Is XRP undervalued? Why are more and more investors turning to IO DeFi?

As XRP price uncertainty persists, some investors are turning to IO DeFi as a way to maintain cash flow and manage risk during prolonged market volatility.

Amid the prolonged volatility in the crypto market, the debate over whether XRP is undervalued has intensified again. A growing number of investors believe that beyond price fluctuations, managing risk and maintaining cash flow during the waiting period is more important. It is within this framework that IO DeFi has begun to attract investors’ attention.

According to its proponents, IO DeFi offers a structured return model that does not directly rely on market fluctuations, providing a sustainable, passive, and relatively stable daily return even during market downturns or periods of high volatility. This “secure returns first, then invest in potential assets” approach is being seen by some XRP investors as a complementary option against uncertainty.

Why are more and more investors choosing IO DeFi?

The increasing number of investors turning to IO DeFi is not limited to XRP holders. In fact, long-term holders of Bitcoin, Ethereum, and other mainstream cryptocurrencies face a common problem: during prolonged periods of market volatility or sideways movement, while assets are viewed favorably in the long term, their funds are in a state of “holding without generating returns.”

For these investors, the real cost isn’t just price volatility itself, but the continuous accumulation of time and opportunity costs. Whether holding XRP, BTC, ETH, or other crypto assets, patience and capital efficiency will be tested whenever the market enters a correction phase.

It is against this backdrop that IO DeFi is gradually being incorporated into the portfolio choices of more investors. Its core appeal lies in its yield structure, which doesn’t directly depend on the price fluctuations of a single cryptocurrency. Even if the overall market performance is lackluster, it can still generate passive and relatively stable daily returns. This allows investors to hold core crypto assets without having to endure the entire “waiting period.”

More and more investors are beginning to view IO DeFi as a universal cash flow tool to balance the uncertainty brought by highly volatile assets. In this way, long-term cryptocurrency holding no longer means passively waiting for market movements, but rather maintaining capital flow and psychological stability throughout different market phases.

How to get started with IO DeFi

1. The process for joining IO DeFi is relatively clear. New users simply need to create an IO DeFi account using their email address to receive $15 in starter funds. This reward can be used to purchase daily sign-in contracts, earning a stable daily return of $0.60.

2. Users can freely choose contract types with different maturities and yield structures to match their risk and return expectations.

3. Activation is simple: pay the contract fee. The platform supports major cryptocurrencies such as BTC, ETH, and XRP as payment methods.

4. During the contract’s validity period, the system will generate stable daily returns according to a predetermined mechanism, automatically crediting the account balance within 24 hours. Users can choose to withdraw directly or upgrade to higher-level contracts.

5. In addition, IO DeFi offers a referral program. Users who invite friends to participate will receive a permanent 3% and 2% share of the earnings, allowing users to earn stable returns even without investing.

Partial list of yield contracts

Investment Amount: $1,000 Period: 10 days Daily Yield: $12.7 Total Return at Maturity: $1,127

Investment Amount: $3,000 Period: 15 days Daily Yield: $43.5 Total Return at Maturity: $3,652.5

Investment Amount: $5,000 Period: 20 days Daily Yield: $75 Total Return at Maturity: $6,500

Investment Amount: $10,000 Period: 35 days Daily Yield: $158 Total Return at Maturity: $15,530

For more details, please visit the IO DeFi website.

Summary

Overall, whether it’s XRP or other mainstream cryptocurrencies, the core issue facing investors today is no longer just “what to buy,” but how to improve capital efficiency in different market phases. IO DeFi provides a new approach for long-term investors: maintaining a continuous cash flow through structured methods without abandoning core asset allocations, thereby reducing the uncertainty brought about by waiting periods.

Whether this model is suitable for everyone depends on individual risk tolerance and investment goals. However, it’s certain that a growing number of market participants are exploring this combination of “stable returns + potential assets,” and its long-term effects warrant continued observation and discussion.

To learn more about IO DeFi, visit the official website or download the mobile app.