helping deliver his 2024 election win. Wave Of Trump-Supported Crypto Bills Signals Push To Ease Rules This week, the House of Representatives passed three crypto-related bills strongly backed by the Trump administration. The votes followed a late-night meeting between Trump and lawmakers that helped resolve a procedural gridlock just two days prior. Together, the legislation reflects a broader effort to support digital finance and remove regulatory roadblocks. The administration has already taken early steps toward integrating crypto with retirement savings. In May, the Department of Labor rescinded a Biden-era policy that discouraged 401(k) plan administrators from offering crypto options . Trump’s executive order would take that effort further by encouraging regulatory clarity and legal protections. Wall Street Firms Prepare for Wave of Retirement-Fueled Capital For the private capital industry, the proposed changes could prove transformative. The order is expected to instruct the Labor Department to explore “safe harbor” provisions for retirement plan administrators, shielding them from liability when offering more complex, less liquid investments like private equity and infrastructure funds. Firms such as Blackstone, Apollo and BlackRock have already signaled strong interest in expanding access to the retirement market. With hundreds of billions of dollars potentially flowing into alternative investments, many of these firms have started forming alliances with major asset managers to prepare for a shift in retail capital. If implemented, the order could reshape the financial landscape by giving average Americans exposure to asset classes once reserved for institutions and ultra-high-net-worth individuals. However, critics caution that such investments often carry higher fees and are harder to value, making consumer protections and oversight critical. Still, the Trump administration sees this as a long-overdue update to a retirement system built for a different era.

Author: CryptoNews
Compound Finance founder Robert Leshner acquires controlling stake in LQR House for approximately $2.03 million, plans to promote strategic transformation of the company

Compound Finance founder Robert Leshner acquires controlling stake in LQR House for approximately $2.03 million, plans to promote strategic transformation of the company

PANews reported on July 18 that Robert Leshner, the founder of Compound Finance, recently announced that he had acquired approximately 56.9% of the shares of LQR House Inc. with approximately

Author: PANews
Trump makes a big move, $9 trillion in pension funds are about to enter the crypto market?

Trump makes a big move, $9 trillion in pension funds are about to enter the crypto market?

Overnight, the Financial Times broke the news: US President Trump is preparing to sign an executive order allowing retirement plans such as 401(k) to invest in "alternative assets" such as

Author: PANews
Why do we invest in SBET? Undervalued Ethereum Beta, a new starting point for CeDeFi integration

Why do we invest in SBET? Undervalued Ethereum Beta, a new starting point for CeDeFi integration

By: Yetta (@yettasing), Venture Partner at Primitive Ventures; Sean, Liquidity Partner at Primitive Ventures Preface: This article was written in May 2025. In May, we completed the PIPE investment in

Author: PANews
Enlightify breaks Bitcoin-only mindset with $20m bet on CYBER tokens

Enlightify breaks Bitcoin-only mindset with $20m bet on CYBER tokens

Bitcoin has long been treated as the default corporate crypto holding. Enlightify’s CYBER allocation challenges that dogma, betting instead on a token designed to power decentralized AI networks. In an announcement on July 17, the Cyber Foundation said Enlightify Inc.…

Author: Crypto.news
5 coins showing strength poised to skyrocket in 2025

5 coins showing strength poised to skyrocket in 2025

With Bitcoin soaring and greed dominating sentiment, altcoin gems like LILPEPE are drawing 100x return predictions. #partnercontent

Author: Crypto.news
BSTR joins Bitcoin treasury arms race with 30,021 BTC and Wall Street backing

BSTR joins Bitcoin treasury arms race with 30,021 BTC and Wall Street backing

Strategy and other publicly traded BTC holders now have serious competition. With a Cantor-backed SPAC, a $1.5 billion PIPE, and a founding team led by Bitcoin pioneer Adam Back, BSTR is entering the corporate Bitcoin game with a balance sheet…

Author: Crypto.news
Why Is Crypto Up Today? – July 17, 2025

Why Is Crypto Up Today? – July 17, 2025

The crypto market is up today, with individual coins – particularly in the top 10 category – seeing notable increases. 90 of the top 100 coins per market cap have appreciated over the past 24 hours. That said, the cryptocurrency market capitalization has decreased by 2% to $3.88 trillion. Nonetheless, the total crypto trading volume is at $240 billion. These levels have remained similar for the past three days. TLDR: The crypto market is still increasing, with 90 of the top 100 coins rising; BTC is unchanged, standing at $118,085; ETH is the top 10’s best performer, trading at $3,425; Market sentiment remains firmly in the greed zone; US BTC and ETH spot ETFs recorded positive flows, with the latter breaking records; The market has just entered into a near-term overheated condition; ”Where the institutional money flows, innovation follows”; ”Innovations within Bitcoin DeFi are laying the groundwork for Bitcoin transformation.” Crypto Winners & Losers At the time of writing, all the top 10 coins per market cap are green. Most increased above 3.5%. However, Bitcoin (BTC) is currently up only 0.1%, meaning that the price has remained the same, standing at $118,085. It’s the smallest increase in the category. At the same time, Ethereum (ETH) saw the highest increase in this category yet again. It’s consistently outperforming its peers in this metric. It’s up 9%, currently trading at $3,425. XRP (XRP) is the second-highest gainer. It’s up 7.7% to the price of $3.15. In the top 100 coins category, four saw double-digit rises, three of which above 20%, and the fourth being very close. Floki (FLOKI) is up 35.7%, now changing hands at $0.0001294. This is followed by Curve DAO (CRV)’s 24.5% to $1.01. On the other hand, yesterday’s winner Pump.fun (PUMP) dropped the most today. It’s down 18.6% to $0.005329. Pudgy Penguins (PENGU) saw the only other double-digit fall. The rest of the red coins are down by less than 3% each. The market has continued the rally on the accelerating institutional interest, as well as favorable regulatory developments in the US, with three pieces of crypto legislation moving to the next step of approval. Notably, eyes are now on ETH’s performance, as the price is making its way towards that key $4,000 mark. $ETH making a pure Bull Flag. This is not like memes and other hype coins Zoom in Zoom out and you’ll see bigger picture. ETH is so real close to breaking out. You know my magic number ~ $4,000. ETH/BTC breaking $16K and we all remember what came after +300% straight final… pic.twitter.com/iXvo1ZWJfy — Henry (@LordOfAlts) July 16, 2025 Meanwhile, the U.S. House of Representatives voted to pass a procedural motion that allows the GENIUS stablecoin bill, the Digital Asset Market Clarity Act, and the Anti-CBDC Surveillance State Act to proceed to final votes. The GENIUS Act already passed the Senate in June with bipartisan support. It could land on the president’s desk this week. BREAKING: 🇺🇸 US HOUSE JUST PASSED #BITCOIN AND CRYPTO BILLS REVOTE ON MOTION HERE WE GO!!! pic.twitter.com/bfC9pIXhEV — Vivek⚡️ (@Vivek4real_) July 16, 2025 However, Congresswoman Maxine Waters argued that these three pieces of crypto legislation would create “ a casino for crypto billionaires to make more profits .” “These bills throw hardworking Americans under the bus, putting them at risk for a future financial crisis—all to legitimize Donald Trump’s crypto scams,” Waters said. ‘Where Institutional Money Flows, Innovation Follows’ According to Glassnode , Bitcoin’s latest consolidation phase saw heavy accumulation in the $93,000–$97,000 and $104,000–$110,000 zones. “Breaking above these dense supply clusters may now establish strong support, forming a potential foundation for future market pullbacks,” the report says. Bitcoin now enters a new phase of price discovery. At the same time, the majority of the supply is held in profit. Notably, Glassnode says, while there is still potential for another leg higher, “the market has just entered into a near-term overheated condition.” Source: Glassnode Meanwhile, Dom Harz, co-founder of Layer-2 BOB , noted a surge in interest from institutions building out Bitcoin treasuries. That said, “as the infrastructure matures and innovation thrives, Bitcoin is poised to become far more than a store of value.” Innovations within Bitcoin DeFi are laying the groundwork for this transformation, Harz says. This will enable institutions to hold Bitcoin, but also to put the coins to work through DeFi applications. “The next chapter for Bitcoin, and indeed digital assets, moves past price speculation and towards genuine utility opportunities. And where the institutional money flows, innovation follows.” Harz also commented on the current Crypto Week happening in the US, describing it as a historic moment for Bitcoin and crypto in general. He continues: “With BTC breaking past $122,000 over the weekend, a new all-time high, the price is reflecting the convergence of increased institutional inflows, growing confidence in digital assets as foundational infrastructure, and importantly, a call for regulatory clarity.” Therefore, Crypto Week shows “a consolidated push towards alignment on a framework that empowers innovation through clarity; the kind of innovation that will unlock blockchain’s true potential. Bitcoin DeFi, in particular, remains the industry’s greatest opportunity,” Harz concludes. Levels & Events to Watch Next At the time of writing, BTC trades at $118,085. Yet again, the coin saw choppy 24 hours of trading. It began this period with $118,186, rising to the daily high of $120,008. It has been decreasing since, however, moving back towards the intraday low. The market watchers are now waiting for the price to reestablish itself within the $120,000 territory and hold it. Bitcoin Price Chart. Source: TradingView Moreover, Ethereum is currently trading at $3,425. Its rise has been steadier than BTC’s over the past day. It started at $3,162, decreased slightly to the intraday low of $3,148, before rising to its current level, which is also its daily high. Notably, the next major upside targets are $3,454 and $3,757. However, market participants are also eyeing the $4,000 mark, which has now entered the realm of possibility. Additionally, ETH surpassing the $3,280 mark for the first time since February placed it less than 10% away from breaking out of a four-year channel that restrained it from reaching its ATH of $4,891, recorded in 2021. Meanwhile, the crypto market sentiment still stands firmly in greed territory. The Fear and Greed Index increased from 68 yesterday to 70 today . It suggests a willingness to invest and a positive view of the market. Further increases could suggest that the market is becoming overbought. Source: CoinMarketCap Furthermore, on 16 July, the US BTC spot exchange-traded funds (ETFs) saw additional positive flows. This marks the tenth day in a row. Inflows reached $788.4 million , nearly double than a day before. Moreover, this is the record-high amount, significantly surpassing the previous $428.44 million. With that, the total net inflows hit $6.48 billion. BlackRock saw the highest share of this amount again, recording $763.89 million. Ark & 21 Shares , Fidelity , and Grayscale account for the rest. Source: SoSoValue At the same time, US ETH ETFs saw positive flows for the ninth day in a row, recording a whopping $726.74 million on 16 July. Of this amount, BlackRock recorded $499.25 million, and Fidelity took in $113.31 million. Six other funds saw inflows. There were no outflows again. Source: SoSoValue Meanwhile, Tom Lee, chief investment officer at Fundstrat and chairman of Bitmine Immersion Technologies , argued that the growth of stablecoins, in addition to Wall Street’s tokenization of real-world assets, is fueling interest in the Ethereum blockchain . Moreover, Ethereum has seen increased transaction activity as investor interest grows. 3/ Head of Digital Assets for Fundstrat @SeanMFarrell notes that transaction activity picking up on ethereum data from @TheBlock__ $BMNR @BitMNR pic.twitter.com/5frs6rhWNr — Thomas (Tom) Lee (not drummer) FSInsight.com (@fundstrat) July 15, 2025 Meanwhile, Senator Cynthia Lummis commented on the recent reports that the U.S. is holding about 85% less in its Bitcoin Reserve than previously thought. “I’m alarmed by reports that the U.S. has sold off over 80% of its Bitcoin reserves – leaving just ~29,000 coins,” Lummis said. “If true, this is a total strategic blunder and sets the United States back years in the Bitcoin race.” Quick FAQ Why did crypto move with stocks today? The crypto market has increased over the past 24 hours, and the US stock market rose on Wednesday as well. The S&P 500 is up by 0.32%, the Nasdaq-100 increased by 0.1%, and the Dow Jones Industrial Average rose by 0.53%. This comes after the US president said it was “highly unlikely” that he would dismiss Federal Reserve Chair Jerome Powell. Is this rally sustainable? For now, yes. Recent developments have created room for the rally to continue. Short-term pullbacks will certainly continue as well. You may also like: (LIVE) Crypto News Today: Latest Updates for July 17, 2025 Ethereum has surged past the $3,300 mark, currently trading at $3,339.13 after a strong 20% weekly gain. XRP is holding firm at $3.05, up 5% in the past 24 hours, while Bitcoin inches up to $120,000, maintaining its dominance. Solana sits at $170.39, nearly 5% up. The market's green momentum signals that altcoin season may be fully underway, with capital rotating into top-layer 1s and major tokens beyond Bitcoin. But what else is happening in crypto news today? Follow our up-to-date live...

Author: CryptoNews